Consent-to-let Help for Together Personal Finance Limited

Frequently asked questions relating to Together Personal Finance consent to lease

• I have a residential mortgage approaching refinancing with Together Personal Finance. I have had the property rented out for a couple of years and I now realise that I should informTogether Personal Finance. I am led to believe that I should seek consent to lease, but given that the property has already been let out for a considerable time could they refuse - require that I go onto a BTL mortgage or even apply a penalty? There is excellent equity - 30% LTV and have never missed any payments.
• I have a house in Waltham Forest but I am moving with my girlfriend to a different location for career reasons and moreover close to her university. I would prefer to keep my property but it is unlikely that I can afford a BTL mortgage. It will only be short term -three years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Together Personal Finance. Is there a chance I won't be approved for consent to let?
• Please explain "consent to let" to me? I live in a 1 bed flat and its in good condition. It is on the market and I have had very few viewings. This is probably due to an ongoing feud with the guy next door. I was obliged to put this on the disclosure sheet. I am with Together Personal Finance on a fixed rate. It has been suggested to me that I should seek consent to let via Together Personal Finance and let the flat for a year or two.
• We have an offer accepted to buy a house, we have a deposit of between 10-15% for a homeowner mortgage with Together Personal Finance. The small problem is we may leave the country in two months for work. We are going through our financial adviser. He says if you tell this to Together Personal Finance in advance you will need to get a buy to let. Do go ahead with residential mortgage with Together Personal Finance, in a couple of months seek consent to let? Otherwise, do we try and speak to Together Personal Finance now and reveal there is a chance we will move abroad in the future (nothing is definite concerning the move abroad) and see if they confirm before hand that it wouldn't be a problem
• I have a residential mortgage with Together Personal Finance and with my circumstances changing massively in the last four months, can I obtain consent to let. What changes will affect me?
• Me and my partner and I would like to obtain consent to let on a house where we have a mortgage with Together Personal Finance. If issued, how long would consent be given for? In seeking consent to let from Together Personal Finance are we running the risk of them forcing us to change deal to buy to let
• I want to get consent to let from Together Personal Finance for a few years at which point I hope to turn it into a buy to let. Is this achievable
• I am looking at an offer to work abroad and have been advised that I need to let Together Personal Finance know so my mortgage is under consent to let? Please could you clarify the best way deal with this?