Need Help?

Need professional advice for your consent to let with Masthaven Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Masthaven Bank consent to let

  • Bottom line - if worst comes to the worst what action Masthaven Bank can take if I have Sublet my flat if consent to let is not first obtained?

  • I am a letting agent. Where a landlord chooses to rent out their house without consent to let from Masthaven Bank - have I failed in my duty of care? My guess is that the landlord isn't breaking the law, however, they would be breaching their agreement with the Masthaven Bank, as Masthaven Bank most probably need to be notified of any change in circumstances. If I turn a blind eye could I be storing up problems for myself?
  • My fiance phoned Masthaven Bank on last week regarding consent to let. He is expecting a returned call. We have put an offer in on a one bedroom apartment that has been accepted in principle so would like to know how likely it is that we will get consent to let from Masthaven Bank?
  • My husband and I are soon to send the final details to our broker for them to proceed with our mortgage application to buy our first home together. My husband bought an apartment in 2001 which he jointly owns with his brother. That flat was and continues to be tenanted without any consent to let from Masthaven Bank. Fast forward to our application - our broker is seeking info on the Masthaven Bank mortgage. If we admit about the lack of consent to let from Masthaven Bank will it materially impact the chances of getting a mortgage?
  • Me and my husband have a mortgage with Masthaven Bank but am informed they have a policy that they refuse to issue consent to let the property to a housing association. Is this true and if so, can you suggest a method round this?
  • I currently have a residential mortgage with Masthaven Bank and plan on letting due to work being based in Bristol. In seeking consent to let from Masthaven Bank do I run the risk of them forcing me to change deal to BTL
  • Do you know whether there a time limit on a consent to let from Masthaven Bank? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?
  • I got a homeowner homeloan with Masthaven Bank. I purchased the property in December last year. What are the options and criteria for consent to let.