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Need professional advice for your consent to let with The Royal Bank of Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Royal Bank of Scotland consent to let: Q and A’s

  • We have a Royal Bank of Scotland home loan and are have made overpayments to bring the loan amount down, in gainful employment etc. Do you know how much the fees are and if Royal Bank of Scotland are likely to give us consent to let without transferring to a new mortgage product?

  • I have a mortgage with Royal Bank of Scotland. I wish to purchase a second property and my mortgage broker advised me to apply for a consent to let. As far as I am aware they would only accept the consent to let if I have the intention to reoccupy my current home. Am I getting accurate advice?
  • Me and my wife are the registered owners of a house in Newcastle and will be relocating to Kent at the beginning of the month. I have a letting agency and tenant now. I was planning to keep quiet as I'm afraid Royal Bank of Scotland will say I have to change my mortgage rate over to a buy to let which is not economically viable. I would like to seek a consent to let via Royal Bank of Scotland but am afraid if I come clean it would lead to no end of problems
  • We have a fixed rate mortgage with Royal Bank of Scotland that we are having problems gaining consent to let as a result of being in Hong Kong and leasing the apartment such a long time ago without their approval which was a lapse on our part. We have a 38% LVR and have been making overpayments of £500pm for three years so we are not in arrears. We are willing to switch onto a buy to let mortgage with them at a jacked up rate yet we haven't been given that as an option.
  • Are you able to give me some initial insight re consent to let? We have a mortgage with Royal Bank of Scotland and are thinking of leasing the property out for two years, but cannot really afford to switch to a buy to let rate. The estate agent mentioned something about a content to let
  • I am looking for some generic information on consent to let with Royal Bank of Scotland: I am moving to become a non-UK resident. Potentially for a number of years. That being said I will be on a six month probation period .I'm wanting to know the criteria for consent to let from Royal Bank of Scotland and what fees are involved
  • I was just wondering if Royal Bank of Scotland were picky when giving out consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
  • I would like to let my home for three years max. How do I go about getting consent to let from Royal Bank of Scotland who I have a mortgage with?