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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Zephyr Mortgages consent to lease

  • Frank (my fiance) and I may need to lease our Croydon home for a while due to a career opportunity. This will be temporary but perhaps for five years. Must I notify Zephyr Mortgages or should I just keep quiet?

  • I have a normal mortgage with Zephyr Mortgages and will be joining the Royal Fleet Auxiliary in March. This is a civilian manned fleet owned by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst away I want to rent out my property in Newham and live with my father when on shore. Will this be granted?
  • My partner and I are first-time buyers, presently renting. We would ideally like to buy a garden flat in Waltham Forest. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we need to get a buy-to-let mortgage? Could we take a domestic mortgage with Zephyr Mortgages, even though we won't be moving in straight away? Or could we reside there for a couple of months, then start renting it with consent to let from Zephyr Mortgages? I'm only interested in options that are fully legitimate, and wouldn't breach the provisions of the Zephyr Mortgages mortgage.
  • Am with Zephyr Mortgages and wonder if I am duty bound to disclose if we no longer reside in the property. I fear that they may bump up the interest rate if we move and find a tenant but it's far from apparent what the increase would be. Should I decide to rent my property out and seek consent to let how would the payments go up?
  • I am considering renting my flat will Zephyr Mortgages bill me for a consent to let letter?
  • Circumstances: I am moving to become a non-UK resident. This might be for many years. Nevertheless I will be on a four month test period .I'm wanting to know the criteria for consent to let from Zephyr Mortgages and any costs to be incurred
  • I have fixed rate mortgage with Zephyr Mortgages. I may have to rent out my place due to necessity. If I seek consent to let, will I have to pay a lot more interest?
  • I may potentially need consent to let from Zephyr Mortgages in the future with work. I am just exploring what the options would be if this was the case. Are there any time restrictions on the length one can let out a property with consent?