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Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Mortgage Express (No 2) consent to lease

  • In a worst case scenario what action Mortgage Express (No 2) can take if I have rented my property if consent to let is not first obtained?

  • In the coming months I would like to move home and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer without being part of a chain and then let my property out when I move. Will my lender Mortgage Express (No 2) grant consent to let for six months if they know I am wanting to purchase somewhere else or only where one is relocating temporarily for my job?
  • We bought a house in 2008 on shared ownership basis, I own half through mortgage and rent the remaining percentage. Last year I bought a new house. I rented out my first house and moved to the new home. I secured consent to let from my mortgage company and I believed I had consent to let from the housing association. Earlier this week I was contacted by the housing association advising they had nothing on record to evidence I had procured consent to sublet. What do I do now?
  • I have a mortgage with Mortgage Express (No 2) however my husband and I will be moving to Australia in September. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • If we request a consent to let letter by Mortgage Express (No 2) will we be forced to switch to buy to let mortgage? Our mortgage is with Mortgage Express (No 2) and as properties are not currently selling and we have seen one we like we were going to rent our home out in order to acquire the new and dispose of this one if the local market improves.
  • What is the longest period that Mortgage Express (No 2) is willing to grant me the Consent To Let for?
  • I currently have my mortgage with Mortgage Express (No 2) and have been for the past eighteen months and I am at present just wanting some insight as to whether gaining a consent to let is likely.
  • I am looking to get consent to let with my Mortgage Express (No 2) residential mortgage. It is a detached house. Will Mortgage Express (No 2) grant consent on this basis? Or would it be regarded as an HMO?