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Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Vida Homeloans consent to let

  • Frank (my fiance) and I may need to rent out our Southwark home for a while due to a new job. This will be for a limited period but possibly for as long as three years. Should I tell Vida Homeloans or should I keep schtum?

  • If I decided to let out my three bedroom ground floor purpose built flat with consent to let with Vida Homeloans, what evidence would be required of tenancy? If after 1 year I decided to let it on a number of holiday term rental, am I still required to provide evidence to Vida Homeloans, or will they leave me alone provided they receive payment each month? For example if I rent the rooms out separately at some point in the future, is there any reason for Vida Homeloans to be informed and would they take issue?
  • I have a Vida Homeloans mortgage and have been renting the property omitting to get consent to let, which I am now led to believe means I am in breach of my mortgage terms and condition. I think I have come onto their radar that I am not living there. What are the legal implications of my failure to gain consent to let?
  • I would like to move home and I am enquiring if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer thus being chain free and then rent my property out once I move. Is it likely that Vida Homeloans grant consent to let for 12 months if they know I am looking to buy somewhere else or only if I am moving short term for career reasons?
  • Interested to know if I would be able to get consent to let from Vida Homeloans enabling me to move back in with my parents for a year or two and conserve some cash to extend the lease on my property?
  • I am trying to find out which mortgage providers are best for allowing consent-to-let without raising rates, and hopefully allowing more than 2 years where required. Is that something you can help with? We are particularly interested in Vida Homeloans
  • I have a mortgage with Vida Homeloans at present and just wondering whether Vida Homeloans currently allows consent to let
  • I may be looking to let out my property and wondered what I would need to do to get consent to let by Vida Homeloans. There is a possibility that I might be emigrating permanently.