Consent-to-let Help for Swansea Building Society

Examples of recent questions relating to Swansea Building Society consent to let

• Exciting times as my husband and I plan to return to Beijingin Month, initially temporarily but conceivably longer term. I'm in the process of writing to Swansea Building Society to obtain consent to let out the home in Swansea Building Society. The mortgage has been in place with Swansea Building Society for three years and there have been no arrears. Swansea Building Society advise, that even if they grant consent to let, that this will be limited consent for a period of twelve months. Do I then need to reapply?

• What information do Swansea Building Society expect to have to make a decision on consent to let. I have a three year fix with them. I have always been on time with my monthly payments. I am planning a move to Newham due to the family getting bigger. My financial circumstances have not changed and in fact my salary has increased by 20% since the mortgage started.
• We are currently in Melbourne and leasing out our apartment in the UK. This is not something we planned but an opportunity arose and we took it. The rent achieved on the property is insufficient to cover the mortgage so we send back money each month to make up the shortfall. Last week our lender got in touch telling me that as the property is being let out and has been for almost four years we will have to pay 1.5% interest on top of our current mortgage rate. One option would be to sell the flat but this will be difficult as I am so far away. Could we remortgage with Swansea Building Society and get consent to let?
• Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our maisonette in Newham we currently live in to rent out. Mortgage on the flat is with Swansea Building Society. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
• My OH and I are looking to ask Swansea Building Society for consent to let out our home in Lewisham. We are moving overseas for 3 years and wish to rent out the property. I failed to look into this when we took the Swansea Building Society mortgage, and that was purely because we never thought an opportunity like this would come up so was planning on living in the property.
• I will have to move to Philadelphia for a couple of years, I have a house with a Swansea Building Society mortgage. Do I need to ask consent to let? Will they be forthcoming?
• My wife and I want to let our house out and use the rental income to pay rent on a house in Islington. How likely are we to be given consent to let by Swansea Building Society without being forced into a new rate.
• Is it the case that a previous extension to a mortgage term with Swansea Building Society work against us when we sought consent to let from Swansea Building Society.