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Need professional advice for your consent to let with Pepper Money (PUK)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Money (UK) consent to let: Q and A’s

  • I have been letting out my flat with "consent to let" from Pepper Money (UK) on a residential mortgage for the last 24 months. Pepper Money (UK) have advised of their intention of withdrawing their consent to let unless we convert to one of their "buy to let" deals.

  • Under what scenarios will consent to let for a property be issued from Pepper Money (UK)? For what period of time do you have to have had owned the property before consent to let can be granted by Pepper Money (UK)? In order to give you some perspective I am a newly qualified lawyer in a house purchased a few months ago. A dream job opportunity involving moving to a different city on a permanent basis has arisen. I am looking at gaining consent to let in the first instance with a view to put a tenant in it to cover the expense of the Pepper Money (UK) mortgage.
  • We may need to rent out our home for a while due to a career opportunity. As we will be away for no more than twelve months would we need a consent to let our home. We already have a Pepper Money (UK) mortgage. Is there any criteria for consent to let that the property or individual has to meet?
  • My partner had a conversation with someone at Pepper Money (UK) on Tuesday regarding consent to let. He is expecting a call back. We have put an offer in on a ground floor flat that has been provisionally accepted so would like to know how likely it is that we will get consent to let by Pepper Money (UK)?
  • The prevailing mortgage is with Pepper Money (UK), but I will soon to need move out for around a year as we need to be closer to my wife’s mother. Will Pepper Money (UK) issue consent to let?
  • What are the circumstances under which Pepper Money (UK) would turn down a consent to let application?
  • I would like advice as to how to go about obtaining consent to let from Pepper Money (UK) and what, if any, fees I face.
  • Please could you clarify what the procedure would be if we purchased a second home and need to get consent to let for our existing mortgage with Pepper Money (UK)