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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Zephyr Mortgages Consent to Lease Example Support Desk Enquires

  • In what situations will consent to let for a property be given via Zephyr Mortgages? For what period of time do you have to have had the mortgage before consent to let can be negotiated with Zephyr Mortgages? In order to give you some history I am a young lawyer in a home bought last July. The perfect job opportunity necessitating moving to a different city on a permanent basis has presented itself. I am interested in securing consent to let in the first instance in order to put a tenant in it to cover the costs of the Zephyr Mortgages mortgage.
  • Me and my partner and I I have a residential mortgage with Zephyr Mortgages but I would like to occasionally rent the property out as a holiday let....do I need consent to let from Zephyr Mortgages?
  • My solicitors have served eviction orders on a tenant who had not paid rent. A Section 21 and section 8 have been issued. The tenant's defense for refusal to pay is built on the assertion that I I failed to obtain consent to let my garden flat from my lender Zephyr Mortgages
  • I have found myself in the accidental landlord situation and didnt inform Zephyr Mortgages. I had to leave my property for career reasons, so am now based in another part of the country. At first I attempted to sell the flat, but prices were depressed, which meant I was in negative equity. This was three years ago in 2012, the value has gone up and has given me time to save. I am in now in a position where I can now switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Zephyr Mortgages that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances forced my hand. Can I change to a BTL without Zephyr Mortgages knowing what I’ve done?
  • I'd like to know if Zephyr Mortgages are likely to grant consent to let out our residential property in Harrow
  • We have a owner-occupier mortgage with Zephyr Mortgages and are considering obtaining consent to let so that we can apply for another mortgage on another property that I own on a buy to let basis. Before we apply it would be helpful to know the connotations of making the change and any facts that we need to be aware of.
  • I am considering moving in with my partner but would rather not to sell my flat. What is the process for seeking consent to let from Zephyr Mortgages, and how likely is it that this will be given?
  • What, if any, income requirements do Zephyr Mortgages set for consent to let on an existing homeowner mortgage?