Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

St James Place Consent to Lease Example Support Desk Enquires

  • My wife and I may need to let our Islington home for a while due to a new job. This will be short-term but possibly for as long as 6 years. Must I notify St James Place or do I keep schtum?

  • I bought a property ten years ago on shared ownership basis, I own 50% via mortgage and rent the other percentage. Three years ago I purchased a new property. I rented out my first house and moved to the new property. I gained consent to let from my lender and I was under the assumption I had consent to let from the housing association. Yesterday I was contacted by the housing association saying they had nothing on record indicating I had procured consent to sublet. What do I do now?
  • Am with St James Place and wonder if I am required to disclose if we no longer live in the property. I believe that they may load the interest rate if we move and find a tenant but it's far from clear what the increase would be. If I decide to lease my property out and apply for consent to let how would the payments increase?
  • I have been renting out my flat to students for a few years but not on a buy to let mortgage because I naively considered that you only needed a buy to let if you had more than one property. In trying to buy a further property, I found that I should have obtained consent to let at the outset from my mortgage provider St James Place. I'm curious as to whether I can now seek consent to let from St James Place?
  • Do I need to wait for consent to let to be given on my existing domestic mortgage with St James Place before applying for a resi mortgage on a new property?
  • I would like to rent out my property for 3 years at most. How do I go about getting consent to let from St James Place who I have a mortgage with?
  • Does my loan to value need to be at a certain level to allow me to apply for a consent to let from my mortgage lender St James Place. Will any consideration be given to the fact that I only took out the mortgage four months ago?
  • I am interested in consent to let for my house mortgaged with St James Place. How do I move forward? Do I have to call St James Place and get them to agree?