Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to RBS - Direct Line consent to lease

  • Can a new mortgage be taken on a consent to lease with RBS - Direct Line?

  • Next month I will be relocating to Denmark. As opposed to sell my house, I would like to let it out, just in case things don’t pan out. My existing mortgage is with RBS - Direct Line. If I applied for a remortgage would a new lender see this as me attempting to dodge a Buy To Let mortgage, of which there is very restricted availability for 80% LTV, and therefore reject my application for Consent to Let?
  • I want to let my current house and want to purchase a larger house for the family. I have a fixed rate mortgage with RBS - Direct Line. Provided I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term is finished. Could I refinance after a couple of years with another lender? Will it have to be buy to let mortgage and not a domestic mortgage?
  • My fixed rate expires early 2017 and I'm planning on fixing for a further 4 years with RBS - Direct Line, with any luck rates will still be low. In two years time I might want to move temporarily to a different city. How simple is it to get consent to let by RBS - Direct Line in this situation? I would be returning after two years to reside in my property.
  • I need to send the consent to let application by courier and need to know if RBS - Direct Line have a regular postal address I can use as couriers ordinarily don’t accept deliveries to PO Box numbers.
  • My husband and I are planning to switch mortgage provider to RBS - Direct Line for a fixed rate but the likelihood is that I will need to rent the house out for approximately one year. Do RBS - Direct Line consent to let on fixed rate mortgages and if so, what are the procedures.
  • Was wondering how to seek a consent to let from RBS - Direct Line with whom I have a mortgage with. There is an outstanding balance of 87k. The value of flat is 220k. Property is in my name but my wife and I would like to purchase a one bedroom ground floor purpose built flat in Tower Hamlets we have seen together. How do we go about it?
  • Is consent to let required from RBS - Direct Line if I am intending to occupy the property myself for half of the year? Also if I gain consent to let for a period of time, say up to 2 years, what happens after that.