Need Help?

Need professional advice for your consent to let with Whistletree (a trading name of TSB Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Whistletree consent to lease

  • Can you please tell me what Whistletree charge for consent to let out a room in my garden flat? Any answers are gratefully received.
  • My house had been let to students for three years between 2010-2013 while employed overseas. I have a letter dated June 2010 from my building society granting consent to let. In the letter it explicitly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was issued. I now plan to move house and rent out my existing house. However, my mortgage advisor has suggested that the 2010 consent to let letter may not satisfy the new lender Whistletree for the property I intend to purchase.Can this be correct
  • We have a flat in Barnet which we acquired off-plan just over eight years ago. As the family is growing we require more space. We've found a house in Harrow that we wish to buy and want to keep the flat as an investment to rent out. The mortgage is with Whistletree and we've found a tenant who will pay rent which more than covers the monthly mortgage amount. My query is, can we retain the repayment mortgage with Whistletree so we effectively paying off our loan on the property or must we to swap to a buy-to-let mortgage?
  • I have a residential mortgage coming up for renewal with Whistletree. I have had the property rented out for a few years and I now realise I should come clean to Whistletree. I understand that I can request consent to lease, but given that the property has previously been let out could they refuse - insist I go onto a BTL rate and even fine me? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • I am looking to Whistletree to grant consent to let out my home in Camden. I am about to commence a PhD opportunity in Maastricht University, Netherlands
  • I have Whistletree mortgage and am thinking of renting out the property. I am lead to believe that I would require consent to let to do this...is that true ?
  • I am currently in the process of applying for a mortgage through Whistletree - It is possible that in the coming months I may decide to let out the property - how would I change the FTB mortgage to a buy to let mortgage?
  • I am currently remortgaging and looking into the flexibility of certain lenders when it comes to consent to let. Whistletree is one of the lenders I am considering. How accommodating are they when it comes to consent to let?