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Need professional advice for your consent to let with Swansea Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Swansea Building Society consent to let

  • For the last few months I have been letting out my flat in Camden. I didn't get consent to let. I moved to Surrey for a job opportunity and couldn't do a commute but was nervous that Swansea Building Society would charge me a small fortune so I decided to take the risk. I'm looking to do the right thing now... basically carry on letting it but with consent. What are my next steps?
  • My husband and I have just sorted our rates for another fixed period with Swansea Building Society. Some weeks later, I attended an interview and basically I accepted the job offer in Croydon. I'm going to rent a small flat for me and my family in Lewisham as we don't want to sell the house whist there is a chance that we come back before two years.... We really don't know whether it will go. We called Swansea Building Society but we would appreciate your point of view please. How is it to obtain consent to let in that case as we just got a fixed 5 years rate we really don't want to swap this.
  • Please explain "consent to let" to me? I live in a 1 bed flat and its in good condition. It is on the market and I can't find a buyer. This is probably due to an longstanding dispute with the family next door. I have had to mention it on the disclosure sheet. Mortgage is with Swansea Building Society on a fixed rate. It has been suggested to me that I should seek consent to let by Swansea Building Society and rent the property out.
  • I have just been presented with a once in a lifetime job opportunity for 6 months abroad. I do have sufficient savings to pay the monthly Swansea Building Society mortgage however the block insurance stipulates that the property must be occupied in order to be valid. Last Christmas the roof had some leaks that were repaired. If there happened to be any problems in the winter months I would struggle to cover the remedial works. Will I qualify for consent to let from Swansea Building Society for a limited period?
  • Should I decide to apply for consent to let from Swansea Building Society how much time does it take to get consent to let after you apply to Swansea Building Society. ?
  • My work commitments are changing and this could result in mebe in different locations every month and in the circumstances I wanted to get to grips with the procedure for seeking consent to let with Swansea Building Society
  • I am considering moving in with my girlfriend but do not want to to sell my property. How do I go about getting consent to let from Swansea Building Society, and what are the chances that this will be issued?
  • I am already letting out my property but may have sussed that I am not living there. I have 5 months left on my fixed rate. How straightforward is it to get consent to let from Swansea Building Society. Is it just a quick phone call, pay the charge and it's done there and then?