Need Help?

Need professional advice for your consent to let with The Mortgage Lender Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to The Mortgage Lender consent to lease

  • I have a residential mortgage approaching refinancing with The Mortgage Lender. The property has been sub-let for a few years and I think I should come clean toThe Mortgage Lender. I understand that I must apply for consent to let, but since the property has already been let out could they decline - force me to go onto a BTL product and even fine me? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • A few months ago I let out my garden flat having been given Consent to Let with my bank. Six months have now elapsed and they have upped my payments as previously advised. I am unwilling to change to a more favourable product with them, as they will remove my consent to let. If I was to go with another provider such as The Mortgage Lender, would I be required to take out a Buy To Let mortgage or could I simply refinance and ask for further consent to let?
  • Last month I received consent to let on a owner-occupier loan with The Mortgage Lender with a view to moving to a B2L rate when the fixed term ends within the four months, so I'm not sure if this adds to the complexity of the issue! Any advice much appreciated.
  • I recently got married and my wife and I would like to buy a family home in the coming year, whilst keeping our studio flat in Harrow we currently live in to rent out. Mortgage on the flat is with The Mortgage Lender. I wish to avoid putting myself in a situation with two residential properties and then be refused consent to let.
  • I am looking for information on the requirements that The Mortgage Lender set for consent to let? Are you able to assist?
  • We are looking to place my house on rent due to job commitments and was wondering if this is possible to negotiate consent to let. It is on a fixed rate mortgage with The Mortgage Lender at the moment until 2017 December
  • I have had my mortgage with The Mortgage Lender for the past eighteen months and I am interested in finding out some more information about the possibility of obtaining 'consent to let’.
  • We have a mortgage with The Mortgage Lender on our three bed flat in Haringey. We are planning to buy a new house and move in there. How do I move my current mortgage on to consent to let?