Need Help?

Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Santander consent to let

  • I have been asked by my proposed tenants for sight of my ‘consent to let’ from Santander, my bank. Why would they ask for this

  • I have recently let out my one bedroom first floor purpose built flat and have gained a Consent to Let with my MP. Six months have now gone by and they have loaded my interest rate as forewarned. I cannot port to a preferable product with them, as they will withdraw my consent to let. If I was to go with an alternative mortgage provider for example Santander, would I need to obtain a Buy To Let mortgage or could I simply remortgage and ask for further consent to let?
  • Following retirement in June I purchased a “retirement home” for my wife and myself to move to. We would like to let our current property to our kids and I have therefore applied to Santander for consent to let. I was just seeking a general view on whether Santander currently allows it?
  • Our existing house in Tower Hamlets has nearly £80K equity with a mortgage with Santander. It's a nice family house in a popular location and I think it would rent well. We are possibly moving for my husband's work and were thinking of holding onto the house on as a rental property - would we need to change the mortgage to a buy to let product or should we seek consent to let from Santander?
  • I would like to send the consent to let form by courier and need to know if Santander have a regular postal address I can use as couriers ordinarily don’t accept deliveries to PO Box addresses.
  • This is not a question specific to Santander but do lenders generally provide the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • I might be looking to lease out my property and wondered what I would need to do to get consent to let from Santander. I may be moving abroad for nine months.
  • Are you able to advise me how much the fees are and if Santander ordinarily give consent to let without switching to a commercial rate?