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Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Rooftop Mortgages consent to let

  • I am planning to email my lender Rooftop Mortgages justifying the following reasoning for my request for consent to let ; "I am struggling with the mortgage and want to move back with my parents but can't sell. I am worried by failing to make payments and have thought about returning the property to you. If I had consent to let this will likely solve matters." Is this likely to convince them to grant me consent to let?
  • I have a residential property but I am moving with my girlfriend to a different city for career reasons and moreover near her university. Im keen retain the house but not sure I can afford a buy to let mortgage. It will only be temporary -two years until my girlfriend completes her degree and I can sell, or move elsewhere. My mortgage is with Rooftop Mortgages. Do you think they will grant consent to let?
  • My fiance and I might have to lease out her flat, and I have a query concerning getting authority to do so. I know I need to notify Rooftop Mortgages and get a consent to let or transfer to a buy to let mortgage. Given that the property is leasehold do we have to get consent to let from the residents association?
  • My OH and I are hoping to use equity in my existing house to purchase another property which I intend to live in whilst I renovate it. I would like to let out my existing property with the Rooftop Mortgages mortgage. I was just looking for a general view on whether Rooftop Mortgages currently allows consent to let? House is worth £300 k with a £150k mortgage in place.
  • How much of my loan allowance will be made available to draw down on if I convert my mortgage to a consent to let with Rooftop Mortgages?
  • I have a mortgage with Rooftop Mortgages taken three months back where I moved from another lender. Am I now able to rent my property with consent to let from Rooftop Mortgages as I am looking to purchase another property.
  • I have a mortgage with Rooftop Mortgages but am wanting to rent my house out and move in with my girlfriend and baby what would I have to do to get consent to let?
  • I'm mulling over a remortgage offer with Rooftop Mortgages and it's a strong possibility that I will need take advantage of any consent to let option if available during the fixed period. Are there any charges I should that may be applicable?