Consent-to-let Help for National Counties Building Society

Sample questions relating to National Counties Building Society consent to let

• I have my one bedroom apartment in Waltham Forest on the market but notwithstanding a couple of viewings there is a lack of interest so far. As a fall back position I am considering renting out the property if it doesn't sell. I dont think I will have a problem getting consent to let from the freeholder. My IFA says that in such a scenario I may be required to switch to a B2L mortgage yet the chances are that I don't have sufficient equity. What's the worst that could happen if I were to just keep the current National Counties Building Society home loan and rent out the flat without informing them. As long as the mortgage is being paid in full and on time, why would they care or check?
• My partner and I are currently 1 year into a year fixed rate mortgage with National Counties Building Society. We would like to purchase a bigger second property in the next few months however would prefer to retain the first house and I was wondering what reason we could put down on the consent to let form to obtain consent to from National Counties Building Society
• Since we are relocating and failing to sell our flat, we are thinking about renting it out. Am I duty bound to inform National Counties Building Society? If we do, I think they will want to change our mortgage to buy to let and increase rate which we can't afford. I thought if you continued making my monthly payments it shouldn't be a problem, but am now concerned about insurance connotations if I have let my property out on the sly. Any thoughts?
• I have found myself in the accidental landlord category and didnt inform National Counties Building Society. I had to leave my flat for family reasons, so am now based in another part of the country. At first I attempted to sell the flat, but prices were deflated, which meant I was in negative equity. This was four years ago in 2012, the value has gone up and has given me time to save. I am in now in a position where I can now transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert National Counties Building Society that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances forced my hand. Any help will be greatly appreciated?
• National Counties Building Society homeowner mortgage. Will they grant consent to let a house for a couple of years? I reoccupy as an owner.
• What is the process for getting a consent to let application form from National Counties Building Society and how quickly can I get the consent?
• Can I remortgage to National Counties Building Society from my current provider, with a consent to let or do I need a let to buy loan, and if so what are the LTV's?
• I would like to know if I have a residential mortgage with National Counties Building Society and decide to lease it out, does the rate get loaded and are there any supplemental costs for obtaining consent to let.