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Need professional advice for your consent to let with The Mortgage Works? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: The Mortgage Works consent to let

  • I have a mortgage with The Mortgage Works and I am planning purchasing a property with my soon to be wife. It's her council property on a right to buy scheme. Will I be able to change my The Mortgage Works mortgage to let out my existing property in Havering even though the property is currently in negative equity.
  • I have had a mortgage for six years with The Mortgage Works. My other half has purchased a house in Redbridge and I have the chance to move in with him. Is it possible for me to lease out my apartment with consent to let in case I need to move back? Also what legal documents must I provide The Mortgage Works with when completing the consent to let form?
  • I am a letting agent. Where a landlord opts to lease out their property without consent to let from The Mortgage Works - what liability do I have, if any? My guess is that the landlord isn't committing a crime, however, they would be breaking their agreement with the The Mortgage Works, as The Mortgage Works invariably need to be notified of any change in circumstances. If I ignore the issue could I be storing up problems for my agency?
  • I am may soon need to apply for consent to let from my existing mortgage lender The Mortgage Works. A friend of mine said that he was granted ‘consent to let’ confirmation from a different lender where it stipulated that the tenancy granted must be in the form of an AST. Can you explain what this is?
  • I wish to be informed of the criteria and requirements in place to switch my The Mortgage Works mortgage to a consent to let?
  • I am trying to find out if The Mortgage Works will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
  • I have a standard mortgage with The Mortgage Works which is only 6 weeks in but I have been relocated with my job. How easy is it to get consent to let from The Mortgage Works for a mortgage that has only just started and I have just purchased the property?
  • I'm interested in more information about consent to let from The Mortgage Works. Would an acceptable reason be issues with neighbours and the house is too to small for me?