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Need professional advice for your consent to let with Perenna? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Perenna consent to let

  • I have a shared ownership home in Enfield and will be looking to buy out the rest of the property. However, within the next six months I may be working in Kenya for a short period of time so would like to know what approach Perenna take to consent to let as I am considering a remortgage with them. I am not sure if they will lend on my property but in the meantime can you provide further information on their consent to let requirements?
  • My brother and I may need to rent out our home for a while due to a career opportunity. As we will be away for no more than twelve months would we need a consent to let our home. We already have a Perenna mortgage. What charges are incurred and is there a time limit on consent to let?
  • My flat has a mortgage against it with Perenna and I have been letting out my flat omitting to get consent to let, which I am now led to believe means I am in contravention of my mortgage conditions. They may have suspicions that I am not living there. What are the legal repercussions of my actions?
  • I am aware of the capital gains tax consequences of converting a Perenna mortgage to consent to let, but what about the ongoing rental earnings vs outgoings? Say I have converted my former owned ground floor flat into CTL and vacated and pay rent elsewhere. Is it legitimate to deduct the rent I am paying from the rental revenue?
  • We are 12 months into a five year standard mortgage with Perenna. Just wondering if it's ok to let out the flat on my existing mortgage. Will Perenna give consent to let?
  • I have a mortgage with Perenna at present and just enquiring where I can I get a consent to application form from
  • Is it the case that a previous extension to a mortgage term with Perenna be held against us when we applied to Perenna for consent to let.
  • I have a FTB mortgage with Perenna which is only 7 weeks long but I have been relocated with work. Is it possible to obtain consent to let from Perenna for a mortgage that has only recently started and I have just purchased the property?