Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS - Virgin One consent to lease

  • Just wondered if any of your clients had recent experience seeking Consent to Letfor12 months from RBS - Virgin One or if you know how such permission is obtained.

  • What do I do if my request to obtain consent to let is turned down by RBS - Virgin One?

  • How easy is it to switch a homeowner mortgage with RBS - Virgin One to a consent to let. It will be less than 70% ltv and it would alter from repayment to interest only?
  • I've owned a one bedroom second floor purpose built flat in Camden for a year with a RBS - Virgin One mortgage and I'm enquiring if I would qualify for a consent to let.
  • I'm planning to move to Australia for eighteen months for my job but I don't want to change the mortgage to BTL as I want to reoccupy it when I return. Do you know if RBS - Virgin One charges extra on the interest? Is there any work around?
  • My family circumstances has changed, and I would like to lease my place out - meaning consent to let- I have about £140K loan with RBS - Virgin One and currently 90k equity I need to side-step the redemption penalties.
  • Just looking for some advice. I already have a mortgage in place with RBS - Virgin One. I have had approval to temporarily rent out my GFF from the managing agents and they asked for a copy of the consent to from RBS - Virgin One.
  • Do you know if there is normally a maximum loan to value amount before RBS - Virgin One will consider consent to let?