Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Pepper Homeloans consent to let

  • We are FTBs, currently renting. We would ideally like to buy a one bedroom apartment in Lambeth. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we need to seek a buy-to-let mortgage? Would it be possible to have a normal mortgage with Pepper Homeloans, even though we won't be moving in straight away? Or could we reside there for a few of months, then start renting it with consent to let from Pepper Homeloans? I'm only evaluating options that are completely legal, and wouldn't breach the provisions of the mortgage with Pepper Homeloans.
  • What is the procedures for obtaining consent to let from Pepper Homeloans? What information do they require? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to lease out the property?
  • Our current house in Hackney has probably about £120K equity with a home loan with Pepper Homeloans. It's a decent family house in a popular area and it should rent well. We are possibly moving for my husband's work and were thinking of holding onto the house on as a rental property - should we be swapping the mortgage to a buy to let product or should we apply for consent to let by Pepper Homeloans?
  • We would like to know what the criteria is for Pepper Homeloans for consent to let. I have heard differing suggestions in relation to fees and rates. I need to relocate for career reasons but can not sell the property due to a difficult market.
  • I would like to let my house which is on a standard variable rate mortgage with Pepper Homeloans. What do Pepper Homeloans require for me to do to get consent to let?
  • The prevailing mortgage is with Pepper Homeloans, but I am going to move out for approximately 12 months as we need to be nearer to my partner's mother. Will Pepper Homeloans issue consent to let?
  • Me and my partner and I have a mortgage with Pepper Homeloans and would be thinking about buying another main residence and then subsequently leasing our current home out. Would I require consent to let from Pepper Homeloans?
  • I got a residential mortgage with Pepper Homeloans. I acquired the property in September two years ago. How difficult will it be to get consent to let.