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Need professional advice for your consent to let with Precise Mortgages (Charter Court Financial Services Ltd)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Precise Mortgages Consent to Lease Example Support Desk Enquires

  • My husband and I reside in a matrimonial home where we have a number of spare rooms. We are deliberating the prospect of establishing an holiday let type business to rent half the property out on a check-in and check-out basis. Do you know this kind of thing allowed under Precise Mortgages’s standard 'consent to let' requirements?
  • I'm planning to remortgage our old maisonette, currently occupied with tenants under consent to let from Precise Mortgages, onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really familiar with what my options are. Can you offer any advice on an efficient broker service specialising in BTL?
  • We are currently in Dubai and letting out our flat in Islington. This is not something we planned but an opportunity presented itself and we took it. The rental income is insufficient to cover the mortgage so we send back funds each month to make up the shortfall. Last week I got a letter in the post from our lender informing me that as the property is being let out and has been for almost two years we will have to pay 1.5% interest in addition to our current mortgage rate. One option is to sell the apartment but this will be difficult as I am on the other side of the world. Would it be possible to remortgage with Precise Mortgages and get consent to let?
  • We are planning to utilise equity in my present house to acquire an additional property which I propose to live in whilst I renovate it. I would like to rent my current property with the Precise Mortgages mortgage. Is it likely that I will obtain consent to let? House is valued at £300 k with a £125k mortgage in place.
  • What's the rules of consent to let for Precise Mortgages?
  • I'm gathering some information on whether consent to let is something available to me? We have a Precise Mortgages mortgage and are thinking of renting the place out for two years, but cannot really afford to convert to a buy to let rate. The estate agent mentioned something about a content to let
  • My lender refuse to grant consent to let without a move in date confirmed with a tenant. How can I confirm this whilst lacking consent to let? I am not sure but I think my friend had a similar issue with Precise Mortgages.
  • I am currently in the process of getting a mortgage through Precise Mortgages - It is possible that in the within months I may decide to rent the property out - how would I swap the homeowner mortgage to a buy to let mortgage?