Need Help?

Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Platform Home Loans consent to lease

  • I have a friend who is talking about renting their house out and moving in with partner. The property is in Ealing and has a £125k home loan with Platform Home Loans. What would she need to do to get consent to let if she decides to do this.
  • A year ago my bank (not Platform Home Loans) issued me with consent to let. This was subject to a provision that every half year they would add a charge of half a percent of the remaining mortgage amount. Having the first couple of payments they have omitted to make the charge in recent months. This may be no more than a simple error but I am nervous that it would also mean I no longer have Consent to Let.
  • I have let out my studio flat in Lambeth for the previous two years, and I had not appreciated that I had to get consent to let. I now want to rectify this. Would this be an issue?
  • I have a garden flat in Southwark which I bought in 2007 and which I have since remortgaged with Platform Home Loans on a fixed rate which ends next February. If I want to rent out the property whilst I go travelling what do I need to do and is there a time limit? Are there any other financial repercussions when seeking consent to let?
  • My Platform Home Loans mortgage is coming up for renewal. We would like to apply for a new residential mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids are growing up, and would be better used as a rental.
  • Is it the case that a previous extension to a mortgage term with Platform Home Loans be held against us when we applied to Platform Home Loans for consent to let.
  • I am thinking of moving in with my girlfriend at her home and would like to rent out my property that I acquired ten months ago, I'm just not sure of the process as my property is my first home. What hoops do I need to jump through to get consent to let from Platform Home Loans If I obtain consent would my mortgage payments increase?
  • My partner and I am looking into the option of letting out my home with consent to let from Platform Home Loans whist away travelling for a couple of months