Need Help?

Need professional advice for your consent to let with Topaz Finance plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Topaz Finance consent to lease

  • My wife and I have a Topaz Finance home loan and are are not in arrears, both employed etc. Do you know how much it will cost and if Topaz Finance are likely to give us consent to let without porting the loan to a new mortgage product?

  • I have a mortgage with Topaz Finance however my husband and I will be relocating to Cape Town in January. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • Am with Topaz Finance and wonder if I am required to disclose if we no longer reside in the property. I believe that they could up the interest rate if we move and find a tenant but it's far from obvious what the change would be. If I decide to lease my property out and seek consent to let how would the payments go up?
  • I have a residential mortgage on a maisonette in Enfield but have rented it out without letting Topaz Finance know this. I now need a consent to let letter. How can I get one?
  • We are close to purchasing a place and plan to live in it once we have renovated but we may need to let the property out but not clear on what the rules are on consent to let from Topaz Finance? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • I recently completed on a garden flat in Greenwich. I am first time buyer. I am moving Glasgow next month, can I get consent to let from my lender Topaz Finance or do I have to wait six months?
  • I have fixed rate mortgage with Topaz Finance. I am going have to let out my place due to necessity. If I apply for consent to let, will I have to pay a lot more interest?
  • I have spoken to someone at Topaz Finance about switching our existing homeloan to consent to let (the existing 2 year fix comes to an end in june next year). Can I just confirm that I need to send a letter explaining our change in circumstance to Topaz Finance? Where do I need to post it to?