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Need professional advice for your consent to let with The Royal Bank of Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Royal Bank of Scotland consent to let: Q and A’s

  • Me and my partner were intending to buy a studio flat with 30k down payment with the intention of living there. Somewhat fortuitously the in-laws plan to move abroad Should we proceed with a residential mortgage with Royal Bank of Scotland would there be any issues with gaining consent to let ?
  • I need to see if I can receive consent to let on my current property. I have a mortgage with Royal Bank of Scotland but my situation has changed. I'm looking to move in with my partner and daughter who have a house and is larger than my 1 bed flat. I am sure that I will not qualify for a buy to let loan as I don't have the funds for a deposit nor do I earn in excess of £25000 per annum.
  • My flat has a mortgage against it with Royal Bank of Scotland and I have been letting out my flat minus consent to let, which I am now led to believe means I am in contravention of my mortgage Ts and C’s. They may have suspicions that I am not living there. What are the legal repercussions of my failure to obtain consent to let?
  • Am I obliged to notify Royal Bank of Scotland of my intention to rent a shed out on my property. Can you help clarify? I am taking separate advice on the insurance, legal and tax side of things .
  • I have a homeowner mortgage with Royal Bank of Scotland and require consent to let. What are the factors and procedures that I need to be aware of in order to obtain consent?
  • Royal Bank of Scotland - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I am relocating for work for up to 12 months... I was wondering if I was able to get from Royal Bank of Scotland consent to let the property out while abroad as I am reluctant to leave it vacant for that long
  • I was just wondering if there are any restrictions in getting consent to let on a freehold property when I have a mortgage with Royal Bank of Scotland