Need Help?

Need professional advice for your consent to let with Skipton Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Skipton Building Society consent to let

  • My fiance and I may need to let our Bromley home for a while due to a career opportunity. This will be temporary but perhaps for 2 years. Should I tell Skipton Building Society or do I remain silent?

  • I have let out my garden flat in Lambeth for the last 20 months, and I didn't realise that I required consent to let. I would like rectify the situation. What are the legal ramifications of my failure to obtain consent to let?
  • Please explain "consent to let" to me? I live in a 1 bed flat and its in good condition. It is on the market and I am struggling to sell. This is because my neighbour is a drunk and assaulted me last year. I was obliged to mention this on the disclosure sheet. I am with Skipton Building Society on a standard variable rate. Someone mentioned I should seek consent to let from Skipton Building Society and rent the flat to tenants.
  • I am a letting agent. If a landlord opts to lease out their house without consent to let from Skipton Building Society - what liability do I have, if any? Technically the landlord isn't committing a crime, however, they would be breaching their agreement with the Skipton Building Society, as Skipton Building Society invariably need to be informed of any change in circumstances. If I look the other way could I be storing up trouble?
  • Do you know if I can retain my current residential mortgage with Skipton Building Society if I start renting out? If the consent to let is given will they tie me into an increased rate?
  • Will Skipton Building Society choose to operate a right to change the rates on a owner-occupier mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Is it possible to remortgage on a consent to let with Skipton Building Society?
  • I might potentially need consent to let from Skipton Building Society in the future with work. I am just checking what the options would be if this was the case. Is there a limit on the length you can let out your property with consent?
  • Me and my husband spoken to someone at Skipton Building Society about changing our current homeloan to consent to let (the current 2 year fix expires in september 2016). Can I just confirm that I need to formally put the request in writing explaining our change in circumstance to Skipton Building Society? Where do I need to send the letter to?