Need Help?

Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Whistletree consent to let

  • Me and my sister are currently eighteen months into a year fixed rate mortgage with Whistletree. Ideally we would like to acquire a larger 2nd property in the next year however would prefer to keep the first property and I was wondering what reason we could put down on the consent to let application to get their approval
  • After retiring last year I acquired a “retirement home” for my wife and myself to live in. We would like to let our current property to our grandson and I have consequently asked Whistletree for consent to let. I was just seeking a general view on whether Whistletree currently allows it?
  • Am I obliged to inform Whistletree of my intention to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax ramifications.
  • We have a flat in Barnet which we purchased off-plan just over twelve years ago. As the family is growing we are looking for more space. We've identified a house in Hackney that we wish to buy and want to keep the flat as an investment to rent out. The mortgage is with Whistletree and we've found a tenant who will pay rent which more than covers the monthly mortgage amount. The question is, can we keep the repayment mortgage with Whistletree so we effectively paying off our mortgage on the flat or do we have to move it to a buy-to-let product?
  • Were we to ask for a consent to let letter from Whistletree will we be required to change to buy to let mortgage? Our mortgage is with Whistletree and as houses are not selling at the mo and we have seen one we like we were going to rent our home out in order to purchase the new and sell this one when the value picks up.
  • Please can you tell me the circumstances under which Whistletree will refuse a consent to let application?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Whistletree would allow it at the outset?
  • I recently bought a property with 10% deposit for personal reasons. A homeloan was taken with Whistletree. However my circumstances have now changed. I am being transferred abroad. Am I able to get consent to let from Whistletree and put the property up to let?