Consent-to-let Help for The Royal Bank of Scotland plc Direct Line Mortgages

Questions and Answers: RBS - Direct Line consent to let

• What is the most extreme action RBS - Direct Line can take if I have let out my house in the event that consent to let is not forthcoming?

• I have a shared ownership property in Lewisham and will be looking to buy out the rest of the property. However, within the next six months I may be working in Kenya for a short period of time so would like to know what approach RBS - Direct Line take to consent to let as I am considering a remortgage with them. I am not sure if a mortgage can be obtained on my property but in the meantime can you provide further information on their consent to let policy?
• I own a property that's currently under shared ownership (My share is 60per cent) purchased in July 2014. I plan to go through the full purchase of the house. Me and my wife have also got a second house that we are looking to buy. Mortgage in principle has been issued by RBS - Direct Line. I want to know that I will be able to put the existing house through consent to let as soon as the remainder share has been purchased so, that we can start the process of buying the new property
• I am looking for some feedback as to whether consent to let from RBS - Direct Line is the correct option. I acquired my property six months ago by porting a RBS - Direct Line mortgage product. My fixed term ended two months ago I'm weighing up moving in with a new partner. I don't want to sell my property yet because I have no idea as to whether the new move will prove successful. Would it be likely that RBS - Direct Line would grant a consent to let based on me letting out my property on a an AST for 1-2 years and then I either commit to a buy to let product or sell it?
• I need to send the consent to let application by courier and need to know if RBS - Direct Line have a regular mailing address I can use as couriers ordinarily will not accept deliveries to PO Box addresses.
• If I am tied into a fixed rate with RBS - Direct Line but am considering letting out my property, is there a fee for consent to let from RBS - Direct Line and does the interest rate change?
• Do you know if I can retain my current domestic mortgage with RBS - Direct Line if I start renting out? If the consent to let is given will they tie me into an increased rate?
• Does my LTV need to be at a certain level to allow me to apply for a consent to let from my mortgage lender RBS - Direct Line. Will any consideration be given to the fact that I only drew down on the mortgage four months ago?