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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Zephyr Mortgages Consent to Lease Example Support Desk Enquires

  • I have a home loan with Zephyr Mortgages on a property and I would like to let it out and rent another property as a result of changes in personal circumstances - I want to move to a new area, and to live in a larger property with my partner. I sought consent to let and yesterday got a response refusing as they determined that I want to invest. I dont know what my options are. The process has put me at risk since I already have rented a new house and would have to pay both Zephyr Mortgages and rent payments, which could expose me financially. The matter needs to be addressed soon because a prospective tenant waiting on the sidelines
  • Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It is on the market and I have had very few viewings. This is because my neighbour is a drunk and assaulted me last year. I was obliged to put it on the disclosure sheet. I am with Zephyr Mortgages on a standard variable rate. Someone mentioned I should get consent to let from Zephyr Mortgages and lease the flat to tenants.
  • My husband and I might have to let his apartment out. I am aware that I require consent to let by Zephyr Mortgages. We plan on joining a landlord association should we go ahead and let the property, but do you have any thoughts on which are the best? We've come across the RLA and National Landlords Association.
  • We are currently in Hong Kong and renting out our property in Sutton. This was unplanned but an opportunity arose and we took it. The rental income is insufficient to cover the mortgage so we transfer funds each month to cover the shortfall. Last week I got a letter in the post from our lender informing me that as the property is being let out and has been for almost three years we will have to pay 1.5% interest on top of our current mortgage rate. One option is to sell the apartment but this will be difficult as I am so far away. Could we remortgage with Zephyr Mortgages and get consent to let?
  • Is it possible to remortgage with Zephyr Mortgages with consent to let if my fixed rate is about to expire. Circumstances would not have changed.
  • I might potentially need consent to let from Zephyr Mortgages in the future with work. I am just seeing what the options would be if this was the case. Is there a limit on how long one can let out your property with consent?
  • I have a domestic homeloan with Zephyr Mortgages. I bought the property in March two years ago. How difficult will it be to get consent to let.
  • We are considering a remortgage offer with Zephyr Mortgages and it's likely I will need take advantage of any consent to let option if available at some point in the fixed period. Are there any fees I should be aware of?