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Need professional advice for your consent to let with Swansea Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Swansea Building Society consent to let: Q and A’s

  • My girlfriend and I (joint owner) are in the process of refinancing with Swansea Building Society. I was doing some research concerning consent to let from Swansea Building Society to understand the rules around potentially letting our current flat out (probably in a year or 2) if we moved away. The property in question was a first-time purchase for us about three years ago. Currently we are living there.
  • I moved out of my flat about five months ago but didn't get around to get a consent to let letter, mainly because the mortgage fix rate period is ending in 2 months and I am thinking about a remortgage in any event. I want to ask for the letter now, is that going to be a problem?
  • I sought consent but I did not get it as I did a remortgage in September but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some additional criteria that will not be ok. On the other hand I can remortgage with Swansea Building Society but will they give me consent straight away?
  • My husband called Swansea Building Society on Wednesday concerning consent to let. We are awaiting a returned call. We have placed an offer in on a three bed flat that has been provisionally accepted so would like to know how likely it is that we will receive consent to let by Swansea Building Society?
  • I need to send the consent to let application by courier and need to know if Swansea Building Society have a regular mailing address I can use as couriers usually don’t accept deliveries to PO Box numbers.
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Swansea Building Society. My property is worth approx £200k and owe £57k on it. How likely is it that Swansea Building Society increase my interest rate?
  • I am already leasing out my property but may have sussed that I am not living there. I have 5 months left on my fixed rate. How easy is it to get consent to let from Swansea Building Society. Is it just a quick phone call, pay the charge and it's done there and then?
  • I have a mortgage with Swansea Building Society taken three months back where I moved from another mortgage provider. Am I now able to rent my property with consent to let from Swansea Building Society as I am looking to purchase a further property.