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Need professional advice for your consent to let with The Royal Bank of Scotland plc Natwest One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Royal Bank of Scotland -Natwest One consent to let

  • My lender has placed me in a difficult predicament with a Consent to Let mortgage. In response to requesting consent to let my bank has requested evidence of an executed tenancy agreement as a prerequisite to granting consent. If I get a signed tenancy agreement would I not be breaching the terms of my existing mortgage?

  • Me and my wife bought a property ten years ago on shared ownership basis, I own 50% by way of mortgage and rent the other percentage. In December 2013 I purchased a new house. I rented out my first property and moved to my new home. I got consent to let from my lender and I was under the assumption I had consent to let from the housing association. Last week I had a phone call from the housing association saying they had nothing on record to say I had procured consent to sublet. What are my options?
  • My boyfriend and I (joint owner) are considering refinancing with Royal Bank of Scotland -Natwest One. I was conducting some research concerning consent to let from Royal Bank of Scotland -Natwest One to understand the rules around potentially letting our current property out (probably in a in a couple of years time) if we moved away. The flat in question was a first-time purchase for us about two years ago. Currently we are living there.
  • I previously took a mortgage with Royal Bank of Scotland -Natwest One and the loan to value is presently 60% with the Royal Bank of Scotland -Natwest One current book value and I'm looking to acquire another property but do not want to sell my current property at the current market value. I have had CTL from Northern Rock on a previous property so know a bit about them and I also have buy to let with Mortgage Express on another property. Does the expected rental income on a consent to let with Royal Bank of Scotland -Natwest One need to exceed the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 18 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
  • My husband and I are planning to ask Royal Bank of Scotland -Natwest One for consent to let out our property in Barnet. We are moving overseas for 3 years and wish to let it out. I omitted to check this out when we got the Royal Bank of Scotland -Natwest One mortgage, and that was only because we never thought an opportunity would arise such as this so was planning on occupying the property.
  • My OH and I were enquiring if it's possible if you own one property with consent to let from Royal Bank of Scotland -Natwest One, to purchase another with a homeowner mortgage to live in. Then once the consent runs out on the first property, to change to buy to let or sell it?
  • There is a chance of me going to Hong Kong for twelve months with work. Planning on taking my partner with me and hoping to rent our UK property in the meantime on a short term basis to make matters more cost effective. I was just wondering where I can I get a consent to application form from
  • I have a mortgage with Royal Bank of Scotland -Natwest One taken 3 months back where I moved from another lender. Can I now rent my property with consent to let from Royal Bank of Scotland -Natwest One as I am looking to purchase another property.