Need Help?

Need professional advice for your consent to let with NRAM Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

NRAM Ltd consent to let: Q and A’s

  • I am a FTB hoping to complete on a 2 bedroom house in NRAM Ltd. I have a healthy deposit will be getting a mortgage from NRAM Ltd. My dilemma is that my fiancee has a flat in Dover and I can foresee myself moving in next month, when I would want to let out my property. I I know that consent to let is needed but it does not sound like a positive outcome is assured. Is there any advice you can impart?

  • Having spent ten years in the capital, I'm considering relocating to be nearer to family. We've only been homeowners for the last two years and about to remortgage with NRAM Ltd. In the relocation destination, we are be looking at a 3-bed property around the £250k mark. Ideally, we would like to keep hold of my existing property. Could I ask for Consent to Let from the proposed new lender NRAM Ltd. If granted what are the likely conditions?
  • I have a NRAM Ltd mortgage with my twin and want to move out and get a new mortgage with my partner. How would I go about taking in a lodger? Is consent to let required by NRAM Ltd? My twin will remain in the flat
  • Our present property in Haringey has approximately £95K equity with a mortgage with NRAM Ltd. It's a 3 bed house in a popular catchment and I think it would rent well. We are possibly moving for my husband's work and were considering holding onto the house on as a rental property - would we need to change the mortgage to a B2L product or should we seek consent to let from NRAM Ltd?
  • My lender refuse to issue consent to let without a move in date confirmed with a tenant. How can I confirm this without consent to let? I am not sure but I vaguely recall my friend had a similar issue with NRAM Ltd.
  • I previously took a mortgage with NRAM Ltd, but I am going to need to get consent to let for about a year as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for twelve months (by living near her parents and getting their help) in a greener less hectic suburb of London.
  • I already have a mortgage with NRAM Ltd. I am considering renting and purchasing another property but this is all new to me. How do I go about obtaining consent to let from NRAM Ltd?
  • I could potentially need consent to let from NRAM Ltd in the future with work. I am just exploring what the options would be if this was the case. Are there any time restrictions on how long you can let out a property with consent?