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Need professional advice for your consent to let with Zephyr Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Zephyr Mortgages consent to let: Q and A’s

  • I have to move my daughter’s school by early-January and move to a different area. I don't have time to find a buyer for my house.The short term option is to let my property out. Currently I have buildings and contents insurance. Do I need different insurance? Am I required to get consent to let by my mortgage lender Zephyr Mortgages
  • Are you able to inform me what Zephyr Mortgages charge for consent to let out part of my three bedroom second floor purpose built flat? Any answers are appreciated.
  • I have a residential loan with Zephyr Mortgages. I wanted to purchase a second property and my mortgage broker advised me to apply for a consent to let. As far as I am aware they would only grant consent to let if I have the intention to reoccupy my current property. Have I been given the right information?
  • I would like to let my current residence as I wish to acquire a bigger house for the family. I have a two year fixed mortgage with Zephyr Mortgages. On the basis I get the consent to let as I understand banks are more than likely to push me towards getting BTL mortgage when the fixed term is finished. Could I refinance after a couple of years with an alternative lender? What ramifications does that have aside from the higher rates - will I need a higher equity portion in the property too ie lower loan to value?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Zephyr Mortgages. My property is worth approx £250k and owe £48k on it. Do you think Zephyr Mortgages increase my interest rate?
  • I recently bought a ground floor flat in Hackney. I am first time buyer. I am moving Belfast next month, can I get consent to let from my lender Zephyr Mortgages or do I have to wait six months?
  • I was wondering if you are able to assist. I require consent to let from Zephyr Mortgages and would like to know if this option would be possible for me to move to as I have to move back home to take care of my mum
  • What are the implication if a borrower has already leased out the property for some years as an HMO and now want to go legit with Zephyr Mortgages by getting consent to let ? (work on the basis that Zephyr Mortgages had previously given a homeowner mortgage in the past)