Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to RBS (One Account) consent to lease

  • I have a residential RBS (One Account) mortgage and am keen negotiate a consent to let as I wish to move to another property belongings to me. It would appear that might be able to help. Do you charge for this service?
  • I have a house in Ealing but I am moving with my girlfriend to a different location for career reasons and moreover close to her university. My preference is to keep my house but not sure I can afford a BTL mortgage. It will only be temporary -two years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with RBS (One Account). Is there a chance I won't be approved for consent to let?
  • We have an existing mortgage with RBS (One Account) and need clarify if it would be possible to obtain consent to let out our three bedroom second floor purpose built maisonette in Sutton.

    The purpose for needing to find tenants for the property are as follows: -

    • My wife and I will be relocating to India next spring.
    • By letting out the property this will facilitate savings to support the migration process.
    • It would be pointless from a monetary point of view to pay outright for a property which we are not residing in and by letting out the place this would be considered as continuing investment.

    If RBS (One Account) granted permission to us for renting we would propose some financial assurances to include: -

    • Maintain paying the monthly mortgage payment directly from my current account.
    • Retain the services of an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Provide our contact details for when we move.
  • Our current property in Enfield has probably about £80K equity with a mortgage with RBS (One Account). It's a decent family house in a popular location and it should rent well. We are probably moving for my husband's work and were considering keeping this house on as an investment property - should we be swapping the loan to a buy to let product or can we get consent to let by RBS (One Account)?
  • We are about to change lender to RBS (One Account) for a fixed rate but the likelihood is that I will need to rent the house out for just under one year. Do RBS (One Account) consent to let on fixed rate home loans and if so, what are the costs.
  • I'm possibly going to Dubai for a year with work. Planning on taking my partner with me and hoping to rent our UK home in the meantime on a temp basis to make things more cost effective. I was just wondering about the processes of getting a 'consent to let'
  • I have a 1st time buyer mortgage with RBS (One Account) which is only seven weeks long but I have been relocated with my job. How easy is it to obtain consent to let from RBS (One Account) for a mortgage that has only recently started and I have just bought the property?
  • I am looking to get consent to let with my RBS (One Account) residential mortgage. It is a mid terraced house. Do RBS (One Account) grant consent on this basis? Or would it be regarded as an HMO?