Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Pepper Money consent to let

  • Hello, I have a mortgage on a flat with Pepper Money and I am thinking about leasing the property out. Can I do this without transferring to a buy to let or obtaining consent to let from Pepper Money?
  • Under what conditions will consent to let for a property be issued from Pepper Money? For what period of time do you have to have had owned the property before consent to let can be granted by Pepper Money? In order to give you some perspective:We were living in a very small 1 bedroom flat which is too small for our family, my wife is also unwell and we are far away from family who could provide a bit of relief, in the form of babysitting. I would be looking at seeking consent to let in the first instance with a view to renting the property out to cover the expense of the Pepper Money mortgage.
  • As a result of changes in my personal circumstances I am planning to move in with my girlfriend this week and I have let my property out to two tenants on a one year AST. The application for consent to let from Pepper Money is in hand but what if they refuse. I can’t renege on my contract in terms of not renting the students as the paperwork is finalised. On the other hand Pepper Money could sue me for breach of contract i.e. renting it out without consent to let.
  • I have had a Pepper Money mortgage for less than a year but I recently found out I am about lose my job. I would like tips on applying for consent to let from Pepper Money
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger property. Will it be possible to get a consent to let on my new mortgage with Pepper Money to allow us to get a mortgage also with Pepper Money for a new home?
  • I have a residential home. I would like remortgage with Pepper Money and seek consent to let. I'm still within the redemption penalty period so not sure if it would trigger the penalty payment?
  • I was just wondering how to obtain consent to let from Pepper Money...do I phone them or apply formally in writing to them?
  • I want to get consent to let from Pepper Money for a couple of years at which point I can turn it into a B2L. Is this possible