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Need professional advice for your consent to let with Topaz Finance plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Topaz Finance consent to lease

  • Do I need consent to let from Topaz Finance or can I let my basement flat without telling Topaz Finance and having to convert to a buy-to-let loan?

  • I have a home loan with Topaz Finance on a flat and I am intending to rent it out and rent another property as a result of changes in personal circumstances - I want to move to a different area, and to live in a larger house with my partner. I applied for consent to let and recently got reply with a refusal because they felt I want to invest. I as at a loss as to what to do next. The process has put me at risk since I am already committed to the new property and am faced with paying both Topaz Finance and rent payments, which could put me at financial risk. The matter needs to be resolved soon as a prospective tenant at the ready
  • My partner and I currently live in Dubai and renting out our flat in Southwark. This is not something we planned but an opportunity arose and we took it. The rent achieved on the apartment is not enough to cover the mortgage so we send back money each month to cover the shortfall. Anyway this morning our lender got in touch informing me that as the property is being let out and has been for nearly two years we will have to pay 1.5% interest on top of our current mortgage rate. One option is to sell up but this will be far from easy as I am so far away. Would it be possible to remortgage with Topaz Finance and get consent to let?
  • My partner phoned Topaz Finance on Wednesday regarding consent to let. He is expecting a call back. We have placed an offer in on a one bedroom second floor purpose built flat that has been provisionally accepted so would like to know how likely it is that we will obtain consent to let from Topaz Finance?
  • I have a mortgage with Topaz Finance and am considering letting it for two months while on holiday. Will Topaz Finance consent to this?
  • I am looking to Topaz Finance to issue me with consent to let out my studio flat in Newham. I am moving to care for my elderly father who has liver failure
  • My wife and I wish to move home and have found a property we wish to purchase so are considering leasing out with consent to let from Topaz Finance for our original property to enable us to place an offer and not lose the potential new house.
  • Do I need consent to let if I let to a family member (in my case my brother now lives there and contributes towards the Topaz Finance mortgage)?