Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to RBS (One Account) consent to lease

  • I have a normal mortgage over my property in loc with the intention of moving overseas to country for two years. During this period I want to lease out my flat. My lender refuses to issue a consent to let. I don’t really want a buy to let loan as it’s only for a short period that I am abroad for.

  • I have been granted consent to let by RBS (One Account) for a while now and they now wish to speak with me and I expect their agenda is to rid themselves of me. Are you able to assist?
  • I'm planning to remortgage our old studio flat, currently occupied with tenants under consent to let from RBS (One Account), onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really familiar with what my options are. Can you recommend an efficient broker service specialising in BTL?
  • I'm twelve months into a two year fixed mortgage with RBS (One Account). The LTV is just 40%. I've come across a really good deal on a garden flat in Southwark which I don't want to miss. It seems the only way I can get this other property is to take out some good chunk of equity. I'm thinking of letting the current home which would adequately cover the mortgage with RBS (One Account). Is it possible to obtain consent to let from RBS (One Account) and and then seek an equity release after it's let out?
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with RBS (One Account) and are considering leasing the place out for a couple of years, but cannot really afford to switch to a buy to let rate. The estate agent mentioned something about a content to let
  • What are the circumstances under which RBS (One Account) would refuse a request for consent to let?
  • My RBS (One Account) mortgage fixed rate expires in march and have to move with work soon after. What are the chances that I will be able to both remortgage and get consent to let?
  • Are you able to clarify what the process would be if we bought a second house and need to apply for consent to let for our existing mortgage with RBS (One Account)