Need Help?

Need professional advice for your consent to let with Perenna? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Perenna consent to let

  • My fiance and I may need to rent out our Newham home temporarily due to a career opportunity. This will be temporary but possibly for as long as 6 years. Must I notify Perenna or should I keep schtum?

  • I have a standard mortgage over my home in loc and am due to relocate to country for three years. During this time it would be ideal if I could let out my flat. My lender is withholding consent to let. It’s hardly ideal to move to a buy to let loan as it’s only a short term option that I am going away for.

  • I currently have a residential mortgage with Perenna. I have been offered a house as part of my job and want to let out my current property. My financial broker has advised me it is an easy process. Can you give me some information please?
  • I am expecting any day now a mortgage offer from Perenna for a garden flat. I have applied through Right to Buy. It is a 20 year mortgage. I am curious as to what is the main criteria Perenna adopt in order to allow borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • My fiance and I are the registered owners of a place in London with Perenna and am moving to rent a property in Cambridge due to work. Is consent to let from Perennapossible? I am only looking to let out the flat for six to nine months before selling.
  • When it comes to consent to let from Perenna am I supposed to inform them each time we get a new tenant and post them a copy of the tenancy?
  • Would I be able to remortgage to Perenna from my existing lender, with a consent to let or do I need a let to buy homeloan, and if so what are the LTV's?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a 6 month thing before consent to let - does this apply to all lenders. Is there any way Perenna would allow it at the outset?