Need Help?

Need professional advice for your consent to let with Mortgage Express? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Mortgage Express (No 2) consent to let

  • Next month I will be emigrating to Hong Kong. Rather than sell my house, I would like to rent it out, just in case things don’t pan out. My present mortgage is with Mortgage Express (No 2). If I applied for a remortgage would a new provider see this as me seeking to avoid a Buy To Let mortgage, of which there is very restricted availability for 80% LTV, and therefore reject my application for Consent to Let?
  • I am interested to know how straightforward it would be to get consent to let from Mortgage Express (No 2). I am considering fixed deals and hope to reside at the property but would like to know my options for example - if a job elsewhere was attractive or for a year abroad Could you let me know generally how receptive Mortgage Express (No 2) are regarding consent to let?
  • My twin and his fiance currently lodge with me at my apartment. This Spring I would like to move out of the property and in with my OH. How likely is it that I will be able to get consent to let from Mortgage Express (No 2) after only having the mortgage for six months?
  • My partner and I currently live in Melbourne and leasing out our flat in the UK. This was unplanned but an opportunity came up and we took it. The rental income is insufficient to cover the mortgage so we send back funds each month to make up the difference. Anyway this morning our lender got in touch telling me that as the property is being let out and has been for almost four years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will be difficult as I am on the other side of the world. Could we remortgage with Mortgage Express (No 2) and get consent to let?
  • My personal situation has changed, and I would like to lease my property out - meaning consent to let- I have approx £200K loan with Mortgage Express (No 2) and currently 90k equity I need to side-step the early repayment fees.
  • I have Mortgage Express (No 2) mortgage and am considering leasing out the property. I understand I would need a consent to let to do this...is that correct ?
  • I am already letting out my property but may have been sussed out. I have 5 months left on my fixed rate. How straightforward is it to get consent to let from Mortgage Express (No 2). Is it just a five minute phone call, pay the fee and it's done there and then?
  • Are you able to confirm what the process would be if we move to a second home and need to obtain consent to let for our existing mortgage with Mortgage Express (No 2)