Consent-to-let Help for West Bromwich Mortgage Company

Frequently asked questions relating to West Bromwich Mortgage Company consent to lease

• I have my ground floor flat in Lewisham on the market but notwithstanding a few viewers there is a lack of interest so far. As a backup option I am considering renting out the property if cant find a buyer. I dont think I will have a problem getting consent to let from the freeholder. My mortgage adviser has told me that in such circumstances I may need to switch to a B2L product yet the chances are that I don't have enough equity needed. What's my exposure if I were to retain the current West Bromwich Mortgage Company home loan and let the property out without telling them As long as the mortgage is being paid in full and on time, why would they care or check?
• Hello, I have consent to let my property with West Bromwich Mortgage Company and am now looking to give my tenant two months notice as I want to sell the property. I am concerned about the property being empty once the tenant goes and finding a purchaser. Not once have I missed a payment on the account, would it be possible to take payment holidays pending the sale of the property?
• My husband and I are soon to send the remaining information to our broker for them to move forward with our mortgage application to buy our first home together. My husband bought an apartment in 2003 which he co-owns with his brother. That flat was and continues to be tenanted without any consent to let from West Bromwich Mortgage Company. Fast forward to our application - our broker requested info on the West Bromwich Mortgage Company mortgage. If we admit about the lack of consent to let from West Bromwich Mortgage Company will it materially impact the chances of getting a mortgage?
• I have a self contained flat attached to my house that my father is planning to move out from. As the main house is large I was considering moving into the annex and lease the remainder out. This is also due to change in my personal situation. Would I require consent to let from West Bromwich Mortgage Company?
• My fiance and I are looking to ask West Bromwich Mortgage Company for consent to let out our home in Harrow. We are moving overseas for three years and wish to rent out the property. I omitted to check this out when we took the West Bromwich Mortgage Company mortgage, and that was only because we never thought an opportunity would arise such as this so was planning on occupying the property.
• I have a residential mortgage with West Bromwich Mortgage Company and require consent to let. What are the criteria and requirements that I need to be aware of in order to obtain consent?
• I could potentially need consent to let from West Bromwich Mortgage Company in the future with work. I am just looking to see what the options would be if this was the case. Are there any time restrictions on how long one can let out a property with consent?
• I am looking at taking a job overseas and have been advised that I need to let West Bromwich Mortgage Company know so my mortgage is under consent to let? Please could you clarify the best way to go about this?