Consent-to-let Help for Sainsburys Bank

Common questions relating to Sainsburys Bank consent to lease

• What do I do if my request for consent to lease is turned down by Sainsburys Bank?

• I am a FTB interested in a terraced house in Sainsburys Bank. I have a 40% deposit and expect a mortgage from Sainsburys Bank. My predicament is that my partner has a apartment in Birmingham and I hope to be moving in next month, at which point I would have to let out my property. I have heard of consent to let but it does not sound like a positive outcome is assured. Can you offer any advice?

• I have a residential Sainsburys Bank mortgage and am looking to procure consent to let as I wish to move to another property that I own. It would appear that might be able to assist. Is there a charge for this service?
• I have an annex that my dad has vacated. As my property is large I was thinking to move into the annex and let the remainder out. This is also due to change of circumstances. Would I require consent to let from Sainsburys Bank?
• I took a domestic mortgage with Sainsburys Bank and with my circumstances changing significantly in the last six months, can I obtain consent to let. What changes will affect me?
• When it comes to consent to let from Sainsburys Bank am I obliged to inform them each time we get a new tenant and forward them a duplicate of the AST?
• I have a mortgage with Sainsburys Bank on a two year fixed term contract. I could have an opportunity for a teaching job abroad next July. Would I qualify for consent to let from Sainsburys Bank if I took this job overseas?
• Will Sainsburys Bank choose to exercise a right to switch the rates on a standard mortgage where Consent to Let at any time, onto ‘rates equivalent to their B2L range'? Is it possible to remortgage on a consent to let with Sainsburys Bank?