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Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS (One Account) Consent to Lease Example Support Desk Enquires

  • In the coming months I am looking to move home and I am wondering if I can get consent to let on my house then get a mortgage approval for the new house so I can effectively bid thus being chain free and then rent my property out once I move. Is it likely that RBS (One Account) grant consent to let for six months if they know I am looking to purchase somewhere else or only if I am moving short term for career reasons?
  • Where a landlord chooses to rent out their property in the absence of consent to let from RBS (One Account) - what, if any implication could there be for an agent acting for the landlord?
  • We are currently in Hong Kong and leasing out our flat in Bromley. This is not something we planned but an opportunity arose and we took it. The rental income is not enough to cover the mortgage so we transfer funds each month to cover the shortfall. Earlier today I got a letter in the post from our lender telling me that as the property is being let out and has been for nearly three years we will have to pay 1.5% interest on top of our current mortgage rate. One option is to sell up but this will be difficult as I am so far away. Would it be possible to remortgage with RBS (One Account) and get consent to let?
  • I am currently looking to acquire my first home however, working as a consultant. I I would like to find a lender that will permit short term letting with a residential mortgage so that I could let the property for no more than six months with long periods of absence without being forced into a buy to let product. Are you able to advise me on how lenders would perceive this and in particular the approach taken by RBS (One Account).
  • What is the process for getting a consent to let application form from RBS (One Account) and how quickly can I get the consent?
  • Is it possible that RBS (One Account) would have archive records as to whether consent to let was granted for a specific property?
  • Just wanted to know what needs to be provided to RBS (One Account) in order to get consent to let? I just finished a three year fixed mortgage and thinking of moving to another flat with my partner.
  • I would like to let my house for three years max. I would like to know if I could have a consent to let from my existing mortgage lender RBS (One Account)?