Consent-to-let Help for Paragon Mortgages Ltd

Questions and Answers: Paragon Mortgages consent to let

• My friend has been renting her property off the same landlord for nearly one and a half years. For the past year my friend has been getting letters from Paragon Mortgages (she hasn't opened them-it is clear from the envelope). At first she reposted them to her landlord’s address. My suspicions were aroused as none of the landlady's mail was supposed to be going there. I therefore went to my friends house and phoned Paragon Mortgages on her behalf. The guy I spoke to at Paragon Mortgages had a long list of queries, the landlady's details, information relating to the tenant and then said they were going to investigate whether she was entitled tolet out the house or if it was an offence without consent to let. Should my friend be concerned?
• I have a mortgage with Paragon Mortgages on a property and I wish to find a tenant for it out and rent another house as a result of changes in personal circumstances - I want to move to a different area, and to live in a larger house with my fiance. I sought consent to let and just got reply with a refusal as they felt I want to invest. I as at a loss as to what to do now. I am now at risk since I already have rented a new home and am faced with paying both the Paragon Mortgages mortgage and rent, which could expose me financially. The matter is urgent because a prospective tenant at the ready
• In the coming months I would like to move home and I am wondering if I can get consent to let on my house then get a mortgage approval for the new house so I can effectively bid thus being chain free and then let my property out when I move. Will my lender Paragon Mortgages grant consent to let for 12 months if they know I am looking to buy somewhere else or only where one is relocating temporarily with work?
• How many months after taking out a new mortgage will a consent to let be likely to be granted by Paragon Mortgages? To give some history I bought my apartment in Bexley 2 years ago and am currently on a fixed term for 3 years. Not long after I met my partner and now we are looking at moving in to his place. I am planning to get another fixed term next December. I assume that I would have to hold off for at least 6 months before I could apply for consent to let. Is that correct?
• I took a homeowner mortgage with Paragon Mortgages and my circumstances have changed due to family, can I obtain consent to let. What changes will affect me?
• I am interested in some advice on how best to approach my mortgage provider Paragon Mortgages regarding a 'Consent-to-Let' application. Is this something you can offer guidance on ?
• Seven weeks ago I completed my mortgage with Paragon Mortgages since when my boyfriend has proposed and we are deliberating whether to reside in his house or my property. Would I be allowed consent to let if I were to move into his property
• I have a homeowner homeloan with Paragon Mortgages. I purchased the property in July last year. What are the options and criteria for consent to let.