Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Natwest One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Royal Bank of Scotland -Natwest One consent to let

  • My partner and I will move back to Perthin Month, initially short-term but it could be longer term. I have contacted Royal Bank of Scotland -Natwest One to obtain consent to let out the property (we have already found tenants). I have been with Royal Bank of Scotland -Natwest One for 6 years and no payments have ever been missed. Royal Bank of Scotland -Natwest One advise, that even if they give permission, that this will be limited for one year. After the year is up what happens next?

  • Me and my husband live in a house where we have numerous vacant bedrooms. We are exploring the idea of establishing an B&B type operation to let half the property out on a short term basis. Do you know this kind of thing allowed under Royal Bank of Scotland -Natwest One’s consent to let protocol?
  • My partner and I currently live in NYC and leasing out our flat in the UK. This is not something we planned but an opportunity presented itself and we took it. The rental income is not enough to cover the mortgage so we transfer money each month to cover the difference. Anyway this morning I got a letter in the mail from our lender telling me that as the property is being let out and has been for nearly four years we will have to pay 1.5% interest in addition to our current mortgage rate. We could sell the apartment but this will not be easy as I am on the other side of the world. Would it be possible to remortgage with Royal Bank of Scotland -Natwest One and get consent to let?
  • Me and my partner are soon to buy a house together. Idea is for me to get consent to let my flat from Royal Bank of Scotland -Natwest One. Thinking further ahead - when my 2 year fixed period expires - how would it work if I sought to refinance my flat?
  • I am looking to get consent to let on my Lewisham apartment from Royal Bank of Scotland -Natwest One. I will be going abroad for 10-12 months so wish to know if I am able to let my flat
  • My partner and I have a domestic mortgage with Royal Bank of Scotland -Natwest One and are considering obtaining consent to let so that we can apply for another mortgage on another property that I own on a buy to let basis. Before we apply We would be interested to know the ramifications of making the change and any facts that we need to consider.
  • Me and my partner and I have a mortgage with Royal Bank of Scotland -Natwest One and would be thinking about buying another main residence and then subsequently leasing our current house out. Would I require consent to let from Royal Bank of Scotland -Natwest One?
  • I am looking at taking a job overseas and have been advised that I need to let Royal Bank of Scotland -Natwest One know so my mortgage is under consent to let? Please could you clarify the best way deal with this?