Need Help?

Need professional advice for your consent to let with Together Personal Finance Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Together Personal Finance consent to lease

  • Finding myself in a difficult predicament with a Consent to Let home loan. Reacting to my requisition for consent to let the lender has requested that I produce a signed AST before they will grant consent. Is is not the case that if I adhered to their request that I would be violating the terms of my existing mortgage?

  • Me and my partner were planning to purchase a maisonette with 30k deposit with the intention of living there. However in the next two years the in-laws are arranging to live abroad In the event that we go ahead with a residential mortgage with Together Personal Finance would there be any difficulties with switching to consent to let ?
  • I have a current mortgage contract with Together Personal Finance and need clarify if it would be possible to gain consent to let out our garden flat in Hounslow.

    The reasons(s) for wishing to find tenants for the property are are due to: -

    • Me and my wife will be moving to India in 3 months.
    • By letting out the house this will facilitate savings to help the migration process.
    • It would be pointless from a financial point of view to redeem the mortgage for a property which we are no longer living and by letting out the property this would be viewed as an ongoing investment.

    If Together Personal Finance granted permission to us for renting we would suggest some financial assurances to include: -

    • Maintain paying the monthly mortgage payment by direct debit.
    • Instruct an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Provide our forwarding address for when we move.
  • I'm six months into a two year fixed mortgage with Together Personal Finance. The LTV is just 50%. I've come across a really good deal on a 2 bed flat in Camden which I would not want to miss. It appears that the only way to purchase the other property is to release most of the remaining equity. I would let the existing home which would adequately cover the homeloan with Together Personal Finance. Is it possible to obtain consent to let from Together Personal Finance and ask for additional borrowing after it's rented?
  • I have a mortgage with Together Personal Finance on a three year fixed term contract. I could have chance of a teaching post in Belgium in 6 months time. Would I be eligible for consent to let by Together Personal Finance if I took this job abroad?
  • I am interested in further information in relation to consent to let mortgages, potentially switching our existing mortgage with Together Personal Finance over to a consent to let one.
  • I am looking to get consent to let with my Together Personal Finance residential mortgage. It is a mid terraced house. Will Together Personal Finance grant consent on this basis? Or would it be regarded as an HMO?
  • Me and my husband have an annexe in our garden. Do we need consent to let this from Together Personal Finance? If so, what is the process if I would like to change my mortgage to consent to let?