Need Help?

Need professional advice for your consent to let with The Mortgage Works? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to The Mortgage Works consent to let

  • I have a residential mortgage coming up for refinancing with The Mortgage Works. The property has been sub-let for a couple of years and I think I need to notifyThe Mortgage Works. I am led to believe that I should seek consent to let, but given that the property has already been rented out could they decline - insist I go onto a BTL product or even apply a penalty? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • Me and my OH are currently twelve months into a year fixed rate mortgage with The Mortgage Works. We would like to purchase a more substantial second property in the coming months however would prefer to keep the first house and I was wondering what reason we could put down on the consent to let application to obtain consent to from The Mortgage Works
  • I have a The Mortgage Works mortgage and have been letting out the property minus consent to let, making me in contravention of my mortgage conditions. They may have suspicions that I am not living there. Is my best option is to dispose of the property prior to being repossessed?
  • What is the maximum period of time allowable to The Mortgage Works that I would be able to let my property before having to transfer the mortgage or sell my property? In essence, my partner has asked me to move in with him and I really don't want to sell my house. I would like the security of knowing I still have my own home.
  • Were we to ask for a consent to let letter by The Mortgage Works will we be required to switch to buy to let mortgage? We are with The Mortgage Works and as properties are not currently selling and we have seen one we like we were leasing our home out in order to purchase the new and dispose of this one if the value picks up.
  • I'm possibly going to NYC for a year with work. Planning on taking my partner with me and hoping to rent our Brent home in the meantime on a temp basis to make matters more cost effective. I was just enquiring where I can I get a consent to application form from
  • Is it possible to negotiate a consent to let from The Mortgage Works if I have an existing mortgage which has been in place for ten years?
  • I'm considering a remortgage offer with The Mortgage Works and it's a strong possibility that I will need take advantage of any consent to let option if available at some point in the fixed period. Are there any penalties I should that may be applicable?