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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Zephyr Mortgages consent to lease

  • How challenging is it to seek consent to let with Zephyr Mortgages. I'm interested in fixed residential mortgage and hope to reside at the property but would like to know what options are open to me for example - if a job elsewhere was offered to me for a year overseas.. Could you let me know generally how receptive Zephyr Mortgages are regarding consent to let?
  • Meeting with my IFA on Friday. I am going to seek Consent to Let from my current lender Zephyr Mortgages. My new property in Southwark will be 75% LTV. I have been told by a friend that some lenders turn away consent to let customers and I may have issues regarding my new mortgage. Is there any truth in this?
  • We are intent on buying a property, renting a couple of the rooms out in order to cover the loan with Zephyr Mortgages, and then moving on in two or three years - when the property would be fully rented. Is it likely that Zephyr Mortgages would frown upon this as I will have been issued with a standard loan as opposed to a B2L or consent to let? I've heard that the worst case scenario is that they can repossess the property, is this right?
  • How long after taking out a new mortgage will a consent to let be likely to be given by Zephyr Mortgages? To give some background I bought my flat in Haringey nearly two years ago and am currently on a fixed term for 3 years. Not long after I met my partner and now we are looking at moving in together. I intend to get a better fixed term next June. I assume that I would have to wait at least half a year before I could request a consent to let. Is that right?
  • I am looking to Zephyr Mortgages to issue me with consent to let out my basement flat in Hounslow. I am moving to Dubai for 6 months on a secondment.
  • I previously took a mortgage with Zephyr Mortgages, but I am going to need to get consent to let for about a year as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for twelve months (by living near her parents and getting support) in a greener more relaxed area of Manchester.
  • There is a chance of me going to NYC for twelve months with work. Planning on taking my partner with me and hoping to rent our Westminster property in the meantime on a temp basis to make matters more cost effective. I was just enquiring whether Zephyr Mortgages currently allows consent to let
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage provider Zephyr Mortgages. Will any consideration be given to the fact that I only drew down on the mortgage four months ago?