Need Help?

Need professional advice for your consent to let with Virgin Money plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Virgin Consent to Lease Example Support Desk Enquires

  • Exciting times as my wife and I will move back to New Zealandin Month, initially for a little as 9 months but it could be longer term. I'm in the process of writing to Virgin for consent to let out my property (we have already found tenants). The mortgage has been in place with Virgin for 9 years and I have never had any arrears. Virgin inform me, that even if they grant consent to let, that this will be a temporary arrangement for a single year. What happens after one year?

  • My fiance and I might have to rent out her flat, and I have a question concerning obtaining consent to do so. I know I need to inform Virgin and get a consent to let or move across to a BTL mortgage. But the property is leasehold, so do we have to get consent to let from the freehold company?
  • The likelihood is that I will have the opportunity to work overseas in a couple of years. I am therefore possibly scaling down to a newer flat in Enfield which I could rent out with less difficulty as and when required. I would aim to retain 50% equity in the new property which would be my home for a while. My current mortgage co will only issue consent to let for a year. I expect to be renting it out longer term and not having consent could land me in a whole heap of trouble. Buy-to-let seems unnecessarily expensive given that I will be living there, perhaps for 2-3 years initially. What product do I ask for, and from which lender? Would, for example, Virgin issue consent to let for a longer period?
  • I have a homeowner mortgage on a maisonette in Lewisham but have rented it out without letting Virgin know this. I now require a consent to let letter. How can I get one?
  • I am trying to find out which mortgage providers are best for allowing consent-to-let without raising rates, and hopefully allowing in excess of two years where required. Is that something you can help with? We are particularly interested in Virgin
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and I have been trying to sell the flat but have had no luck whatsoever despite several decreases in price. So now I want to know what I would need to do to get consent to let from Virgin
  • Just wanted to know how to precure a consent to let from Virgin who I have a mortgage with. There is a remaining balance of 57k. The value of property is 245k. Property is in my name but my wife and I would like to purchase a garden flat in Lewisham we have seen together. How do we go about this?
  • I have a mortgage with Virgin. I am considering moving out and renting out my apartment. Am I required to obtain consent to let ?