Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Pepper Money consent to let

  • The tenants for my property have asked for evidence of my ‘consent to let’ from Pepper Money, my mortgage lender. Why would they ask for this

  • I am currently in the process of emigrating to Moscow . As opposed to finding a buyer, I would prefer to let my current property out, just in case things turn out badly and I decide to come back in one or two years. My current mortgage is with Pepper Money. Would I be able to remortgage with another mortgage company on a much lower interest rate then apply for Consent to Let once the refinancing is in place?
  • My fiancee and I are are looking to join the property ladder, presently renting. We want to buy a studio flat in Lambeth. We want to move there, but will need to wait for a job - perhaps a couple of years. Would we have to get a buy-to-let mortgage? Could we have a residential mortgage with Pepper Money, because we intend to move there soon? Alternatively could we live there for a few of months, then start renting it with consent to let from Pepper Money? I'm only willing to consider suggestions that are completely legitimate, and have no intention of contravening the terms of the Pepper Money mortgage.
  • How many months after taking out a new mortgage will a consent to let be likely to be given by Pepper Money? To give some background I purchased my apartment in Redbridge 2 years ago and am currently on a three year fixed rate. I subsequently met a guy and now we are looking at moving in together. I am planning to get another fixed term next October. I presume that I would have to wait at least six months before I could seek consent to let. Is that correct?
  • My husband and Iwould like to let the family home and purchase another. What do I need to supply Pepper Money to get consent to let?
  • I don't currently have consent to let from Pepper Money but I would like to apply, An opportunity has arisen which might involve me working away for eighteen months. But want to keep my property for my return - are you able to help?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way Pepper Money would grant consent to let at the outset?
  • We need to contact Pepper Money to enquire about letting out our property. Do they send an application to me. Can I not download this from the site?