Need Help?

Need professional advice for your consent to let with Topaz Finance plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Topaz Finance consent to lease

  • I have a homeowner mortgage over my home in loc and intend to move to country for a couple of years. During this time I want to lease out my flat. My mortgage provider says I cannot have consent to let. I don’t really want a buy to let mortgage as it’s only for a limited time-frame that I am going away for.

  • I have a colleague who is thinking about renting their property out and moving in with partner. She has a house in Croydon and has a £125k home loan with Topaz Finance. What would she need to do to get consent to let if she decides to proceed.
  • I am thinking of applying for consent to let from Topaz Finance as my personal circumstances have changed. My stepdaughter started college and I concluded that we would move to the area and opted to purchase a house as opposed to rent for 3 years. Since purchasing the house there has been breakdown in my relationship with my my step daughter and she won't live in it. Given that the whole point was for her and the house location isn't so convenient for my work I would like to leave and rent out the property
  • Due to meet with my financial adviser on next week. I am going to seek Consent to Let from my current lender Topaz Finance. My new property in Merton will be 80% loan to value. Heard whispers that some lenders turn away consent to let customers and I may encounter difficulties regarding my new mortgage. Am I likely to encounter this problem?
  • We have already let but only just dawned on us that Topaz Finance ought to have been informed and consent to let applied for - what's the best course of action now?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger place. Will it be possible to get a consent to let on my new mortgage with Topaz Finance to allow us to get a mortgage also with Topaz Finance for a new home?
  • Will Topaz Finance want to know why I am applying for consent to let? Should I inform them of my possible move abroad?
  • We are close to purchasing a flat and plan to live in it once we have renovated but we may need to let the property out but not clear on what the criteria is for consent to let from Topaz Finance? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all