Need Help?

Need professional advice for your consent to let with Together Personal Finance Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Together Personal Finance consent to let

  • My lender has placed me in a difficult predicament with a Consent to Let home loan. In response to requesting consent to let my bank has requested that I produce a signed tenancy agreement as a prerequisite to granting consent. Is is not the case that if I adhered to their request that I would be breaching the terms of my existing mortgage?

  • Earlier this year I let out my one bedroom apartment having obtained Consent to Let with my building society. Half a year has now gone by and they have increased my mortgage rate as forewarned. I am unable to switch to a preferable product with them, as they will revoke my consent to let. Were I to go with another mortgage provider for instance Together Personal Finance, would I need to apply for a BTL loan or could I just remortgage and gain consent to let?
  • We took a loan out on a garden flat last May however I will be working outside of commuting distance of Lambeth in the medium term but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do plan to return to Lambeth so would like to keep it. How difficult is it to get consent to let from Together Personal Finance and how do I go about applying ?
  • Just wondering whether Together Personal Finance perform any checks when applying for a resi mortgage, I'm preferably looking to let the property out and am unsure as to whether I should apply for consent to let. How likely are they to find out if I let the property out?
  • We have a letter to Together Personal Finance requesting consent to let signed and ready, but I'm not sure what address I should forward this to. Can you please help me with the address?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Together Personal Finance would grant consent to let at the outset?
  • Will I need consent to let from Together Personal Finance if I am planning to live in the apartment myself for half of the year? In addition if I receive consent to let for a period of time, say up to twelve months, what happens after that.
  • Are you able to advise me how much the fees are and if Together Personal Finance usually give consent to let without transferring to a commercial rate?