Need Help?

Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Vida Homeloans consent to let

  • We I have a residential mortgage with Vida Homeloans but I would like to occasionally let the property out as a holiday I need consent to let from Vida Homeloans?
  • I would like to let my existing residence and want to acquire a larger house for the family. I have a two year fixed mortgage with Vida Homeloans. On the basis I get the consent to let as I understand banks are more than likely to push me towards getting BTL mortgage when the fixed term is finished. Could I remortgage after two years with a different lender? Will it have to be buy to let mortgage and not a domestic mortgage?
  • I have a prevailing Vida Homeloans mortgage on a house for the last ten years. I am now married and live in my husband’s home. My property is currently empty and we either need to sell or have someone occupy. Obviously this could be a long term proposition as the prospect of me reoccupying is unlikely. What should I advise Vida Homeloans in order to get consent to let?
  • I have been renting out my flat to students for a few years but not on a buy to let mortgage as I thought that you only required a BTL if you had more than one property. In trying to purchase a second property, I found that I should have obtained consent to let all along from my lender Vida Homeloans. I'm wondering whether I can now ask Vida Homeloans for a consent to let?
  • I am looking to Vida Homeloans to issue me with consent to let out my basement flat in Enfield. I am about to commence a PhD opportunity in Maastricht University, Netherlands
  • My Vida Homeloans mortgage rate finishes this June can I go on a interest only with consent to let?
  • Does my loan to value need to be at a certain level to allow me to apply for a consent to let from my mortgage lender Vida Homeloans. Will it make a difference that I only drew down on the mortgage three months ago?
  • We need to contact Vida Homeloans to enquire about leasing out my apartment. Will they post a form to me. Is there a form I can download?