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Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to RBS (One Account) consent to lease

  • I previously got consent to let from RBS (One Account) in 2013 but never used it and subsequently remortgaged to another bank. I recently sought for consent to let. I was informed that it would be forthcoming since I met the criteria. However I got a communication advising me that I must provide a letter from the DWP evidencing that that are aware of my current situation before they can issue authorisation. They said this is policy but I have not been able to find these conditions on their site. I did complain about the insinuation that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £40 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to discontinue claiming
  • In the coming months I would like to move house and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can effectively bid thus being chain free and then rent my property out when I move. Will my lender RBS (One Account) grant consent to let for a year if they know I am looking to buy a further property or only if I am moving short term for my job?
  • My OH have an offer accepted to buy a house, we have a deposit of between 10-15% for a domestic mortgage with RBS (One Account). The one concern is we are due to leave the country in 2 months for work. We are using a mortgage broker. He says if you tell this to the lender in advance we will need to get a buy to let. Do go ahead with residential mortgage with RBS (One Account), shortly thereafter ask them if I can have consent to let? Otherwise, do we try and contact RBS (One Account) now and disclose there is a chance we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they confirm in advance that it should not be a problem
  • We are planning to let my apartment for a year from 5th November 2016. Is there a template letter I can use to write to RBS (One Account) to seek consent to let.
  • We have already let but only just dawned on us that RBS (One Account) ought to have been informed and consent to let sought - what's the best course of action now?
  • RBS (One Account) - consent to let potential. Can you advise on the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I would like some advice on how best to approach my mortgage lender RBS (One Account) regarding a 'Consent-to-Let' application. Is this something you can offer guidance on ?
  • I am trying to find out if RBS (One Account) will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.