Need Help?

Need professional advice for your consent to let with Precise Mortgages (Charter Court Financial Services Ltd)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Precise Mortgages consent to lease

  • We have a Precise Mortgages mortgage and are never missed a loan payment, in gainful employment etc. Do you know how much the fees are and if Precise Mortgages are likely to give us consent to let without transferring to a commercial rate?

  • Within the next few days I intend to apply to Precise Mortgages to obtain consent to let out my house in Precise Mortgages. However the property has been on with agents for few weeks but there without a sniff of interest and paying a full mortgage, council tax and insurance on vacant house is exhausting my finances. What approach would Precise Mortgagestake if I market the property?

  • My fixed rate runs out early 2017 and I wish to fix for another three years with Precise Mortgages, with any luck rates will still be low. In in next couple of years I may want to move temporarily to a different city. How difficult is it to get consent to let by Precise Mortgages under these circumstances? Assuming that monthly rent payments would be about £300 above the Precise Mortgages mortgage payments.
  • As a result of a change in family circumstances my wife and I are housesitting my parents house while they are away and letting our home out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to refinance in the next 12 months will we then switch to a BTL product. We will 100% return to our home at the beginning of 2017?
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with Precise Mortgages and are considering leasing the property out for two years, but cannot really afford to switch to a buy to let rate. Is consent to let an alternative to to switching to a buy to let rate?
  • I am looking to Precise Mortgages to issue me with consent to let out my flat in Croydon. I am moving in with partner, cant sell property
  • I want to take in lodgers for my maisonette in Bexley which I live in. My mortgage is with Precise Mortgages. Will they grant consent to let?
  • I have a FTB mortgage with Precise Mortgages which is only six weeks long but I have been moved abroad with work. How easy is it to get consent to let from Precise Mortgages for a mortgage that has only recently commenced and I have just purchased the property?