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Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Vida Homeloans consent to let

  • How likely are Vida Homeloans in issuing me with Consent To Let on a garden flat? It is currently on the market and it has been for three weeks. I need to sell but I'm concerned that if there is no interest I will need to let out the property in order to cover the mortgage to Vida Homeloans (I do not now live at the address). My preference is to be open with Vida Homeloans than keep them in the dark but I'm not sure how helpful they would be.
  • Resulting from a redundancy my husband and I are looking to move away from Hackney and our flat, potentially to a job in Sweden but that means we will want to let the property but don't want the penalty charge of existing Vida Homeloans mortgage which will be high.Can Vida Homeloans refuse to grant us consent to let?
  • Hi, I have consent to let my house with Vida Homeloans and am about to give my tenant two months notice as I intend to find a buyer. I am worried about the property being vacant once the tenant leaves and finding a purchaser. Not once have I defaulted on the account, is it likely that I would be able to take payment holidays pending the sale of the property?
  • What is the maximum period of time allowable to Vida Homeloans that I would be able to let my property before having to change mortgage or sell my property? In essence, my partner would like me to move in with him and I really don't want to sell my house. I would like the security of knowing I still have my own home.
  • My OH is in the process of buying a new property in Ealing and is on to a good deal as it requires some work done. We want to rent our current property for 2 years and come back to live. Is there anything in the Terms and Conditions of my Vida Homeloans mortgage to say I can lease it out or do I need specific consent to let?
  • I am trying to find out if Vida Homeloans will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
  • I have a mortgage with Vida Homeloans but am wanting to let my house out and move in with my partner and baby what is required to get consent to let?
  • I have spoken to someone at Vida Homeloans about switching our current mortgage to consent to let (the current fixed rate expires in june next year). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to Vida Homeloans? Where do I need to send the letter to?