Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to RBS - Virgin One consent to lease

  • Me and my husband have a RBS - Virgin One mortgage and are are up to date with payments, both employed etc. Can you tell me how much the fees are and if RBS - Virgin One usually grant consent to let without changing to a commercial rate?

  • I'm looking to remortgage our old one bedroom apartment, currently occupied with tenants with consent to let from RBS - Virgin One, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really familiar with what my options are. Are you able to recommend an efficient broker service specialising in BTL?
  • Am I obliged to notify RBS - Virgin One of my plan to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking separate advice on the insurance, legal and tax ramifications.
  • Enquiring if RBS - Virgin One perform any checks when seeking a homeowner mortgage, I'm preferably looking to lease the property out and am in two minds as to whether I should apply for consent to let. How would they find out if I lease the place out?
  • I wish to rent a room in my flat in Brent. Do I need consent to let from my mortgage provider RBS - Virgin One?
  • Is there discretion in the accepted equity amount before switching from a current RBS - Virgin One mortgage to a consent to let?
  • I am interested in more information regarding consent to let mortgages, potentially transferring our existing mortgage with RBS - Virgin One across to a consent to let one.
  • We've spoken to someone at RBS - Virgin One about changing our existing homeloan to consent to let (the current two year fix expires in summer 2016). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to RBS - Virgin One? Where do I need to post it to?