Need Help?

Need professional advice for your consent to let with Topaz Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Topaz Finance consent to lease

  • I have recently rented out my ground floor flat and have gained a Consent to Let with my bank. Six months have now gone by and they have upped my mortgage rate as forewarned. I cannot swap to a preferable product with them, as they will revoke my consent to let. Were I to go with an alternative provider for example Topaz Finance, would I need to apply for a BTL mortgage or could I just remortgage and gain consent to let?
  • What is the procedures for obtaining consent to let from Topaz Finance? What evidence do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to rent the property out?
  • After retiring in 2014 I purchased a “retirement home” for my wife and myself to live in. Our intention is to let our current property to our grandson and I have consequently applied to Topaz Finance for consent to let. I was just seeking a general view on whether Topaz Finance currently allows it?
  • Our present property in Haringey has approximately £120K equity with a home loan with Topaz Finance. It's a 3 bed house in a popular area and I think it would rent well. We are probably moving for my husband's work and were considering holding onto the house on as an investment property - should we be swapping the mortgage to a buy to let product or can we get consent to let by Topaz Finance?
  • I am trying to figure out which lenders are best for granting consent-to-let without hiking up rates, and hopefully allowing in excess of 2 years if necessary. Is that something you can help with? We are particularly interested in Topaz Finance
  • I am considering moving in with my boyfriend but do not want to to sell my property. How do I go about seeking consent to let from Topaz Finance, and how likely is it that this will be obtained?
  • Do I need consent to let if I let to a family member (in my case my father now lives there and contributes towards the Topaz Finance mortgage)?
  • One year into a homeloan with Topaz Finance due to job offer.. need to relocate. Do you think I can get buy to let or consent to let.