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Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Platform Home Loans consent to lease

  • I was hoping you could please give me a little info on the consent to let process. I am considering a Platform Home Loans mortgage on a £140,000 house Autumnnext year. The aim would be to hold the house as a second home but I would like to consider what options are open to me to let the property in the future. If our situation was to change the property would either be sold or let out.
  • I need to change my homeowner mortgage with Platform Home Loans to a consent to let and looking for some help... I bought my first property in Edgware sixyears ago. After a new job opportunity I moved to Glasgow, and five months ago got a residential joint-mortgage with my partner. I am inclined to keep with Platform Home Loans and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Platform Home Loans turn me down what lenders should I approach.
  • Much to my surprise I have been offered a once in a lifetime career opportunity for 9 months in New York. I have enough money to meet the monthly Platform Home Loans mortgage however the buildings insurance stipulates that the property must be occupied in order not to be invalidated. Last winter the roof suffered storm damage but was repaired. Should there be any problems through the winter months I would find it hard to afford remedial works. Would I be eligible for consent to let via Platform Home Loans for the time I am overseas?
  • We are currently in Dubai and renting out our property in Hillingdon. This was unplanned but an opportunity presented itself and we took it. The rental income is not enough to cover the mortgage so we send back funds each month to make up the shortfall. Earlier today I got a letter in the mail from our lender telling me that as the property is being let out and has been for nearly four years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will not be easy as I am so far away. Would it be possible to remortgage with Platform Home Loans and get consent to let?
  • Are you able to help? I am just enquiring whether Platform Home Loans offer consent to let as an option if I decided to rent out my home under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • We are about to buy a property and plan to live in it once we have refurbished but we may need to let the property out but not sure what the criteria is for consent to let from Platform Home Loans? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • I have a house in Ealing. I would like remortgage with Platform Home Loans and seek consent to let. I'm still within the Early Redemption Charge period so not sure if there such a thing as porting to some property?
  • Does my LTV need to be at a certain level to allow me to apply for a consent to let from my mortgage provider Platform Home Loans. Will any consideration be given to the fact that I only drew down on the mortgage four months ago?