Need Help?

Need professional advice for your consent to let with Pepper Money (PUK)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Pepper Money (UK) consent to lease

  • At the moment I am locked into a rental contract until September and am purchasing a flat. Would my lender Pepper Money (UK) have an issue with consent to let until my tenancy ends and then moving in?
  • Ever since 2014 I have had a Pepper Money (UK) mortgage with my twin and am looking to move on and get a new mortgage with my partner. How do I go about leasing out my room? Would I need consent to let via Pepper Money (UK)? My twin will remain in the apartment
  • Our present house in Waltham Forest has approximately £120K equity with a home loan with Pepper Money (UK). It's a nice family house in a popular area and I think it would rent easily. We are possibly moving for my partner’s work and were thinking of keeping this house on as a rental property - should we be swapping the mortgage to a B2L product or can we get consent to let by Pepper Money (UK)?
  • I have been a mortgage borrower with Pepper Money (UK) for twelve years. My divorce was finalised twelve ago put the property in my name by transfer of equity. My situation has changed, I want to keep my house but live with my new partner, letting my house out. It has been suggested by my IFA that I can seek consent to let from Pepper Money (UK) rather than a buy to let mortgage as I I did not buy the property with the intention of letting it out, your view would be appreciated?
  • Were I to let my house out with consent to let from Pepper Money (UK) will there be any rate increase? I am presently on a standard variable rate.
  • I wondered if you could help clarify the process for being given consent to let from Pepper Money (UK)? Are there certain policies like you have to have owned the property for a year before its granted?
  • Is it possible to negotiate a consent to let from Pepper Money (UK) if I have an existing mortgage which has been in place for ten years?
  • Just wanted to know how to obtain a consent to let from Pepper Money (UK) who I have a mortgage with. There is a remaining balance of 47k. The value of property is 245k. Its in my name but my wife and I would like to purchase a three bed flat in Sutton we have seen together. How do we go about this?