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Need professional advice for your consent to let with Scottish Widows Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Scottish Widows consent to let: Q and A’s

  • I have been letting out my flat with "consent to let" from Scottish Widows on a residential mortgage for the past 24 months. Scottish Widows have put forward an ultimatum retracting their consent to let unless we convert to one of their "buy to let" deals.

  • My twin and his girlfriend currently lodge with me at my two bedroom maisonette. Next Summer I would like to move out of the property and in with my OH. How likely is it that I will be able to get consent to let from Scottish Widows after only having the mortgage for less than half a year?
  • I have been a mortgage holder with Scottish Widows for 1999. My divorce went through months ago and bought the ex wife out. My circumstances have changed, I want to retain my house but live with my new partner, letting my house out. I have been informed by my broker that I can seek consent to let from Scottish Widows instead of a buy to let mortgage as I haven't purchased the house with the intention of letting it out, is this correct?
  • I have been leasing my flat to a tenant for three years but not on a buy to let mortgage as I thought that you only required a BTL if you had more than one mortgage. In trying to acquire a second property, I found that I should have had consent to let at the outset from my lender Scottish Widows. I'm curious as to whether I can now ask Scottish Widows for a consent to let?
  • My wife and I are planning to ask Scottish Widows for consent to let out our house in Enfield. We are moving overseas for three years and wish to rent out the property. I omitted to look into this when we took the Scottish Widows mortgage, and that was purely because we never foresaw an opportunity would arise such as this so was planning on being in the house.
  • I have a homeowner mortgage with Scottish Widows and my circumstances have changed due to family, can I apply for consent to let. What changes will affect me?
  • I would like some advice on how best to approach my mortgage company Scottish Widows regarding a 'Consent-to-Let' application. Is this something you can help with ?
  • I'm mulling over a remortgage offer with Scottish Widows and it's likely I will end up asking for consent to let at some point in the fixed period. Are there any fees I should be aware of?