Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland (RBS)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS consent to let: Q and A’s

  • I had a chat with a mortgage broker friend last week. She said that if I decide to move abroad with my job for a period then I should not apply for consent to let from my mortgage provider (RBS) until at least 2 weeks before I plan to rent out my property. Am I to understand that I have to find a tenant first and then obtain a consent to let?
  • Am applying for a home loan with RBS, but we hit a brick wall. My husband works in a boarding school, and as such accommodation is a perk of the job. We wish to buy a 2 bed flat with a view to joining the property ladder, and rent it out while we're in school accommodation. I had thought RBS would be willing to give consent to let from day one of the loan. It transpires that I may be refused consent to let. Can you give me any ideas what we can do?
  • Last month I received consent to let on a homeowner loan with RBS with aim of switching to a B2L rate when the fixed rate expires within the six months, so I'm not sure if this complications to the issue! Any recommendations gratefully appreciated.
  • My lawyers have served eviction orders on a tenant who had not paid rent. A Section 21 and section 8 have been issued. The tenant's defense for refusal to pay is premised on the assertion that I I failed to obtain consent to let my ground floor flat from my provider RBS
  • I am endeavouring to discover which lenders are best for granting consent-to-let without raising rates, and hopefully permitting more than 2 years where necessary. Is that something you can help with? We are particularly interested in RBS
  • I'm possibly going to Hong Kong for a year with work. Planning on taking my partner with me and hoping to rent our Sutton home in the meantime on a temp basis to make matters more cost effective. I was just wondering I have filled in my application form but I'm unsure where to send it
  • I would like details of how to proceed with gaining consent to let from RBS and what, if any, cost apply.
  • I have fixed rate mortgage with RBS. I may have to lease out my flat due to necessity. If I apply for consent to let, will I have to pay a lot more interest?