Need Help?

Need professional advice for your consent to let with The Mortgage Works? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

The Mortgage Works consent to let: Q and A’s

  • My query does not specifically concern consent to let, I was enquiring as to whether you have an address or telephone number for a dedicated The Mortgage Works team who processes consent to let applications. The Mortgage Works has a first charge over my property.
  • Earlier this year I rented out my garden flat and have gained a Consent to Let with my mortgage lender. Half a year has now gone by and they have loaded my payments as forewarned. I am unwilling to change to a more favourable product with them, as they will withdraw my consent to let. Were I to go with another provider such as The Mortgage Works, would I need to take out a BTL loan or could I simply refinance and seek consent to let?
  • I was going to call The Mortgage Works to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would check online. I was wondering if if you could direct me to a site where I could download this form on the web?
  • I applied for consent but I did not get it as I did a remortgage in May but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some additional criteria that will not be ok. On the other hand I can remortgage with The Mortgage Works but will they give me consent straight away?
  • My mortgage company refuse to grant consent to let without a move in date confirmed with a tenant. How can I confirm this whilst lacking consent to let? I am not certain but I vaguely recall my friend had a similar issue with The Mortgage Works.
  • My husband and I would like to let out my property. Do I just need to send a letter to The Mortgage Works requesting consent to let out the home?
  • Will The Mortgage Works choose to exercise a right to convert the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Can one remortgage on a consent to let with The Mortgage Works?
  • I have completed on a property with a The Mortgage Works mortgage. However I am currently living with parents. I don't want to move in until June 2017 due to some family issues. In interim can I let out the property with consent to let?