Consent-to-let Help for The Royal Bank of Scotland plc Direct Line Mortgages

Frequently asked questions relating to RBS - Direct Line consent to lease

• My husband and I bought a mews house in 2011 for £147,000 with RBS - Direct Line. My husbands career requires that we move to Gibraltar and realise that I need to apply for consent to let from RBS - Direct Line. Do you have any experience of consent to let from RBS - Direct Line?

• I am in a difficult predicament with a Consent to Let home loan. In response to requesting consent to let my bank has requested that I produce a signed AST prior to issuing consent. If I get a signed tenancy agreement would I not be violating the lender’s terms and conditions?

• At the moment have a 5 year fixed term mortgage with RBS - Direct Line that we're approximately a year into. Our situation has now altered and we wish to rent out our house for a while and whilst we relocate to Waltham Forest. What can we do to mitigate the risk of RBS - Direct Line refusing to grant consent to let.
• My mortgage is with RBS - Direct Line and wonder if I am required to disclose if we no longer live in the property. I believe that they may up the interest rate if we move and find a tenant but it's not very clear what the increase would be. Should I decide to rent my house out and seek consent to let how would the payments change?
• I am considering renting my apartment will RBS - Direct Line charge me for a consent to let letter?
• I would like to rent a room in my flat in Camden. Do I need consent to let from my lender RBS - Direct Line?
• Me and my husband want to let our house out and use the rental income to pay rent on a house in Bexley. What are the chances of being given consent to let by RBS - Direct Line without being forced into a new rate.
• I currently have a residential mortgage with RBS - Direct Line and plan on letting due to work being based in Manchester. In seeking consent to let from RBS - Direct Line do I run the risk of them forcing me to change deal to BTL