Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to RBS - Virgin One consent to let

  • I have a homeowner mortgage over my residence in loc and intend to move to country for a couple of years. During this period I want to lease out my house. My bank has declined to grant me consent to let. It’s hardly ideal to move to a buy to let loan as it’s only a short term option that I am abroad for.

  • I work for a letting agency in loc and have been ask but a prospective tenant of a property for a copy of the ‘consent to let’ from the owners lender RBS - Virgin One. Is this a new type standard inquiry?

  • I have my garden flat in Islington on the market but despite a few viewers there is a lack of interest so far. As a fall back position I am considering letting out the property if it doesn't sell. I dont foresee a problem getting consent to let from the freeholder. My mortgage adviser says that in such circumstances I may need to switch to a BTL product yet I probably don't have sufficient equity. What's my exposure if I was to just keep the existing RBS - Virgin One mortgage and let the property out on the QT I was told that they can put a marker on you for mortgage fraud if they find out. Is that right?
  • Due to a change in family circumstances my wife and I are moving to my parents house while they are away and letting our home out. We are going to need for consent to let from RBS - Virgin One. Will this be given? We will need to refinance in the next year will we then have to move to a BTL product. We will 100% return to our property at the beginning of 2017?
  • I have a letter to RBS - Virgin One requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • Morning? I am just curious whether RBS - Virgin One offer consent to let as an option if I decided to rent out my home under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • If I am tied into a fixed rate with RBS - Virgin One but am considering letting out my property, is there a fee for consent to let from RBS - Virgin One and does the interest rate increase?
  • My OH and I have a consent to let letter that I have obtained from my management company. I presume I need to attaching this with a letter to RBS - Virgin One with a view to gaining consent to let from them. What address shall I post it to?