Need Help?

Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Platform Home Loans consent to let: Q and A’s

  • If push comes to shove what action Platform Home Loans can take if I have rented my property without consent to let?

  • In what circumstances will consent to let for a property be given via Platform Home Loans? For what period of time do you have to have had owned the property before consent to let can be granted by Platform Home Loans? In order to give you some history:We were living in a very small 1 bedroom flat which is too small for us, my husband is also unwell and we are far away from family who could offer us a bit of relief, in the form of babysitting. I am looking at obtaining consent to let in the first instance to be able to renting the property out to offset the expense of the Platform Home Loans mortgage.
  • We have an offer accepted to buy a house, we have a deposit of between 10-15% for a residential mortgage with Platform Home Loans. The small problem is we are due to go overseas in three months for work. We are using a mortgage broker. He says if you tell this to the lender in advance you will need to get a buy to let. Do go ahead with residential mortgage with Platform Home Loans, shortly thereafter seek consent to let? Otherwise, do we try and contact Platform Home Loans at this point and reveal there is a possibility we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they confirm in advance that it should not be an issue
  • We are looking to let out our one bed flat in Ealing in March. I would like some suggestions on what I need to do. I've just moved our Platform Home Loans mortgage to a fixed term and just need to understand what the procedure is if I plan to get consent to let.
  • I’ve already been told to write a letter to Platform Home Loans to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • We are deliberating a remortgage and also exploring the possibility of renting the property in the future - Is there a fee with Platform Home Loans to get consent to let and what are the criteria?
  • Can you help with a question...if consent to let is granted by Platform Home Loans would it usually be restricted to a time limit, such as 6 or 12 months?
  • Last month purchased my property and took out a mortgage with Platform Home Loans but my boyfriend has asked me to move in with him. Would I be allowed consent to let?