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Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Platform Home Loans consent to lease

  • We just received consent to let from Platform Home Loans. After some effort, Platform Home Loans have issued me with ‘consent to let’ confirmation . The conditions attached to the consent refer to an assured shorthold tenancy. Can you explain what this is?

  • I am about to contact my lender Platform Home Loans explaining the following reasoning for me asking for consent to let ; "I am struggling with the mortgage and want to move to a smaller place but can't sell. I am very concerned by defaulting on the mortgage and have considered giving back the keys. If you granted consent to let this will likely solve things." What are the chances that this will result in a positive response?
  • I've been provided with a job opportunity 250 miles from home and considering whether it's a good idea letting my property out. Will Platform Home Loans allow me to switch mortgage or issue me with consent to let? Should it not be available I will have to think about whether it's worth taking the job. I wouldn't mind paying an increased amount as I intend to come back and live in my home after twenty four months. My agenda here is not to profit. Just really like my property and wish to return to it at some point in the future.
  • Approximately 6 weeks ago I vacated my property in a rush and let out the property. I know I ought to have obtained consent to let by Platform Home Loans but was unsure what the future would hold and just forgot about it. I'm now in the position where I want to sell that house and port the Platform Home Loans mortgage to a new house. I can't see a way through without leaving myself at the behest of Platform Home Loans for failing to obtain consent to let. When porting, at the time of redeeming the mortgage, you must declare your intention to "port the rate" and endure fresh set of affordability checks. Although I do not foresee difficulties with affordability, the credit check will indicate I no longer living at the property.
  • I am looking to Platform Home Loans to grant consent to let out my studio flat in Sutton. I am about to commence a PhD opportunity in Maastricht University, Netherlands
  • My circumstances have changed, and I would like to lease my home out - meaning consent to let- I have approx £200K loan with Platform Home Loans and currently 85k equity I need to avoid the redemption penalties.
  • At the moment I do not have consent to let by Platform Home Loans but I would like to apply, I am looking at working away for eighteen months. But want to keep my property for my return - are you able to assist?
  • Can you help with a question...if consent to let is given by Platform Home Loans would it usually be subject to a time limit, such as one year?