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Need professional advice for your consent to let with Precise Mortgages (Charter Court Financial Services Ltd)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Precise Mortgages consent to let

  • If I decided to let out my maisonette with consent to let from Precise Mortgages, what evidence would be required of the letting? If after twelve months I decided to let it on a series of short term lets, am I still required to supply proof to Precise Mortgages, or will they leave me alone provided they receive payment each month? For instance if I rent the rooms out individually at a later stage, is there any reason for Precise Mortgages to be informed and would they take issue?
  • I am a landlord having served eviction orders on a tenant who is in arear of rent. The relevant claims have been served. The tenant's defense for non payment is based on the assertion that I lack consent to let my studio flat from my provider Precise Mortgages
  • I have a property that's currently under shared ownership (My share is 60per cent) and I bought it in Aug 2014. I plan to go through the full purchase of the house. Me and my wife also have in mind a second house that we are hoping to buy. Mortgage in principle has been issued by Precise Mortgages. I want to know that I will be able to put the existing house through consent to let as soon as the remainder share has been purchased so, that we can start the process of purchasing the new house
  • I have been leasing my flat to a tenant for a few years but not on a BTL mortgage as I naively considered that you only needed a BTL if you had more than one mortgage. In trying to buy a further property, I found that I should have had consent to let at the outset from my mortgage provider Precise Mortgages. I'm enquiring whether I can now ask Precise Mortgages for a consent to let?
  • It would be helpful to know if Precise Mortgages are likely to grant consent to let out our flat in Brent
  • How do I go about obtaining consent to let from Precise Mortgages? Are there certain requirements like you have to have owned the property for over 9 or 12 months before its given?
  • Last month purchased a ground floor flat in Haringey. I am a FTB. I am moving Glasgow next month, can I get consent to let from my lender Precise Mortgages or do need to wait for at least 6 months?
  • I am fixing my homeowner mortgage with Precise Mortgages but due to work related issues I may have to go abroad for few years. Will Precise Mortgages allow and give consent to let and will any penalties be applied in such a situation