Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS (One Account) consent to let

  • I am a FTB in the process of trying to buy a flat. However there is a strong possibility that I will be moving abroad within the next couple of years. I have told this to my financial adviser who has informed me as long as nothing has been signed or confirmed you can go ahead and apply for a residential mortgage with RBS (One Account). Once that's complete if it transpires that I need to move abroad he said can apply for a consent to let from RBS (One Account). How would the property be treated for CGT purposes? From what I can tell there is some sort of tax relief if you have had to vacate your property to move abroad for work. is that right?
  • I previously took a mortgage with RBS (One Account) and the loan to value is presently 60% with the RBS (One Account) current book value and I'm looking to purchase another property but would like to keep my current property at the current market value. I have consent to let from NRAM on a previous property so know a bit about them and I also have buy to let with Scottish Widows on another property. Does the expected rental income on a consent to let with RBS (One Account) need to be over and above the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 19 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
  • I am expecting to apply for consent to let from my existing mortgage provider RBS (One Account). A colleague of mine said that he was given ‘consent to let’ confirmation from a different lender where it stipulated that the tenancy granted must be in the form of an assured shorthold tenancy. Can you explain what this is?
  • My husband is in the army and he has been posted overseas we would like to get something called 'Consent to let' from our lender RBS (One Account). Can you assist us?
  • I wish to know all the criteria and procedures in place to change my RBS (One Account) mortgage to a consent to let?
  • RBS (One Account) - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I am seeking consent to let for my flat as I am moving out for four months currently fixed RBS (One Account) mortgage with three years which is due on April next year.
  • I would like to rent out my home for a couple of years max. How do I go about getting consent to let from RBS (One Account) who I have a mortgage with?