Need Help?

Need professional advice for your consent to let with Perenna? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Perenna consent to let

  • I was thinking of renting out my home and make money from it while I am on holiday. It’s only for a fortnight. Do I need consent to let from Perenna?

  • I would like to let my ground floor flat out from the end of June this year as I will be going for a few months. I have a residential mortgage with Perenna. I will not be letting for more than four months. Most likely it will be 4-5 months. I have been told to seek consent from my freeholder first? Please can you suggest what I should be doing in what order?
  • I run a letting agency in Greenwich. If a landlord chooses to let out their property without consent to let from Perenna - what liability do I have, if any? Technically the landlord isn't breaking the law, however, they would be breaching their agreement with the Perenna, as Perenna invariably need to be informed of any change in circumstances. If I pay no attention to the issue could I be accruing problems for myself?
  • Our current house in Camden has approximately £120K equity with a home loan with Perenna. It's a 3 bed house in a popular area and I think it would rent easily. We are possibly moving for my partner’s work and were thinking of keeping this house on as a rental property - should we be swapping the mortgage to a B2L product or should we apply for consent to let by Perenna?
  • We are looking to place our matrimonial home on rent due to work commitments and was wondering if this is possible to negotiate consent to let. It is on a fixed rate mortgage with Perenna at the moment until 2018 November
  • Me and my partner have a mortgage with Perenna but am informed they have a stipulation that they refuse to give consent to let the property to a local authority. Is this right and if so, is there a way round this?
  • My husband and I took out a mortgage with Perenna a few months ago and although it's still early days we may have to relocate around next September or October and would like to be able to let our house out. Would this be possible with a non- buy to let mortgage?
  • I am intending on moving inside the next nine months and wish to let my house out. My interest rate is fixed with Perenna. I am worried a 1% increase would be too much if that was a condition of getting consent to let