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Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Whistletree Consent to Lease Example Support Desk Enquires

  • My OH and I are hoping to make use of equity in my existing house to purchase an additional property which I propose to live in whilst I do it up. My preference is to let out my first property with the Whistletree mortgage. Is it likely that I would obtain consent to let? House is worth £300 k with a £150k mortgage in place.
  • I have found myself in the accidental landlord category and didnt inform Whistletree. I had to leave my home for work purposes, so am now based in another part of the country. At first I attempted to sell the flat, but prices were depressed, which meant I was in negative equity. This was three years ago in 2011, which has since seen the property price increase and has allowed me time to accumulate savings. I am in now in a position where I could switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Whistletree that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances wouldn’t allow me to do anything else. Have I committed a criminal offence?
  • I have been renting out my flat to students for three years but not on a buy to let mortgage because I naively considered that you only required a buy to let if you had more than one property. In trying to acquire a further property, I discovered that I should have obtained consent to let all along from my lender Whistletree. I'm wondering whether I can now seek consent to let from Whistletree?
  • Just wondering whether Whistletree conduct any checks when applying for a resi mortgage, I'm preferably looking to let the property out and am unsure as to whether I should apply for consent to let. How would they find out if I rent the property out?
  • Is there a maximum period that Whistletree is willing to grant me the Consent To Let for?
  • I want to rent the attic in my flat in Enfield. Do I need consent to let from my mortgage co Whistletree?
  • I am thinking of moving in with my boyfriend at his home and would like to rent out my property that I bought last year, I'm just not sure of the process as my property is my first home. What do I need to do to obtain consent to let from Whistletree If I obtain consent will my mortgage payments increase?
  • Is there a time limit on a consent to let from Whistletree? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?