Need Help?

Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Vida Homeloans consent to let

  • I have a regular mortgage over my home in loc and am due to relocate to country for a couple of years. During this time frame it makes financial sense to lease out my house. My mortgage provider refuses to issue a consent to let. I wish to avoid taking out a buy to let mortgage as it’s only for a limited time-frame that I am going away for.

  • I have a colleague who is talking about renting their house out and moving in with partner. The property is in Tower Hamlets and has a £95k home loan with Vida Homeloans. What would she need to do to get consent to let if she decides to do this.
  • We are a young couple and we found a apartment in Havering that we like and want to get a mortgage with Vida Homeloans. The issue is that I am pregnant and about to give birth very soon as I am on the last few weeks of pregnancy. This means that it would not be possible for us to move straight away so we are thinking to keep living with my mum and dad for the next few months. In the meantime, if we buy this property, we can let it out. I was just wondering how will that work out? Will we be liable to obtain consent to let by Vida Homeloans
  • A year ago my mortgage provider (not Vida Homeloans) issued me with consent to let. This was subject to a provision that every 6 months they would levy a charge of 0.5% of the remaining mortgage amount. Having the first couple of payments they have omitted to make the charge in recent months. This may be no more than a simple error but I am nervous that it would also mean I no longer have Consent to Let.
  • I'm possibly going to Aus for a year with work. Planning on taking the husband with me and hoping to rent our UK property in the meantime on a short term basis to make matters more cost effective. I was just wondering about the processes of getting a 'consent to let'
  • I am interested in further information in relation to consent to let mortgages, potentially moving our current mortgage with Vida Homeloans across to a consent to let one.
  • Me and my husband may want to lease our home temporarily due to a new job. This will be for a limited period but perhaps for threeyears. Should I tell Vida Homeloans or am I best advised to keep quiet?
  • I took a homeowner homeloan with Vida Homeloans. I purchased the property in December this year. What are the options and criteria for consent to let.