Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS - Direct Line consent to let

  • A friend of mine has rented her property off the same landlord for nearly 18 months. For the past year my friend has received letters from RBS - Direct Line (it is apparent from the envelope). Inititially she forwarded them to her landlady's address. My suspicions were aroused as none of her landlady's mail was supposed to be going there. I decided to go to my friends house and phoned RBS - Direct Line on her behalf. The gentleman I called at RBS - Direct Line had a long list of questions, the landlady's details, the tenant's name and then said they would investigate whether she could legallylet out the house or if it was an offence with no consent to let. Are you able to shed anymore light on this?
  • For two years now I have been with RBS - Direct Line and have just renewed a fixed rate. The LTV is in the region of 45%. A situation has arisen whereby we need to move into my elderly mother-in-law's home to look after her, it would preferable to let our house out - do I need to seek consent to let from RBS - Direct Line and is it likely to cost much?
  • My mortgage is with RBS - Direct Line and wonder if I am obliged to disclose if we no longer reside in my house. I fear that they could increase the interest rate if we move and rent it out but it's not very clear what the increase would be. If I decide to lease my house out and seek consent to let in what way would the payments change?
  • I am in the armed forces and intending to acquire a property using a RBS - Direct Line mortgage. I would like to obtain consent to let the property to my parents. In years to come I would reside in the property with my wife and kids when my military career comes to an end. Is this feasible?
  • What is the longest period that RBS - Direct Line is willing to grant me the Consent To Let for?
  • My job is now requiring mebe in different countries a lot and as a result I wish to get to grips with the procedure for seeking consent to let with RBS - Direct Line
  • Is consent to let a less costly way of renting out your property? Isn't this a loophole for some borrowers to exploit?
  • I am enquiring as to whether there are any charges in obtaining consent to let on a freehold property when I have a mortgage with RBS - Direct Line