Need Help?

Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Whistletree consent to lease

  • I am in possession of a mortgage offer from Whistletree, but we have hit a snag. My husband works in a boarding school, and as such accommodation is a benefit of the job. We wanted to buy a garden flat to get on the ladder, and rent it out while we're in school accommodation. I had thought Whistletree would be willing to give consent to let from the outset of the loan. It transpires that we may be refused consent to let. Can you give me any advice?
  • I refinanced with Whistletree recently, borrowing extra with the intention of doing a loft conversion. That plan has proved not to be possible and I now intend to purchase a second property as my primary residence and lease the old property out with consent to let. Is that likely to open up a Pandora’s box?
  • My mortgage is with Whistletree and wonder if I am duty bound to disclose if we no longer live in the property. I believe that they may increase the interest rate if we move and find a tenant but it's far from apparent what the change would be. Should I decide to lease my house out and apply for consent to let in what way would the payments go up?
  • As we are relocating and failing to sell our flat, we are thinking about letting it out. Am I required to inform Whistletree? I am concerned that Whistletree might change our terms. I thought if you continued paying on time it shouldn't be a problem, but am now nervous about insurance consequences if we haven't got consent to let. Any advice?
  • I am seeking from Whistletree consent to let out my property in Barnet. I am going to live with my grandmother as I am off work due to ill health.
  • I would like to know the criteria for consent to let from Whistletree and any costs to be incurred. Last week I moved in with my husband and have a family member renting from me.
  • My fixed rate loan with Whistletree ends in April and have to move with work then. What are the chances that I will be able to both refinance and gain consent to let?
  • Is there a set or maximum term how long I could rent my home out to a family member with consent to let from Whistletree. I no longer want to live in the area and want to buy a new home?