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Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS (One Account) consent to let

  • I have a mortgage with RBS (One Account) on a flat and I intend to find a tenant for it out and rent another property as a result of changes in personal circumstances - I want to move to a new location, and to live in a bigger house with my fiance. I applied for consent to let and recently got reply with a refusal as they felt I want to invest. I as at a loss as to what to do next. I find myself at risk since I am already committed to the new home and would have to pay both RBS (One Account) and rent payments, which could put me in financial risk. The matter needs to be addressed soon because a prospective tenant is waiting
  • My husband and I live in a marital home where there exists numerous vacant rooms. We are considering the opportunity of running an B&B type operation to rent half the property out on a short term basis. Is this is likely to be allowed under RBS (One Account)’s consent to let protocol?
  • My partner and I might have to lease his property out. I realise that I must obtain consent to let from RBS (One Account). We plan on joining a landlord association should we decide to let the flat, but which of the two should we join? We've seen the RLA and National Landlords Association.
  • What is the maximum period of time allowable to RBS (One Account) that I would be able to let my property without being required to switch mortgage or sell my property? In short, my boyfriend has asked me to move in with him and I really don't want to sell my house. I would like the comfort of knowing I still own my own home.
  • Do you know if consent to let is something that RBS (One Account) offer?
  • We are about to buy a place and plan to live in it once we have renovated but we may need to let the property out but not sure what the rules are on consent to let from RBS (One Account)? We don't require a buy to let mortgage because we are not certain if we will need to let it out at all
  • I am trying to investigate if it is possible to get a consent to let mortgage with RBS (One Account) rather than a buy to let mortgage
  • Am I required to obtain consent to let if I let to a family member (in my situation my mother now lives there and contributes towards the RBS (One Account) mortgage)?