Consent-to-let Help for St James Place Bank

Sample questions relating to St James Place consent to let

• Is consent to let needed from St James Place or can I let my property without telling St James Place and having to convert to a B2L mortgage?

• I was wondering if you could please providing me a little info on the consent to let process. I am considering a St James Place mortgage on a £200,000 property in twelve months time. The intention is to hold the house as a second home but I need to know what options there are to let the property in the future. If our circumstances were to change the house would either be sold or rented.
• I am a first time buyer in the process of attempting to purchase a flat. However I am potentially also going to be moving abroad in the near future. I have mentioned this to my financial adviser who has informed me as long as nothing has been signed or confirmed you can go ahead and apply for a residential mortgage with St James Place. Once that's complete if it transpires that I need to move abroad he said can apply for a consent to let from St James Place. How would the property be treated for CGT purposes? From what I can tell there is some sort of tax relief if you have had to vacate your property to move abroad for work. is that right?
• I purchased my garden flat in Bexley eight months ago and have a three year fixed rate mortgage with St James Place. Looking to move in with my fiance next month and would like to rent my property. Just want to know the process.
• I previously took a mortgage with St James Place, but I am going to need to get consent to let for about a year as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for a year (by living near her mum and dad and having their help) in a greener less intense suburb of Manchester.
• As a result of career opportunities I will be relocating to Wales and would like to let out my flat temporarily, please let me know what steps I need to take in order to achieve consent to let from St James Place?
• I am looking at new mortgages and also exploring the possibility of renting the property in the future - Is there a fee with St James Place to procure consent to let and what are the requirements?
• I have only recently completed my mortgage with St James Place since when my boyfriend has proposed and we are deciding whether to live in his house or mine. Would I be allowed consent to let if I were to move into his property