Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Money Consent to Lease Example Support Desk Enquires

  • Helen (my partner) and I may need to lease our Hounslow home temporarily due to a career opportunity. This will be temporary but perhaps for seven years. Do I inform Pepper Money or am I best advised to remain silent?

  • A year ago my mortgage company (not Pepper Money) issued me with consent to let. The condition was that every half year they would levy a charge of half a percent of the outstanding mortgage amount. Having the first couple of payments they have omitted to make the charge in recent months. This may well be a simple error but I am nervous that it would also mean I no longer have Consent to Let.
  • My cousin and his partner currently lodge with me at my flat. This Spring I would like to move out of the flat and in with my partner. Is it possible to get consent to let from Pepper Money after only having the mortgage for less than half a year?
  • Last month I got married and my wife and I would like to purchase a family home in the coming year, whilst keeping our two bedroom first floor purpose built flat in Enfield we currently live in to rent out. Mortgage on the flat is with Pepper Money. I wish to avoid putting myself in a situation with two residential properties only to be refused consent to let.
  • We have already let but only just realised Pepper Money should've been notified and consent to let sought - can this be obtained retrospectively?
  • I am looking to get consent to let with my Pepper Money residential mortgage. It is a detached house. Do Pepper Money grant consent on this basis? Or would it be regarded as an HMO?
  • I would like details of how to proceed with gaining consent to let from Pepper Money and what, if any, cost I face.
  • My brother and I have 5 months to left on a two year residential mortgage with Pepper Money but now let the flat out. is it safe to assume they will simply charge a set fee for consent to let?