Need Help?

Need professional advice for your consent to let with National Westminster Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to National Westminster Bank consent to lease

  • A year ago my lender (not National Westminster Bank) provided me with consent to let. The condition was that every 6 months they would add a fee of 0.5% of the remaining mortgage amount. Having the first few payments they have omitted to make the charge in recent months. This may be no more than a basic computer error but I am nervous that it would also mean I no longer have Consent to Let.
  • I have been offered a once in a lifetime career opportunity for 6 months overseas. I have enough savings to meet the monthly National Westminster Bank mortgage yet the block insurance requires continuous residency in order not to be invalidated. Last December the roof was damaged but repaired. If there happened to be any problems during the winter months I would find it hard to afford repair costs. How likely is it that I will get consent to let by National Westminster Bank for a limited period?
  • Your view would be appreciated as to whether consent to let from National Westminster Bank is the right strategy for me. I purchased my house nine months ago by porting a National Westminster Bank mortgage product. My fixed term expired 4 months ago I'm thinking about moving in with a new partner. I would prefer not to sell my house yet as I have no idea as to whether the new move will work out. I just wanted an idea of whether a consent to let from National Westminster Bank would be possible?
  • My wife and I own a property in Leeds and will be moving to Cornwall at the beginning of March. I have a letting agency and tenant now. I was proposing to leave everything as it stands as I'm worried National Westminster Bank will insist that I change my mortgage rate for buy to let which is not economically viable. I appreciate that it would be preferable to obtain a consent to let via National Westminster Bank but am afraid if I come clean it would result in no end of issues
  • Do you specifically deal with enquiries regarding National Westminster Bank or all of them?
  • I am looking at moving overseas for work and would like consent to let from National Westminster Bank whilst I am away. Is the way forward to prepare a letter requesting consent to let and mail it to National Westminster Bank? The point of renting the property isn't to make money but to retain the property in case things don't turn out as well as we hope
  • I am trying to find out if it is possible to get a consent to let home loan with National Westminster Bank rather than a buy to let mortgage
  • I currently have a residential mortgage with National Westminster Bank and plan on letting due to work being based in Luton. In asking for consent to let from National Westminster Bank do I run the risk of them forcing me to change deal to B2L