Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Homeloans consent to let: Q and A’s

  • Having endured living in a rough area for 3 years now, we are now looking to move. As disposing of the house will involve early repayment charges to Pepper Homeloans of £4000, we considered that it would best to let it out. So, we need to obtain a consent to let from Pepper Homeloans only for less than a year. Will Pepper Homeloans grant consent?

  • I will shortly be emigrating to Denmark. Rather than sell my house, I would like to let it out, just in case things don’t pan out. My present mortgage is with Pepper Homeloans. If I applied for a refinance would a new provider view this as me looking to dodge a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and therefore turn down my application for Consent to Let?
  • Me and my OH and I may need to rent out our home for a while due to a career opportunity. As we will be away for no more than twelve months would we need a consent to let our house. We already have a Pepper Homeloans mortgage. Is there any criteria for consent to let that the property or individual has to meet?
  • I have been a mortgage holder with Pepper Homeloans for 1998. I got divorced three years ago and bought the ex wife out. My situation has changed, I would like to keep my house but move in with my new partner, letting my house out. I have been told by my financial advisor that I can seek consent to let from Pepper Homeloans instead of a BTL mortgage as I I did not buy the house in the first place in order to let, is this correct?
  • We have already been told to write a letter to Pepper Homeloans to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • Please can you tell me the circumstances under which Pepper Homeloans would turn down a request for consent to let?
  • I hope to buy a new home but can't afford to sell the existing flat with a Pepper Homeloans mortgage. Do you know the criteria for Pepper Homeloans to issue consent to let? Is getting married and having children a good enough reason to seek consent?
  • Was wondering how to get a consent to let from Pepper Homeloans who I have a mortgage with. There is a remaining balance of 57k. The value of property is 220k. Its in my name but my wife and I would like to purchase a garden flat in Redbridge we have seen together. How do we go about this?