Need Help?

Need professional advice for your consent to let with Scottish Widows Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Scottish Widows consent to let

  • I'm currently looking for a mortgage as FTB and considering Scottish Widows with my financial adviser. Suppose I choose a 3 year fixed rate I live at the property and after 2 years, I come to get an opportunity of work relocation effectively moving overseas. If Scottish Widows issues me consent to let,would the rate load the interest rate?
  • I wish to move house and I am curious as to whether I can get consent to let on my house then get a mortgage approval for the new house so I can effectively bid thus being chain free and then rent my property out when I move. Is it likely that Scottish Widows grant consent to let for six months if they know I am looking to buy somewhere else or only if I am relocating temporarily with work?
  • Much to my surprise I have just been presented with a once in a lifetime job opportunity for 9 months in New York. I have enough money to cover the monthly Scottish Widows mortgage yet the buildings insurance requires that the property must be occupied in order not to be invalidated. Last Christmas the roof suffered storm damage but was repaired. If there happened to be any problems during the winter months I would struggle to cover the repair costs. How likely is it that I will get consent to let from Scottish Widows for a limited period?
  • Require some help about leasing a property and consent to let. Later this year I plan to move in with my partner. The local authority would like to rent my flat for 5 year commitment with rent being paid and maintenance. Our mortgage was changed to Scottish Widows in 2013. Please help
  • I’ve already let but only just dawned on us that Scottish Widows ought to have been advised and consent to let sought - can this be obtained retrospectively?
  • Our Scottish Widows mortgage is coming up for renewal. We would like to apply for a new fixed rate mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids have grown up, and would be better used as a rental.
  • I am looking for consent to let for my house as I am moving out for four months currently fixed Scottish Widows mortgage with two years which is up on December next year.
  • In the event that I was successful in obtaining consent to let from Scottish Widows, could I sell during the consent period? Is it possible that I would incur any penalties?