Consent-to-let Help for Whistletree (a trading name of TSB Bank plc)

Sample questions relating to Whistletree consent to let

• Me and my husband and I may need to rent out our home for a while due to a career opportunity. As we will be away for no more than twelve months would we need a consent to let our home. We already have a Whistletree mortgage. Is there any criteria for consent to let that the property or individual has to meet?
• I have a mortgage with Whistletree however my husband and I will be moving to South Africa in December. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
• My wife have an offer accepted to buy a property, we have a deposit of between 10-15% for a standard mortgage with Whistletree. The one concern is we are due to go overseas in two months for work. We are using a financial adviser. She says if you tell this to the lender in advance you will need to get a buy to let. Do go ahead with residential mortgage with Whistletree, in a couple of months ask them if we can have consent to let? Otherwise, do we try and speak to Whistletree now and disclose there is a chance we will move abroad in the future (nothing is definite concerning the move abroad) and see if they agree before hand that it wouldn't be an issue
• How long after taking out a new mortgage do I have to wait before I can seek consent to let from Whistletree? To give some background I bought my apartment in Camden 2 years ago and am currently on a fixed term for 3 years. I since met my partner and plan to move in together. I am planning to get a better fixed term next July. I assume that I would have to wait at least six months before I could apply for consent to let. Is that correct?
• Whistletree domestic mortgage. Will they grant consent to let a house for a couple of years? I will move back in again as a resident.
• I took a standard mortgage with Whistletree - 28% equity or thereabouts. I am considering relocating due to a promotion and enquiring whether consent to let would be granted so I could let out the property?
• Do you know whether Whistletree will accept rental income on consent to let for affordability purposes or does it need to be on a buy to let ? Would Whistletree let me raise capital based on the rental revenue ?
• I have fixed rate mortgage with Whistletree. I may have to lease out my flat due to necessity. Were I to apply for consent to let, will I have to pay a lot more interest?