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Need professional advice for your consent to let with The Royal Bank of Scotland plc Virgin One? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS - Virgin One consent to let

  • Me and my partner are currently eighteen months into a year fixed rate mortgage with RBS - Virgin One. Ideally we would like to acquire a more substantial 2nd property in the coming months however would like to keep the first property and I was wondering what reason we could put down on the consent to let application to get their approval
  • We currently have a three year fixed rate mortgage with RBS - Virgin One that we're approximately a year into. Our situation has now changed and we would like to rent out our property for a while and move to another town. How do we minimise the possibility of RBS - Virgin One rejecting consent to let.
  • My fixed rate runs out June next year and I'm planning on fixing for another 4 years with RBS - Virgin One, with any luck rates will still be low. In two years time I may want to move temporarily to a different city. How difficult is it to get consent to let from RBS - Virgin One in these circumstances? Assuming that monthly rent payments would be about £300 above the RBS - Virgin One mortgage payments.
  • I recently got married and my wife and I would like to purchase a family home in the coming year, whilst keeping our ground floor flat in Waltham Forest we currently live in to rent out. Mortgage on the flat is with RBS - Virgin One. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • Were I to let my property with consent to let from RBS - Virgin One will will theybump up the interest rate? I am presently on a standard variable rate.
  • Situation: I am moving abroad. Potentially for a number of years. Nevertheless I will be on a four month trial period .I'm wanting to know how to go about getting consent to let from RBS - Virgin One and what fees are involved
  • Will RBS - Virgin One choose to exercise a right to convert the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their Buy to Let range'? Is it possible to remortgage on a consent to let with RBS - Virgin One?
  • A work promotions now necessitates that Ibe in different places every month and in the circumstances I wanted to get to grips with the procedure for getting consent to let with RBS - Virgin One