Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS (One Account) consent to let

  • Will RBS (One Account) activate a right to put a loading on my interest rate on a regular mortgage that has just been approved for Consent to Let at any time, onto ‘rates in line with their BTL range'?

  • Is it possible to remortgage on a consent to let with RBS (One Account)?

  • I have had a current mortgage with RBS (One Account) coming up to 2 years and the fixed rate is soon to be renegotiated. We are considering extracting equity out of our present residence to allow us to purchase a new larger home and then let out the current studio flat. We were originally informed that we will look for a new domestic mortgage allowing for consent to let - what does this mean?
  • Next month I will be emigrating to Hong Kong. Rather than sell my house, I would like to lease it out, just in case things don’t go as expected. My existing mortgage is with RBS (One Account). If I looked to refinance would a new provider see this as me trying to dodge a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and hence turn down my application for Consent to Let?
  • This is not a question specific to RBS (One Account) but do mortgage companies generally provide the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • Just looking for some information. I currently have a mortgage in place with RBS (One Account). I have been given approval to sublet my GFF from the managing agents and they asked for a copy of the consent to from RBS (One Account).
  • Just wanted to know how to seek a consent to let from RBS (One Account) who I have a mortgage with. There is a remaining balance of 57k. The value of flat is 245k. Property is in my name but my wife and I would like to purchase a garden flat in Newham we have seen together. How do we go about this?
  • I have a 1st time buyer mortgage with RBS (One Account) which is only 6 weeks in but I have been relocated with work. Is it possible to obtain consent to let from RBS (One Account) for a mortgage that has only just started and I have just bought the property?