Consent-to-let Help for Yorkshire Bank Home Loans Ltd

Sample questions relating to Yorkshire Bank consent to let

• Are any options available to me if my request to obtain consent to lease is turned down by Yorkshire Bank?

• I have a Yorkshire Bank mortgage and have been letting out my flat without consent to let, which I am now led to believe means I am in contravention of my mortgage contract. I suspect that they have sussed that I am not living there. What are the legal consequences of my actions?
• The hope is to move house. My question is whether consent to let will be given on my property for me to then obtain a mortgage for the new house so I can put in an offer without being part of a chain and then rent my house out once I move. Does Yorkshire Bank grant consent to let for 12 months? If so, and the letting goes to plan is it possible for the consent to let period be continued?
• Do the letting agents we rented through have a a legal obligation to have ensured that the landlord sought consent to let from Yorkshire Bank?
• I previously took a mortgage with Yorkshire Bank, but I have to get consent to let for about 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for twelve months (by living near her mum and dad and having their help) in a greener less intense suburb of Manchester.
• How do I go about getting a consent to let application form from Yorkshire Bank and how quickly can I get the consent?
• Am I required to wait for consent to let to be granted on my existing residential mortgage with Yorkshire Bank before applying for a resi mortgage on a new property?
• I would like to know if I have a normal mortgage with Yorkshire Bank and decide to lease it out, does the rate get bumped up and are there any additional charges for obtaining consent to let.