Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Pepper Homeloans consent to let

  • I have my studio flat in Ealing on the market but notwithstanding a few viewers there is a lack of interest so far. As a backup option I am considering renting out the property if it doesn't sell. I dont anticipate a problem getting consent to let from the freeholder. My financial adviser says that in such circumstances I may have to switch to a buy to let product yet I probably don't have enough equity needed. What's my exposure if I was to just keep the existing Pepper Homeloans home loan and let the property out without telling them As long as the mortgage is being paid in full and on time, why would they care or check?
  • I am contacting you on behalf of my brother who has a mortgage with Pepper Homeloans. He wanted to find out if there is a charge for granting consent to let? He has been in his property for two years but has been offered a job overseas away for a two year contract and is considering leasing the flat out while he is away.
  • I am a landlord and currently completing eviction orders on a tenant who is in arear of rent. The relevant proceedings have been served. The tenant's defense for refusal to pay is premised on the claim that I lack consent to let my garden flat from my lender Pepper Homeloans
  • I have an annex that my mum has vacated. As my property is large I was thinking to move into the annex and rent the remainder out. This is also due to change in my personal situation. Would I need a consent to let from Pepper Homeloans?
  • My existing mortgage is with Pepper Homeloans, but I am going to need to get consent to let for approximately 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for a year (by living near her mother and stepfather and getting their help) in a greener less hectic part of Liverpool.
  • I am currently in the process of getting a mortgage through Pepper Homeloans - It is possible that in the within months I may decide to rent the property out - how would I transfer the homeowner mortgage to a BTL mortgage?
  • Is consent to let a cost efficient way of becoming a landlord? Isn't this a loophole for some borrowers to exploit?
  • I'm interested to find out more regarding consent to let from Pepper Homeloans. Would a valid reason be issues with neighbours and the house is too to small for me?