Need Help?

Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Mortgage Express (No 2) consent to lease

  • Due to problems with the area we live in (it's rough!), we are now looking to move. As disposing of the flat will result in redemption penalties to Mortgage Express (No 2) of £4000, we thought that it would best to rent it out. So, we need to obtain a consent to lease from Mortgage Express (No 2) only for less than a year. Will Mortgage Express (No 2) grant consent?

  • Is it permissible to let out our property without consent to let from our mortgage provider? I recognise that at the time we signed a contract saying it wouldn't be a buy to let property and that we don't own other property. I know you can't use help to buy if you owned other property at the time, but what about property after the event? Can one purchase a further property, receive a gifted property?
  • me and my wife have just sorted our rates for another fixed period with Mortgage Express (No 2). Some weeks later, I went to an interview and basically I accepted the job offer in Lambeth. I'm going to rent a one bed flat for the family in Tower Hamlets as we don't wish to sell the house and moreover we might come back before two years.... We really don't know whether it will go. We called Mortgage Express (No 2) but we would like also your take on the situation. Is it possible to get consent to let in that case as we just got a fixed 5 years rate we would not want to swap this.
  • I need to decide what to do ie let or sell. The property has a mortgage against it with Mortgage Express (No 2) (with a large chunk of equity). I want to buy and live in a second house but keep my old house and rent it out. What is the best way to fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • I have a Mortgage Express (No 2) mortgage currently and may want to let it out for a short period of time with consent from Mortgage Express (No 2) for (1 year). How easy is it to obtain consent to let?
  • Last month I purchased a property with 10% deposit for personal reasons. A homeloan was taken with Mortgage Express (No 2). However my circumstances have now changed. I am being transferred overseas. Am I able to obtain consent to let from Mortgage Express (No 2) and put the property up to let?
  • Please can you provide me with details of how to proceed with obtaining consent to let from Mortgage Express (No 2) and what, if any, cost apply.
  • I am interested in consent to let for my property mortgaged with Mortgage Express (No 2). How do I move forward? Do I have to write to Mortgage Express (No 2) and get them to agree?