Consent-to-let Help for Precise Mortgages (Charter Court Financial Services Ltd)

Precise Mortgages Consent to Lease Example Support Desk Enquires

• A year ago my mortgage lender (not Precise Mortgages) granted me with consent to let. This was subject to a provision that every 6 months they would levy a fee of 0.5% of the outstanding mortgage amount. Having the first few payments they have omitted to make the charge in recent months. Should I be worried that this means that my consent to let has been canceled .
• What is the process for obtaining consent to let from Precise Mortgages? What evidence do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to let out the property?
• My wife have a fixed rate mortgage with Precise Mortgages for two years and have been living in the property for nearly eighteen months. Due to work I need to leave so I would like to let the place out. What is the best way to go about getting consent to let from Precise Mortgages?
• Me and my partner have a flat in Lambeth which we acquired as a new-build approximately twelve years ago. As childen are growing up we require a bigger place. We've found a house in Greenwich that we would like to buy and want to keep the flat as an investment to rent out. The mortgage is with Precise Mortgages and we've found a tenant who will pay rent which more than covers the monthly mortgage payment. My question is, can we retain the repayment mortgage with Precise Mortgages so we effectively paying off our loan on the property or do we have to switch to a buy-to-let product?
• Can you help with a question...if consent to let is granted by Precise Mortgages would it usually be restricted to a time limit, such as one year?
• Am I required to obtain consent to let if I rent to a family member (in my situation my mum now lives there and contributes towards the Precise Mortgages mortgage)?
• I am currently in the process of getting a mortgage through Precise Mortgages - It is possible that in the coming months I may decide to rent the property out - how would I change the homeowner mortgage to a BTL mortgage?
• I was wondering if you could help. I require consent to let from Precise Mortgages and would like to know if this option is available to me to move to as I must move back home to take care of my father