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Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Homeloans consent to let: Q and A’s

  • I plan to ask Pepper Homeloans for consent to let out my home in Pepper Homeloans. However I currently have the property for sale but there is no interest and forking out for a full mortgage, council tax and insurance on vacant house is a financial drain. How are Pepper Homeloans going to react if I market the property?

  • Having spent ten years in Manchester, I'm considering relocating to be closer to family. We've only been homeowners for the last two years and about to renew our mortgage with Pepper Homeloans. In the relocation destination, we are be looking at a 4 bedroom house around the £250k mark. Ideally, we would like to retain my existing property. Could I ask for Consent to Let from the proposed new lender Pepper Homeloans. If granted what are the likely conditions?
  • I have a flat in Greenwich with a Pepper Homeloans mortgage but have not lived there for a while. My dad moved in but is there rent free. I currently live in rented accommodation and am keen to purchase a house. I have identified a great property at reasonable price. I have enough of a deposit to use on the house I am interested in but would find it difficult to pay enough off the old property to switch it to a buy to let loan simultaneously. Can I change the current Pepper Homeloans mortgage for my old flat into a consent to let and use my reserves to pay a larger deposit for the homeowner mortgage on the property that I am looking to purchase?
  • My OH and I are planning on acquiring a property, letting a couple of the bedrooms out to help cover the loan with Pepper Homeloans, and then moving on in a few years time - when the property would be entirely rented. How likely is it that Pepper Homeloans would frown upon this as I will have been granted a standard homeloan rather than a B2L or consent to let? I've heard that in extreme situations they can repossess the property, is this an exaggeration?
  • I want to rent the attic in my apartment in Brent. Do I need consent to let from my mortgage provider Pepper Homeloans?
  • Pepper Homeloans - consent to let potential. Can you advise on the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • Just looking for some information. I currently have a mortgage in place with Pepper Homeloans. I have been given licence to sublet my flat from the freeholder of the block and they asked if I have consent to from Pepper Homeloans.
  • Just a quick one. Will Pepper Homeloans force me into a consent to let product whilst in a fixed rate product for twenty four months?