Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Pepper Homeloans consent to lease

  • I have a Pepper Homeloans home loan and am looking to gain consent to let as I would like to move to another property belongings to me. It would appear that you can help. How do your fees work for this service?
  • Because of my career, I am in a position where I anticipate that Pepper Homeloans will provide me with Consent to Let from the outset of purchasing a property. I currently plan to buy a property locally and let it out, I will remain in the house that is provided (rent payable) by my employer. As I will be renting out the property I will clearly have to prepare a Self Assessment Tax Return, but I just want to check that although it is my only property (and it is not on a buy to let mortgage), will I still be able to claim Tax relief on the interest on the loan and the associated costs of renting out the property. I can only find information for those with a buy-to-let mortgage, but mine will technically not be B2L.
  • I have been renting out my flat to students for a few years but not on a BTL mortgage as I thought that you only required a buy to let if you had more than one property. In trying to purchase a second property, I found that I should have obtained consent to let at the outset from my mortgage provider Pepper Homeloans. I'm curious as to whether I can now seek consent to let from Pepper Homeloans?
  • Just wondering if Pepper Homeloans conduct any checks when seeking a residential mortgage, I'm ideally looking to lease the property out and am unsure as to whether I should apply for consent to let. How would they find out if I let the property out?
  • I was just looking into consent to let as it's something potentially I would need from Pepper Homeloans within the next 12 months. Our family circumstances has changed, and I would like to rent my home out
  • I want to rent a room in my flat in Redbridge. Do I need consent to let from my mortgage provider Pepper Homeloans?
  • I have had my mortgage with Pepper Homeloans for the previous twenty months and I am at present just wanting some insight as to whether gaining a consent to let is likely.
  • What, if any, income requirements do Pepper Homeloans set for consent to let on an existing standard mortgage?