Consent-to-let Help for Whistletree (a trading name of TSB Bank plc)

Whistletree consent to let: Q and A’s

• A couple of years ago I was granted consent to let from my existing mortgage provider which is about to come to an end. Since I took this out to travel and start a family. I'm not earning enough just now to pay the mortgage by myself. I have been told I can't extend my consent to let and if I continue renting out I will be in contravention of the terms of my mortgage conditions. As a result of my low income I don't think the buy to let will be approved. One option I am thinking about is remortgaging to Whistletree. Are they likely to give consent to let from day one?
• If I were to let out my garden flat with consent to let by Whistletree, what proof would be required of tenancy? If after twelve months I decided to let it on a series of short term rental, do I still need to provide proof to Whistletree, or will they be happy provided they receive payment each month? For example if I let the rooms separately at some point in the future, is there any reason for Whistletree to know and would they care?
• My husband and I reside in a marital home where there exists a number of vacant rooms. We are looking into the idea of establishing an holiday let type business to let half the home out on a short term basis. Are you aware if this is likely to be allowed under Whistletree’s consent to let protocol?
• I understand that this is a breach of Whistletree mortgage policy if I rent out my flat having informed that I intend to reside there. The plan is to have the mortgage fully paid off after six years, by which time the property will be mortgage free, meaning I no longer require any consent to let. Whistletree advised me I can overpay as much as I like during the lifetime of the mortgage. I have someone who wants to rent the property. What are the chances of Whistletree discovering that I am not living at the address? What are the consequences of not seeking consent to let? From what I have read there is a possibility of Whistletree bumping up the interest rate
• Is there a maximum period that Whistletree is willing to grant me the Consent To Let for?
• I am seeking from Whistletree consent to let out my house in Croydon. I am planning to move in with my grandmother as I am off work due to illness.
• Just wondering if if consent to let would be forthcoming from Whistletree in order to move back to my mum and dad for a year or two and conserve some cash on the lease extension for my property?
• Do you have the address to which a Consent to Let request to be sent for Whistletree? Sorry about bothering you with this query.