Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to RBS - Direct Line consent to lease

  • I have been naive in not informing RBS - Direct Line that I’m leasing my property out. I would like to do things properly and apply for consent to let. If RBS - Direct Line says yes, is there any way of them finding out that I’ve already been renting it without consent?
  • I'm looking to remortgage our old one bedroom apartment, currently let out under consent to let from RBS - Direct Line, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really familiar with what my options are. Can you offer any advice on an efficient broker service specialising in BTL?
  • I was just seeking a general view on whether I will be allowed to switch a homeowner mortgage with RBS - Direct Line to a consent to let. It will be less than 55% loan to value and it would alter from repayment to an interest only loan?
  • What is the maximum period of time allowable to RBS - Direct Line that I would be able to let my property before having to transfer the mortgage or sell my house? In essence, my boyfriend has asked me to move in with him and I really want to hold onto my house. I would like the security of knowing I still have my own property.
  • My lender refuse to grant consent to let without a move in date confirmed with a tenant. How can I confirm this without consent to let? I am not certain but I think my friend had a similar issue with RBS - Direct Line.
  • This is not a question specific to RBS - Direct Line but do mortgage companies usually provide the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • Were I to let my house out with consent to let from RBS - Direct Line will there be any rate increase? I am presently on a fixed rate for three years.
  • Last month I purchased a property with 10% deposit for personal reasons. A mortgage was taken with RBS - Direct Line. However my circumstances have now changed. I am being transferred abroad. Am I able to get consent to let from RBS - Direct Line and put the property up to let?