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Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS - Virgin One consent to let: Q and A’s

  • We are a newly married couple and we have identified a property in Bexley that we like and want to get a mortgage with RBS - Virgin One. The issue is that I am pregnant and might give birth very soon as I am on the last few weeks of pregnancy. This means that it would not be possible for us to move straight away so we are considering living with our parents for the next few months. Meanwhile, if we buy this property, we can lease it out. We just wondering how will that work out? Will we be liable to obtain consent to let by RBS - Virgin One
  • I have a RBS - Virgin One mortgage and have been renting my flat without consent to let, which I am now led to believe means I am in breach of my mortgage terms and condition. They may have suspicions that I am not living there. What are the legal ramifications of my failure to gain consent to let?
  • I am unable to locate the form to download "consent to let" on the RBS - Virgin One website. Could you please send me a link to do it? Thanks a lot.
  • What is the maximum period of time permitted by RBS - Virgin One that I would be able to let my property without having to transfer the mortgage or sell my property? Essentially, my partner has asked me to move in with him and I really want to hold onto my house. I would like the comfort of knowing I still own my own home.
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with RBS - Virgin One and are considering renting the place out for two years, but cannot really afford to convert to a buy to let mortgage. Is consent to let a viable option rather than to switching to a buy to let rate?
  • We wish to move home and have identified a property we wish to purchase so are considering letting out with consent to let from RBS - Virgin One for our original property to allow us to make an offer and not miss out on the potential new property.
  • Do you have the address to which a Consent to Let request to be sent for RBS - Virgin One? Sorry about bothering you with this query.
  • Me and my husband may have to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell RBS - Virgin One or do I keep schtum?