Need Help?

Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Virgin consent to lease

  • My girlfriend and I (co-owners) are considering transferring our mortgage to Virgin. I was conducting some research concerning consent to let from Virgin to understand the rules around potentially renting our current apartment out (probably in a year or 2) if we moved away. The apartment in question was a first-time purchase for us about 2 years ago. Currently we are living there.
  • I've owned a two bedroom second floor purpose built maisonette in Merton for a year with a Virgin mortgage and I'm enquiring if I would be eligible for a consent to let.
  • I got a standard mortgage with Virgin last November and then had to relocate due to my job, I am now considering leasing my property out for a few months whilst I am abroad. What are my chances of obtaining consent to let from Virgin, and what effect would this have?
  • We have decided to rent our studio flat out. We have made an offer on a further property for us to buy and a tenant at the ready to move into ours. I believe I have to ask our mortgage company Virgin for consent to let. Is there a template consent to let request letter I can use?
  • Just looking for some advice. I already have a mortgage in place with Virgin. I have had licence to sublet my apartment from the freeholder of the block and they asked for a copy of the consent to from Virgin.
  • I am hoping to fix my homeowner mortgage with Virgin but due to work related issues I will probably have to live abroad for few years. Will Virgin allow and give consent to let and there be any penalty
  • I have a mortgage with Virgin but would like to rent my house out and move in with my fiance and baby what is required to obtain consent to let?
  • Will Virgin give consent to let my apartment? I currently have a residential mortgage, never had arrears and have been with Virgin for nearly since 2013. What fees am I likely to face