Need Help?

Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Virgin consent to lease

  • For the last few months I have been letting out my flat in Merton. I didn't obtain consent to let. I moved to Ashford for work and couldn't do a commute but was worried that Virgin would charge me silly money so I decided to take the risk. I'm hoping to legitimise it now... basically continue leasing it but with consent. Can you offer any advice as to how I go about doing this?
  • We I have a standard mortgage with Virgin but I would like to occasionally take in lodgers....am I obliged to obtain consent to let from Virgin?
  • Can you explain "consent to let" to me? I live in a studio flat and its in good condition. It is on the market and I am struggling to sell. This is because my neighbour is a drunk and assaulted me last year. I was obliged to put it on the disclosure form. Mortgage is with Virgin on a standard variable rate. Someone mentioned I should obtain consent to let by Virgin and lease the flat for a year or two.
  • My partner and I intend to let our maisonette out. We have made an offer on another property for us to buy and have a tenant to move into ours. I believe I have to ask our mortgage company Virgin for consent to let. Is there a standard consent to let request letter I can use?
  • It is looking as though I may need to move to Philadelphia for a couple of years, I have a property with a Virgin mortgage. Do I need to seek consent to let? Will they willing to grant this?
  • I'm wanting to know the criteria for consent to let from Virgin and what fees are involved. Last week I moved in with my partner and have a family member renting from me.
  • My fixed rate loan with Virgin ends in August and have to relocate for work then. Will I be able to both remortgage and get consent to let?
  • Prospective tenants are about to move into my property and I have mortgage offer from Virgin on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.