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Need professional advice for your consent to let with The Royal Bank of Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Royal Bank of Scotland consent to let: Q and A’s

  • Bottom line - if worst comes to the worst what action Royal Bank of Scotland can take if I have rented my property if consent to let is not first obtained?

  • I am in an impossible situation with a Consent to Let mortgage. In response to requesting consent to let the bank has requested that I produce a signed AST before they will grant consent. Is is not the case that if I adhered to their request that I would be violating the lender’s terms and conditions?

  • If I decided to let out my three bed flat with consent to let from Royal Bank of Scotland, what evidence would be required of tenancy? If after 1 year I decided to let it on a series of short term lets, do I still need to supply evidence to Royal Bank of Scotland, or will they leave me alone provided i keep up with the payments? By way of example if I rent the rooms out individually at some point in the future, is there any reason for Royal Bank of Scotland to be informed and would they take issue?
  • In what situations will consent to let for a property be given from Royal Bank of Scotland? How long do you have to have had the mortgage before consent to let can be negotiated with Royal Bank of Scotland? By way of background we are moving abroad for a year and a half with my wife’s company and will need to rent our house. I would be looking at securing consent to let in the first instance with a view to renting the property out to offset the costs of the Royal Bank of Scotland mortgage.
  • At the moment I do not have consent to let by Royal Bank of Scotland but I would like to change to one, An opportunity has arisen which might involve me working away for two years. But want to keep my house for my return - can you assist?
  • I am trying to investigate if it is possible to get a consent to let mortgage with Royal Bank of Scotland rather than a buy to let mortgage
  • Please can you provide me with advice as to how to proceed with gaining consent to let from Royal Bank of Scotland and what, if any, cost apply.
  • About to remortgage my flat but I will potentially moving out in the next year and would be looking to rent it out. Do Royal Bank of Scotland give a consent to let letter?