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Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Mortgage Express (No 2) consent to let

  • My husband and I purchased a flat in 2007 for 185,000 with Mortgage Express (No 2). My husbands career requires that we move to Belgium and now wish to request consent to let from Mortgage Express (No 2). Do you have any experience of consent to let from Mortgage Express (No 2)?

  • I have a Mortgage Express (No 2) mortgage on an apartment I own, in Hillingdon. This year, due to a change in my circumstances I decided to rent out the apartment, and rent a house in a different area within same loc. The state of affairs that changed is that I started living with my partner, and the flat is not large enough for us. I do not want to try to dispose of the flat because the current market value is significantly lower than the market value when I acquired the property in 2005. I applied to Mortgage Express (No 2) for a consent to let which was turned down as they determined that my intention was to invest in the flat. Any advice would be greatly appreciated, as this is really stressing me out. There is a sense of urgencybecause there is already a prospective tenant waiting for this consent to let and may withdraw.I look forward to hearing from you
  • I would like to let my garden flat out from mid Nov this year as I will be travelling for a few months. I have a homeowner mortgage with Mortgage Express (No 2). I will not be letting for more than 6 months. Most likely it will be four months. It has been suggested that I get consent from my freeholder first? Please can you suggest what I should be doing in what order?
  • I have been in the armed forces for three years and intending to acquire a home using a Mortgage Express (No 2) mortgage. I would like to be given consent to let this house to my parents. In the future I plan to reside in the property myself when I leave the armed forces. Is this achievable?
  • I am considering moving overseas for work and would like consent to let from Mortgage Express (No 2) whilst I am away. Is the way forward to complete the consent to let form and send it off in the post to Mortgage Express (No 2)? Letting the property isn't to make money but to keep the property in case things don't turn out as well as we hope
  • Will Mortgage Express (No 2) want to know my reasons for seeking consent to let? Should I disclose my possible relocation abroad?
  • Is consent to let required from Mortgage Express (No 2) if I am planning to reside in the house myself for part of the year? Furthermore if I gain consent to let for a period of time, say up to 2 years, what happens after that.
  • Do you know if there is normally a required LTV before Mortgage Express (No 2) will grant consent to let?