Need Help?

Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Rooftop Mortgages consent to let

  • I would like to rent out my current house and want to purchase a larger house for the family. I have a mortgage with Rooftop Mortgages. On the basis I get the consent to let as I understand banks are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I remortgage after a couple of years with another lender? Will it have to be buy to let mortgage and not a domestic mortgage?
  • Much to my surprise I have been offered a once in a lifetime career opportunity for 6 months overseas. I have enough cash reserves to pay the monthly Rooftop Mortgages mortgage however the buildings insurance requires continuous residency in order to be valid. Last winter the roof suffered storm damage but was repaired. If there happened to be any problems through the winter months I would find it hard to afford repair costs. How likely is it that I will get consent to let by Rooftop Mortgages for the time I am overseas?
  • I remortgaged with Rooftop Mortgages recently, borrowing extra with the intention of doing a loft conversion. That extension has proved not to be possible and I now intend to purchase a further property as my main home and lease the old property out with consent to let. Is that likely to land me in a lot of bother?
  • My house had been tenanted for three years from 2010-2013 while living overseas. I have a letter dated June 2010 from the building society granting consent to let. In the letter it clearly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was sent. I now plan to move house and rent out my existing house. However, my financial advisor has suggested that the 2010 consent to let letter may not be acceptable to the new lender Rooftop Mortgages for the property I intend to purchase.Can this be right
  • This is not a question specific to Rooftop Mortgages but do mortgage companies generally provide the information I need for my Buy to Let or Consent to Let self-assessment tax returns?
  • What are the circumstances under which Rooftop Mortgages will refuse a request for consent to let?
  • I am going away for work for as long as a year... I was wondering if I was able to obtain from Rooftop Mortgages consent to let the house out while abroad as I do not want to leave it unattended for that period
  • My mortgage has been with Rooftop Mortgages for six years. I would like to apply for consent to let my home. I have been waiting for Rooftop Mortgages to get back to me. Could you please check and help?