Consent-to-let Help for The Royal Bank of Scotland plc Natwest One Account

Recently asked questions relating to Royal Bank of Scotland -Natwest One consent to lease

• Please can you providing me some more detail on the consent to let process. I am thinking about taking a Royal Bank of Scotland -Natwest One mortgage on a £140,000 property later this year. The intention is to hold the house as a second home but I would like to consider what options are open to me to let the property in the future. If our situation was to change the house would either be sold or rented.
• I have just come off a call with Royal Bank of Scotland -Natwest One who have advised me that they have found out that I am renting the maisonette even though it is on a normal mortgage. I moved out a couple of years ago for work reasons, was unable to sell and so had little option but to rent out the property. Are you able to advise me on the implications may be for me not procuring consent to let?
• We have an existing mortgage with Royal Bank of Scotland -Natwest One and need clarify if it would be possible to seek consent to let out our one bedroom apartment in Greenwich.

  The rationale for wishing to rent out the property are are due to: -

  • My wife and I will be migrating to Hong Kong next spring.
  • In letting out the house this will facilitate savings to assist with the migration process.
  • There is little merit from a financial point of view to pay outright for a property which we are not residing in and by leasing out the home this would be viewed as continuing investment.

  If Royal Bank of Scotland -Natwest One granted permission to us for renting we would propose some financial commitments to include: -

  • Maintain paying the monthly mortgage payment directly from my bank account.
  • Retain the services of an approved letting agent who will provide a rent guarantee scheme as a further financial protection.
  • Provide our contact details for when we emigrate.
• Just wondering whether Royal Bank of Scotland -Natwest One conduct any checks when obtaining a homeowner mortgage, I'm preferably looking to rent the property out and am in two minds as to whether I should apply for consent to let. How would they find out if I rent the house out?
• I am considering renting my property will Royal Bank of Scotland -Natwest One charge me for a consent to let letter?
• I am endeavouring to find out which lenders are best for giving consent-to-let without raising rates, and hopefully permitting more than 2 years if necessary. Is that something you can help with? We are particularly interested in Royal Bank of Scotland -Natwest One
• I have only recently completed my homeloan with Royal Bank of Scotland -Natwest One since when my boyfriend has proposed and we are deliberating whether to live in his house or my property. Would I be allowed consent to let if I decided to move into his property
• 13 months into mortgage with Royal Bank of Scotland -Natwest One due to work reasons need to relocate. Do you think I can get buy to let or consent to let.