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Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Santander consent to let: Q and A’s

  • Can you clarify if consent to let compulsory from Santander or can I let my basement flat without telling Santander and being forced to switch to a B2L loan?

  • We purchased a house in Newcastle and will be relocating to Bristol at the end of March. I have a letting agency and tenant now. I was planning to leave everything as it stands as I'm afraid Santander will say I have to change my mortgage rate over to a buy to let which is not financially feasible. I appreciate that it would be preferable to seek a consent to let via Santander but am afraid if I show my hand it would lead to a whole host of issues
  • I am planning to lease out my house for 12 months from 28th September next year. Is there conventional wording for a letter I can use to write to Santander to apply for consent to let.
  • We are in need of a bigger house so our children don't have to bunk together. We are thinking about buying another house in the near future. Our house is estimated to be worth £185k and we have about £70k remaining on the Santander mortgage. We would prefer to keep this house as an investment property and rent it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • I wish to know all the criteria and procedures in place to change my Santander mortgage to a consent to let?
  • My fixed rate loan with Santander ends in April and have to move with work soon after. Will I be able to both refinance and obtain consent to let?
  • I currently have a residential mortgage with Santander and plan on letting due to work being based in Bristol. In asking for consent to let from Santander do I run the risk of them forcing me to change deal to B2L
  • I am looking to get consent to let with my Santander residential mortgage. It is a 3 bedroom house. Will Santander grant consent on this basis? Or would it be regarded as an HMO?