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Need professional advice for your consent to let with Vida Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Vida Homeloans consent to lease

  • I have had a mortgage for 7 years with Vida Homeloans. My partner has recently acquired a house in Brent and he has asked me to live with him. Can I lease out my flat with consent to let in case I need to move back? Also what legal documents must I provide Vida Homeloans with when completing the consent to let application?
  • We have an existing mortgage with Vida Homeloans and wish to clarify if it would be possible to seek consent to let out our studio flat in Redbridge.

    The reasons(s) for needing to rent out the property are are due to: -

    • Me and my wife will be relocating to Melbourne in 3 months.
    • In renting out the property this will facilitate savings to help the migration process.
    • There is little merit from a monetary perspective to discharge the mortgage for a property which we are not residing in and by renting out the property this would be considered as continuing investment.

    If Vida Homeloans granted permission to us for renting we would suggest some financial commitments to include: -

    • Continue to pay the monthly mortgage payment directly from my current account.
    • Retain the services of an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Supply our contact details for when we emigrate.
  • Hello, I have consent to let my house with Vida Homeloans and am about to give my tenant 2 months notice as I want to find a buyer. I am worried about the property being empty once the tenant goes and finding a buyer. I have never defaulted on the account, is it likely that I would be able to take payment holidays pending the sale of the property?
  • My mortgage with Vida Homeloans has been in place for just over nine months but I recently found out I will soon lose my job. I would appreciate some how to go about gaining consent to let by Vida Homeloans
  • How do I go about getting a consent to let application form from Vida Homeloans and how quickly can I get the consent?
  • Can you help with a question...if consent to let is given by Vida Homeloans would it usually stipulate a time limit, such as one year?
  • I have had my home loan with Vida Homeloans since 2006 and always made payments If I asked for consent to let would it be granted?
  • I want to apply for consent to let from my mortgage provider Vida Homeloans to let out my flat. . Do Vida Homeloans grant consent to let in these circumstances?