Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS - Direct Line consent to lease

  • What do I do if my application to obtain consent to lease is turned down by RBS - Direct Line?

  • I have a standard mortgage with RBS - Direct Line and will be joining the Royal Fleet Auxiliary in August. This is a civilian manned fleet owned by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst on assignment I want to rent out my house in Enfield and move in with my brother when on shore. I am confident that my rental income would cover my monthly repayments. Can you help?
  • I have just been presented with a once in a lifetime career opportunity for eight months in New York. I do have sufficient cash reserves to cover the monthly RBS - Direct Line mortgage yet the block insurance stipulates that the property must be occupied in order not to be invalidated. Last Christmas the roof suffered storm damage but was repaired. Should there be any problems through the winter months I would struggle to cover the remedial works. Will I qualify for consent to let by RBS - Direct Line for a limited period?
  • My fiance and I wish to know what the criteria is for RBS - Direct Line for consent to let. I have come across contradictory suggestions in relation to fees and rates. I need to relocate for work but can not sell the house due to a difficult market.
  • I am thinking of renting my flat will RBS - Direct Line bill me for a consent to let letter?
  • How much is it to get a consent to let from RBS - Direct Line on my residential property. I've moved in with my husband and have a family member wanting to let out the property.
  • Me and my partner are thinking about applying to RBS - Direct Line to obtain consent to let our house, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any other steps in the process?
  • Do I require consent to let if I rent to a family member (in my situation my father now lives there and contributes towards the RBS - Direct Line mortgage)?