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Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Mortgage Express (No 2) consent to lease

  • A friend of mine has been renting her property from the same landlord for nearly 18 months. Over the last six months my friend has received letters from Mortgage Express (No 2) (she hasn't opened them-it is clear from the envelope). For the first coulpe she forwarded them to her landlady's address. My suspicions were aroused as none of her landlady's mail was meant to be going there. So I went to my friends house and called Mortgage Express (No 2) on her behalf. The lady I spoke to at Mortgage Express (No 2) had a long list of queries, the landlady's name her current address, the tenant's name and then said they were going to look into whether she had the appropriate mortgage and if she didn't it was an offence with no consent to let. Can you shed anymore light on this?
  • I have a Mortgage Express (No 2) mortgage on an apartment I own, in Haringey. This year, resulting from a change in my circumstances I decided to let out this flat, and rent an alternative property in a different area within same loc. The personal situation that altered is that I started living with my partner, and the flat is not big enough for our needs. I do not wish to dispose of the flat because the current market value is significantly lower than the market value when I bought the property seven years ago. I applied to Mortgage Express (No 2) for a consent to let which was refused as they felt that I wanted to invest in the flat. The whole process was very confusing. There is a sense of urgencyas I have a prospective tenant waiting for this consent to let and may look elsewhere.I look forward to hearing from you
  • Earlier this year I let out my garden flat having secured Consent to Let with my mortgage provider. Half a year has now elapsed and they have upped my mortgage rate as previously advised. I am unwilling to swap to a more favourable product with them, as they will withdraw my consent to let. If I was to go with an alternative mortgage provider such as Mortgage Express (No 2), would I need to obtain a Buy To Let loan or could I simply refinance and gain consent to let?
  • Enquiring if Mortgage Express (No 2) perform any checks when seeking a residential mortgage, I'm preferably looking to lease the property out and am in two minds as to whether I should apply for consent to let. How would they find out if I rent the house out?
  • Were we to ask for a consent to let letter from Mortgage Express (No 2) will we be made to change to buy to let mortgage? Our mortgage is with Mortgage Express (No 2) and as houses are not selling at the mo and we have seen one we like we were going to rent our home out in order to acquire the new and dispose of this one if the value picks up.
  • How much is it to get a consent to let from Mortgage Express (No 2) on my residential property. Recently I have moved in with my husband and have a friend wanting to let out the property.
  • I am considering letting out my property with consent to let from Mortgage Express (No 2), what fees are likely to be incurred?
  • I have Mortgage Express (No 2) mortgage and am thinking of leasing out the property. I understand I would need a consent to let to do this...is that correct ?