Need Help?

Need professional advice for your consent to let with Precise Mortgages (Charter Court Financial Services Ltd)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Precise Mortgages consent to let

  • My better half and I will move back to New Zealandin Month, initially temporarily but potentially longer term. I'm in the process of writing to Precise Mortgages for consent to let out the home in Precise Mortgages. I have been with Precise Mortgages for 5 years and no payments have ever been missed. Precise Mortgages say, that even if they do agree, that this will be limited consent for 12 months. And then what?

  • Is it possible to rent out our house minus consent to let from our mortgage provider? I appreciate that initially we signed a form saying it wouldn't be a buy to let property and that we don't own other property. I know you can't use H2B if you owned other property at the time, but what about property after the event? Can you purchase a further property, or inherit a property?
  • I have a flat in Redbridge with a Precise Mortgages mortgage but have not lived there for a while. My brother moved in but pays no rent. I currently live in rented premises and am looking to purchase a house. I have come across a perfect property at reasonable price. I have enough of a deposit to use on the house I am interested in but would be a financial strain to pay enough off the old property to switch it to a buy to let mortgage simultaneously. Can I change the current Precise Mortgages mortgage for my old flat into a consent to let and use my reserves to pay a larger deposit for the residential mortgage on the property that I want to buy?
  • Meeting with my financial adviser on next week. I am going to seek Consent to Let from my current lender Precise Mortgages. My new property in Enfield will be 80% loan to value. Heard whispers that some lenders still dont accept consent to let borrowers and I may have issues regarding my new mortgage. Is there any truth in this?
  • Were we to request a consent to let letter from Precise Mortgages will we be made to switch to buy to let mortgage? We are with Precise Mortgages and as houses are not selling at the mo but we have seen one we like we were considering letting our home out in order to acquire the new and sell this one if the market improves.
  • We have a standard variable rate mortgage with Precise Mortgages and are considering obtaining consent to let so that we can apply for a further mortgage on another property that I own on a buy to let basis. Ahead of applying it would be helpful to know the connotations of making the change and any facts that we need to consider.
  • We are about to switch lender to Precise Mortgages for a fixed rate but the likelihood is that I would need to rent the property out for about one year. Do Precise Mortgages consent to let on fixed rate home loans and if so, what are the procedures.
  • I am interested in more information concerning consent to let home loans, potentially transferring our current mortgage with Precise Mortgages over to a consent to let one.