Consent-to-let Help for The Royal Bank of Scotland plc

Questions and Answers: Royal Bank of Scotland consent to let

• I have a home loan with Royal Bank of Scotland on a property and I intend to find a tenant for it out and rent another house as a result of changes in personal circumstances - I want to move to a different location, and to live in a larger house with my fiance. I sought consent to let and yesterday got a response refusing as they felt I want to invest. I as at a loss as to what my options are. I am now at risk since I already have rented a new home and would have to pay both Royal Bank of Scotland and rent payments, which could put me at financial risk. The matter is urgent because a potential tenant waiting in the wings
• My OH and I I have a residential mortgage with Royal Bank of Scotland but I would like to occasionally rent the property out as a holiday let....do I need consent to let from Royal Bank of Scotland?
• We are planning to lease out my apartment for a year from 10th August 2015. Is there a standard format for a letter I can use to send to Royal Bank of Scotland to apply for consent to let.
• I have been renting out my flat to students for a few years but not on a BTL mortgage because I thought that you only needed a buy to let if you had more than one property. In trying to buy a second property, I discovered that I should have obtained consent to let all along from my mortgage provider Royal Bank of Scotland. I'm enquiring whether I can now ask Royal Bank of Scotland for a consent to let?
• When it comes to consent to let from Royal Bank of Scotland am I obliged to tell them every time we get a new tenant and send them a copy of the lease?
• Will Royal Bank of Scotland want to know my reasons for applying for consent to let? Is it wise to inform them of my potential move abroad?
• We are applying to change lender to Royal Bank of Scotland for a fixed rate but during this period would need to rent the flat out for just under one year. Do Royal Bank of Scotland consent to let on fixed rate home loans and if so, what are the procedures.
• Six months ago I bought a apartment with a Royal Bank of Scotland home loan. However I am currently living with mother and father. I don't want to move in until for seven months due to personal reasons. In interim can I let out the property with consent to let?