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Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Mortgage Express (No 2) consent to lease

  • If I was to rent out my two bedroom ground floor purpose built maisonette with consent to let by Mortgage Express (No 2), what proof would be required of the letting? If after twelve months I decided to let it on a series of short term rental, am I still required to supply evidence to Mortgage Express (No 2), or will they leave me alone provided they receive payment each month? E.G. if I rent the rooms out individually at a later stage, is there any reason for Mortgage Express (No 2) to know and would they care?
  • My fiance and I may need to lease our home out for a while due to a career opportunity. This will be for a limited period we would possibly like a consent to let our property. We already have a Mortgage Express (No 2) mortgage. What are the fees involved and time limits on consent to let agreements?
  • We currently have a 5 year fixed rate mortgage with Mortgage Express (No 2) that we're about one year into. Our situation has now changed and we wish to rent out our property for a year and move to another town. What can we do to mitigate the possibility of Mortgage Express (No 2) refusing to grant consent to let.
  • My understanding is that this is a contravention of Mortgage Express (No 2) terms and conditions of mortgage if I let out my house having indicated that I intend to live there. The plan is to have the mortgage fully paid off after five years, by which time I will become the outright owner, meaning I no longer require any consent to let. Mortgage Express (No 2) advised me I can overpay as much as I like during the agreement. I have someone who is interested in renting the property. What is the likelihood of Mortgage Express (No 2) discovering that I am not living at the address? Can you set out ramifications of not seeking consent to let? From what I have read there is a possibility of Mortgage Express (No 2) levying a fine
  • We are looking for some preliminary insight re consent to let? We have a Mortgage Express (No 2) mortgage and are thinking of renting the place out for a couple of years, but cannot really afford to convert to a buy to let mortgage. The estate agent mentioned something about a content to let
  • My two year fixed rate with Mortgage Express (No 2) is about to end soon I will change on to the current variable rate. Can you tell me whether consent to let by Mortgage Express (No 2) is a foregone conclusion, if there are cost, and if there are time limits?
  • My partner and I would like to obtain consent to let on a house where we have a mortgage with Mortgage Express (No 2). If issued, how long would consent be given for? In seeking consent to let from Mortgage Express (No 2) are we running the risk of them forcing us to change deal to buy to let
  • I have a mortgage with Mortgage Express (No 2). I am considering moving out and renting out my flat. Am I required to obtain consent to let ?