Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to RBS (One Account) consent to lease

  • I own a ground floor flat but I am never there, deliberating the possibility of renting it out. My mortgage is with RBS (One Account), would I have to move onto a new mortgage product or ought I try to get consent to let?
  • My husband and I have just sorted our rates for another fixed five years with RBS (One Account). However, I attended an interview and basically I accepted the job offer in Hackney. I'm going to rent a two bedroom flat for me and my family in Hounslow as we don't wish to sell the house and moreover we might come back within a couple of years.... We really don't know whether it will work out. We have contacted RBS (One Account) but we would like also your take on the situation. How is it to obtain consent to let in that case as we just got a fixed 5 years rate we really don't want to change.
  • I have found myself in the accidental landlord situation and didnt inform RBS (One Account). I had to leave my flat for family reasons, so now rent in another part of the country. I originally tried to sell the flat, but prices were low, resulting in negative equity. This was four years ago in 2012, the value has increased and has given me time to save. I am in now in a position where I can now convert to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert RBS (One Account) that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances wouldn’t allow me to do anything else. Any help will be greatly appreciated?
  • At the moment I am looking to acquire my first property however, working as a contractor. I I would like to find a lender that will permit short term letting with a residential mortgage so that I could lease out the property for no more than six months with long periods of absence without being required to switch to a BTL mortgage. Can you let me know how lenders would perceive this and in particular the stance taken by RBS (One Account).
  • I am looking to get consent to let on my Sutton maisonette from RBS (One Account). I will be leaving the UK for a year so wish to know if I can rent out my apartment
  • Can I get an interest only mortgage with consent to let when my current RBS (One Account) deal runs out June 13?
  • Seven weeks ago I completed my mortgage with RBS (One Account) since when my boyfriend has proposed and we are deciding whether to reside in his house or my property. Would I be allowed consent to let if I were to move into his property
  • Are you able to advise me how much the fees are and if RBS (One Account) ordinarily give consent to let without switching to a commercial rate?