Need Help?

Need professional advice for your consent to let with Together Personal Finance Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Together Personal Finance consent to let

  • Will Together Personal Finance activate a right to change the rates on a non-commercial mortgage where Consent to Let at any time, onto ‘rates akin to their Buy to Let products'?

  • My question does not specifically concern consent to let, I was enquiring as to whether you have an address or telephone number for a dedicated Together Personal Finance help desk who deal with consent to let applications. Together Personal Finance has a mortgage over my house.
  • We have an existing mortgage with Together Personal Finance and wish to clarify if it would be possible to obtain consent to let out our studio flat in Harrow.

    The rationale for needing to find tenants for the property are are due to: -

    • My wife and I will be relocating to Hong Kong in January.
    • In renting out the property this will facilitate savings to support the migration process.
    • There is little merit from a financial perspective to pay outright for a property which we are not living and by renting out the place this would be viewed as continuing investment.

    If Together Personal Finance granted permission to us for renting we would propose some financial commitments which are as follows: -

    • Maintain paying the monthly mortgage payment by standing order.
    • Instruct an approved letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Provide our forwarding address for when we emigrate.
  • I have an existing mortgage with Together Personal Finance. Where do I download the consent to let application forms from, as we are already leasing out the house?
  • This is not a question specific to Together Personal Finance but do mortgage companies generally provide the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • If I let my property with consent to let from Together Personal Finance will there be any rate increase? I am currently on a fixed rate for two years.
  • Do you know if I can retain my existing residential mortgage with Together Personal Finance if I start renting out? If the consent to let is granted will they load the interest rate?
  • My wife and I have an cottage in our garden. Do we need consent to let this from Together Personal Finance? If so, what is the process if I need to transfer my mortgage to consent to let?