Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Pepper Money consent to let

  • I wish to let my current house as I wish to buy a larger house for the family. I have a fixed rate mortgage with Pepper Money. Provided I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I remortgage after two years with a different lender? Will it have to be buy to let mortgage and not a domestic mortgage?
  • Resulting from a change in family circumstances my wife and I are moving to my mum and dad’s house while they are away and letting our home out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to remortgage in the next 12 months will we then transfer to a BTL product. We intend to return to our flat at within the next twelve months?
  • I acquired a 2 bed flat in Merton twelve months ago and have a two year fixed rate mortgage with Pepper Money. Looking to move in with my fiance imminently and wish to rent my property. Just want to know the process.
  • I am in the armed forces and intending to buy a home with a Pepper Money mortgage. I would like to be given consent to let this property to my parents. In the future I plan to reside in the property with my family when I leave the armed forces. Is this achievable?
  • I am looking to Pepper Money to issue me with consent to let out my flat in Hounslow. I am moving to Spain for Eight months on a secondment.
  • We have a fixed rate mortgage with Pepper Money and are deliberating on obtaining consent to let so that we can apply for a further mortgage on another property that I own on a buy to let basis. Before we apply it would be helpful to know the connotations of making the change and any facts that we need to be aware of.
  • I would like to know if I have a domestic mortgage with Pepper Money and decide to let it out, does the rate increase and are there any additional fees for applying for consent to let.
  • I am looking at some alternative lifestyle. I have a Pepper Money mortgage, if I become a non-UK resident but wish to rent my UK house, do I need to get consent to let from Pepper Money to do this ?