Need Help?

Need professional advice for your consent to let with Pepper Money (PUK)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Money (UK) consent to let: Q and A’s

  • Contracts were exchanged last month for a new build property in which I was going to move into, but my boss has presented me with the opportunity to work overseas for 18 months, can I let the new property with consent to let from Pepper Money (UK).
  • I am contacting you on behalf of my cousin who has a mortgage with Pepper Money (UK). He wanted to find out if there is a fee for consent to let? He has been in his property for two years but has been offered a job 95 miles away away for a two year contract and was thinking about renting the place out while he is away.
  • I wish to let my current house and want to purchase a larger house for the family. I have a two year fixed mortgage with Pepper Money (UK). On the basis I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I refinance after a couple of years with an alternative lender? What connotations does that have aside from the higher rates - will I need a greater equity ratio in the property too ie lower loan to value?
  • I have been a mortgage holder with Pepper Money (UK) for 1999. My divorce went through months ago and bought the ex wife out. My circumstances have changed, I want to keep my house but move in with my new partner, letting my house out. I have been told by my broker that I can seek consent to let by Pepper Money (UK) rather than a buy to let mortgage as I I did not buy the property in the first place in order to let, advice please?
  • I have a letter to Pepper Money (UK) requesting consent to let signed and ready, but I'm not sure what address I should forward this to. Can you please help me with the address?
  • My marital situation has changed, and I wish to rent my property out - meaning consent to let- I have about £200K loan with Pepper Money (UK) and currently 90k equity I need to side-step the early repayment fees.
  • I have a homeowner mortgage with Pepper Money (UK) which is only eight weeks long but I have been moved abroad with my job. How easy is it to get consent to let from Pepper Money (UK) for a mortgage that has only just commenced and I have just purchased the property?
  • What, if any, income criteria do Pepper Money (UK) set for consent to let on an existing homeowner mortgage?