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Need professional advice for your consent to let with Precise Mortgages (Charter Court Financial Services Ltd)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Precise Mortgages consent to let

  • I have been asked by my proposed tenants for a duplicate of my ‘consent to let’ from Precise Mortgages, my bank. Why would they ask for this

  • I am about to join the property ladder hoping to complete on a terraced house in Precise Mortgages. I have a 40% deposit with a mortgage from Precise Mortgages. My dilemma is that my partner has a apartment in Dover and I hope to be moving in next year, when I would want to let out my house. I understand that consent to let is required but it does not sound like a positive outcome is assured. Is there any advice you can impart?

  • In the coming months I would like to move house and I am enquiring if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer without being part of a chain and then lease my property out when I move. Is it likely that Precise Mortgages grant consent to let for a year if they know I am looking to purchase a further property or only if I am relocating temporarily with work?
  • My husband and I recently sorted our rates for another fixed period with Precise Mortgages. Some weeks later, I attended an interview and basically I accepted the job offer in Enfield. I'm going to rent a small flat for me and my family in Bromley as we don't want to sell the house whist there is a chance that we come back before two years.... We really have no idea how things will go. We have contacted Precise Mortgages but we would appreciate your take on the situation. Is it possible to have a consent to let in that case as we just got a fixed 5 years rate we really don't want to swap this.
  • If I were to apply for consent to let from Precise Mortgages how long will it take to hear back?
  • How do I go about getting a consent to let application form from Precise Mortgages and how quickly can I get the consent?
  • I am already renting out my property but may have been sussed out. I have four months remaining on my fixed rate. Is it simple to get consent to let from Precise Mortgages. Is it just a quick phone call, pay the charge and that's it?
  • I have a mortgage with Precise Mortgages and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. How feasible are consent to let options currently?