Need Help?

Need professional advice for your consent to let with Secure Trust Bank PLC? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Secure Trust Bank consent to let

  • I have had consent to let from Secure Trust Bank for a while now but they now want to speak with me and I suspect their motivation may be to get rid of me. Can you help?
  • I have a Secure Trust Bank mortgage on a flat I own, in Hounslow. This year, resulting from a change in my circumstances I decided to let out this apartment, and rent another property in a different area within same loc. The state of affairs that changed is that I started cohabiting with my partner, and the flat is too small for our needs. I would rather not sell the flat because the current market value is significantly lower than the market value when I acquired the property in 2004. I contacted Secure Trust Bank for a consent to let which was turned down as they felt that I wanted to invest in the flat. Any guidance would be greatly appreciated, as i am at the end of my tether. The matter is urgentas I have a prospective tenant waiting for this consent to let and may pull out.Please call me to discuss
  • I wish to rent out my existing property as I wish to purchase a larger house for the family. I have a fixed rate mortgage with Secure Trust Bank. On the basis I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I refinance after a couple of years with another lender? What connotations does that have aside from the higher rates - do I need a greater equity portion in the property too ie lower loan to value?
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our ground floor flat in Waltham Forest we currently live in to rent out. Mortgage on the flat is with Secure Trust Bank. I wish to avoid putting myself in a situation with two residential properties only to be refused consent to let.
  • I want to rent a room in my house in Bromley. Do I need consent to let from my mortgage co Secure Trust Bank?
  • I am fixing my residential mortgage with Secure Trust Bank but as a result of my job I may have to live abroad for few years. Will Secure Trust Bank allow and give consent to let and will any penalties be applied in such circumstances
  • I was wondering if you could help. I require consent to let from Secure Trust Bank and would like to know if this option would be possible for me to switch to as I must move back home to take care of my mum
  • Are you aware if there is normally a required loan to value amount before Secure Trust Bank will consider consent to let?