Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Pepper Homeloans consent to let

  • We bought a house in 2012 for 185,000 with Pepper Homeloans. My husband’s job requires him to relocate to Gibraltar and realise that I need to request consent to let from Pepper Homeloans. Do you have any experience of consent to lease from Pepper Homeloans?

  • I am employed by letting specialists in loc and have been ask but a prospective tenant of a property for evidence of the ‘consent to let’ from the owners lender Pepper Homeloans. Why would they ask for this

  • A friend of mine recently asked for CTL from the Woolwich which they refused as the mortgage had not been in place for six months. I am about to seek consent to let from Pepper Homeloans. Will they adopt the same rule?
  • I have a owner-occupier mortgage coming up for renewal with Pepper Homeloans. I have had the house let out for a few years and I think I should have disclosed this to Pepper Homeloans. I am led to believe that it is possible to seek consent to lease, but bearing in mind that the property has already been let out could they refuse - force me to go onto a BTL rate and issue a penalty? I have over 25% equity in the property - and the rental income far exceeds the mortgage.
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with Pepper Homeloans and are considering leasing the property out for two years, but cannot really afford to convert to a buy to let rate. The estate agent mentioned something about a content to let
  • Last month I acquired a flat with a Pepper Homeloans mortgage. However I am currently living with parents. I don't want to move in until June 2017 due to some family reasons. In meantime can I rent out the property with consent to let?
  • My mortgage has been with Pepper Homeloans for six years. I would like to apply for consent to let my property. I have been waiting for a response from Pepper Homeloans. Are you able to please check and help?
  • I am intending on moving within the next six months and would like to let my house out. My mortgage rate is fixed with Pepper Homeloans. I am concerned that a rate hike would be too much if that was a condition of obtaining consent to let