Consent-to-let Help for Perenna

Questions and Answers: Perenna consent to let

• My husband and I are moving to Germanyin Month, initially temporarily but conceivably longer term. We have just applied to Perenna to obtain consent to let out our property (we have already found tenants). I have been with Perenna for three years and there have been no arrears. Perenna advise, that even if they give permission, that this will be limited for one year. After the year is up what happens next?

• At present I have a standard mortgage with Perenna. I have been offered a home as part of my job and would like to let out my existing property. My financial advisor seems confident that it is a formality. Can you give me some information please?
• My wife and I bought a property ten years ago on shared ownership basis, I own 50% through bank loan and rent the other percentage. Last year I bought a new home. I let out my first property and moved to the new property. I obtained consent to let from my mortgage company and I thought I had consent to let from the housing association. Earlier this week I was contacted by the housing association saying they had nothing on record to evidence I had obtained consent to sublet. What are my options?
• I have a two year fixed rate mortgage with Perenna which began in December. I will be moving out in in the coming months and have people ready to rent my property. I need to get a letter from Perenna granting consent to let until my term is up to allow me to start a new mortgage. How do I go about this?
• My OH and I are planning to ask Perenna for consent to let out our home in Redbridge. We are moving overseas for 2 years and would like to to let it out. I omitted to check this out when we got the Perenna mortgage, and that was due to the fact that we never thought an opportunity would arise such as this so was planning on living in the house.
• I am going away for work for as long as a year... I was wondering if I was able to get from Perenna consent to let the house out while abroad as I do not want to leave it empty for that long
• Is consent to let a less costly way of renting out your property? Isn't this a loophole for some borrowers to exploit?
• I have a mortgage with Perenna taken five months ago where I moved from another lender. Am I now able to rent my property with consent to let from Perenna as I am looking to purchase a further property.