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Need professional advice for your consent to let with Secure Trust Bank PLC? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Secure Trust Bank consent to lease

  • I obtained consent to let from Secure Trust Bank three yrs ago but never used it and have since refinanced with a new mortgage provider. I recently applied for consent to let. I was told it would be authorised since I met the criteria. I have now received a communication informing me that I must provide a letter from the DWP confirming that that are aware of my current situation before they can provide authorisation. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the inference that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £25 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to continue with them
  • Due to my career, I am in a position where I anticipate that Secure Trust Bank will grant me with Consent to Let from the outset of buying a property. I currently plan to buy a property locally and rent it out, I will remain in the house that is provided (rent payable) by my employer. As I will be letting out the property I will obviously have to complete a Self Assessment Tax Return, but I just want to check that although it is my only property (and it is not on a BTL mortgage), can I utilize Tax relief on the interest on the mortgage and the associated costs of letting out the property. I have only been able to track down information for those with a buy-to-let mortgage, but mine will technically be residential.
  • I have a mortgage with Secure Trust Bank however my husband and I will be emigrating to Cape Town in January. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • I am intent on acquiring a property, letting two of the rooms out in order to cover the loan with Secure Trust Bank, and then moving on in a few years time - at which point the property would be entirely tenanted. Is it likely that Secure Trust Bank would look at this unfavourably as I will have been issued with a normal homeloan rather than a B2L or consent to let? I've read that in extreme situations they can sue for mortgage fraud, is this an exaggeration?
  • I am require from Secure Trust Bank consent to let out my home in Sutton. I am putting in hand arrangements to live with my grandmother as I am off work through ill health.
  • I wish to rent the attic in my house in Wandsworth. Do I need consent to let from my mortgage co Secure Trust Bank?
  • I am looking for some generic information on consent to let. I currently have a mortgage in place with Secure Trust Bank. I have been given approval to sublet my GFF from the freeholder of the block and they asked if I have consent to from Secure Trust Bank.
  • I have only recently completed my homeloan with Secure Trust Bank since when my boyfriend has proposed and we are deliberating whether to live in his house or my property. Would I be granted consent to let if I were to move in with him