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Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Rooftop Mortgages consent to let: Q and A’s

  • My lender has placed me between a rock and a hard place with a Consent to Let home loan. In response to requesting consent to let the bank has asked me to provide them with a signed tenancy agreement as a prerequisite to granting consent. If I get a signed tenancy agreement would I not be violating the lender’s terms and conditions?

  • Last month I was offered a job overseas and wondering if it's a good idea letting my house out. Will Rooftop Mortgages permit me to change mortgage or give me consent to let? Should it not be available I will have to consider if I should accept the job. I wouldn't mind paying an increased amount as I intend to return and move into my home after twenty four months. My agenda here is not to to make money. Just really like my property and want to return to it at some point in the future.
  • I'm planning to remortgage our old one bedroom apartment, currently tenanted under consent to let from Rooftop Mortgages, onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really conversant with what is available in this area. Are you able to offer any advice on a good broker service specialising in BTL?
  • We are planning to lease out my flat for a year from 10th July next year. Is there conventional wording for a letter I can use to write to Rooftop Mortgages to request consent to let.
  • I'm having to move to Australia for a couple of years for my job but I don't want to change the mortgage to BTL as the intention is to move back into it when I return. Do you know if Rooftop Mortgages charges extra on the interest? Is there any way around this?
  • We are close to purchasing a flat and plan to live in it once we have renovated but we may need to let the property out but not sure what the criteria is for consent to let from Rooftop Mortgages? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • I have a 1st time buyer mortgage with Rooftop Mortgages which is only eight weeks long but I have been moved abroad with my job. Is it possible to get consent to let from Rooftop Mortgages for a mortgage that has only recently started and I have just bought the property?
  • I was just wondering how to obtain consent to let from Rooftop Mortgages...do I phone them or apply formally in writing to them?