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Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Rooftop Mortgages consent to let: Q and A’s

  • Colin (my husband) and I may need to let our Hounslow home temporarily due to a career opportunity. This will be temporary but possibly for as long as 4 years. Should I tell Rooftop Mortgages or am I best advised to just keep quiet?

  • I work for letting specialists in loc and have been ask but a prospective tenant of a property for a duplicate of the ‘consent to let’ from the owners lender Rooftop Mortgages. Why would they ask for this

  • Me and my sister may be given an opportunity to work in a different office in the UK for a three months and would like to know if we can lease out our existing apartment. It is a two year fixed rate and we are four months into the mortgage with Rooftop Mortgages. We have lived at the property for nearly 3.5 years. The LTV is 80%. Are we likely to get consent to let from Rooftop Mortgages? What can we expect in fees etc
  • Me and my husband are soon to send the remaining details to our broker for them to proceed with our mortgage application to buy our first home together. My husband has another flat in 2003 which he co-owns with his brother. That flat was and continues to be rented out in the absence of consent to let from Rooftop Mortgages. Fast forward to our application - our broker asked for info on the Rooftop Mortgages mortgage. If we come clean that there is no consent to let from Rooftop Mortgages will it adversely impact the chances of getting a mortgage?
  • My OH and I are looking to ask Rooftop Mortgages for consent to let out our home in Merton. We are moving overseas for three years and would like to to rent out the property. I omitted to look into this when we got the Rooftop Mortgages mortgage, and that was only because we never thought an opportunity like this would come up so was planning on living in the house.
  • We have a mortgage with Rooftop Mortgages at present and just enquiring whether Rooftop Mortgages currently allows consent to let
  • My wife and I are thinking about applying to Rooftop Mortgages to obtain consent to let our house, how long does it take between submitting the application to us finding a letting agent and listing our house for rent? and are there any other steps in the process?
  • Are you able to advise me how much the fees are and if Rooftop Mortgages ordinarily issue consent to let without changing to a commercial rate?