Consent-to-let Help for Tandem Bank

Tandem Bank consent to let: Q and A’s

• Just wondered if Tandem Bank exercise a right to put a loading on my interest rate on a regular mortgage where Consent to Let at any time, onto ‘rates akin to their Buy to Let loans'?

• I previously got consent to let from Tandem Bank 3 yrs ago but failed to need it and subsequently refinanced with another bank. I recently applied for consent to let. I was informed that it would be given since I met the criteria. Yet recently received a letter informing me that I need to supply evidence from the DWP evidencing that that are aware of my current situation before they can provide authorisation. They said this is policy but I have not been able to find these conditions on their site. I did complain about the inference that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £40 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to continue with them
• We have an offer accepted to purchase a property, we have a deposit of between 10-15% for a homeowner mortgage with Tandem Bank. The one concern is we are due to leave the country in 2 months for work. We are going through our financial adviser. She says if you tell this to the lender in advance we will need to get a buy to let. Do go ahead with residential mortgage with Tandem Bank, in a couple of months seek consent to let? Otherwise, do we try and contact Tandem Bank now and disclose there is a chance we will move abroad in the future (nothing is definite concerning the move abroad) and see if they agree in advance that it should not be a problem
• Resulting from a change in personal circumstances my husband and I are housesitting my mum and dad’s house while they are away and letting our home out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to remortgage in the next year will we then have to move to a BTL product. We intend to return to our property at the beginning of 2017?
• I am looking for information on what are acceptable reasons for leasing a property when it comes to seeking consent to let from Tandem Bank? Are you able to help?
• My husband and I are planning to ask Tandem Bank for consent to let out our house in Hackney. We are relocating overseas for 2 years and would like to to let it out. I didn't look into this when we got the Tandem Bank mortgage, and that was due to the fact that we never foresaw an opportunity would arise such as this so was planning on living in the house.
• Tandem Bank. Will they issue consent to let a house for 18 months? I reoccupy as a resident.
• Will I need consent to let from Tandem Bank if I am intending to live in the house myself for half of the year? In addition if I gain consent to let for a limited time, say up to 2 years, what happens after that.