Need Help?

Need professional advice for your consent to let with Mortgage Agency Services? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Mortgage Agency Services consent to lease

  • Can a new mortgage be taken on a consent to lease with Mortgage Agency Services?

  • I have just come off the phone to Mortgage Agency Services who have advised me that it has come to their attention that I have been renting the two bedroom ground floor purpose built maisonette despite having a resi mortgage. I had to move two years ago for career reasons, couldn't sell and so had little choice to let out my property. Do you know what the ramifications might be for me not getting consent to let?
  • I have a mortgage with Mortgage Agency Services however my husband and I will be moving to the US in January. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • I have an offer accepted to purchase a house, we have a deposit of between 10-15% for a homeowner mortgage with Mortgage Agency Services. The small issue is we are due to go overseas in three months for work. We are going through our financial adviser. He says if you tell this to Mortgage Agency Services in advance you will need to get a buy to let. Do go ahead with residential mortgage with Mortgage Agency Services, in a couple of months seek consent to let? Otherwise, do we try and contact Mortgage Agency Services at this point and reveal there is a possibility we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they confirm before hand that it wouldn't be a problem
  • When it comes to consent to let from Mortgage Agency Services am I obliged to advise them every time we get a new tenant and post them a duplicate of the lease document?
  • I am looking at moving overseas for work and would like consent to let from Mortgage Agency Services whilst I am away. Is the way forward to prepare a letter requesting consent to let and send it off in the post to Mortgage Agency Services? The point of renting the property isn't to make money but to retain the house in case things don't work out
  • Just wondering if if consent to let would be forthcoming from Mortgage Agency Services in order to move back in with my mum and dad for a year or two and save the money to extend the lease on my flat?
  • We have a fixed rate mortgage with Mortgage Agency Services and are deliberating on obtaining consent to let so that we can apply for another mortgage on another property that I own on a buy to let basis. Ahead of applying We would be interested to know the consequences of making the change and any facts that we need to be aware of.