Need Help?

Need professional advice for your consent to let with Manchester Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Manchester Building Society consent to lease

  • We have a Manchester Building Society mortgage and are are up to date with payments, both employed etc. Can you tell me how much it will cost and if Manchester Building Society usually grant consent to let without transferring to a commercial rate?

  • We are FTBs, presently renting. We would ideally like to buy a one bedroom apartment in Tower Hamlets. We want to move there, but will need to wait for a job - perhaps a couple of years. Would we have to get a B2L loan? Could we take a domestic mortgage with Manchester Building Society, because we intend to move there soon? Alternatively could we live there for half a year, then start renting it with consent to let from Manchester Building Society? I'm only willing to consider scenarios that are fully legal, and wouldn't breach the provisions of the mortgage with Manchester Building Society.
  • My flat has a mortgage against it with Manchester Building Society and I have been letting out the property without consent to let, making me in contravention of my mortgage conditions. I think I have come onto their radar that I am not residing there. What negotiating options do I have if I don't sell it in time before they become aware I am in contravention of my conditions?
  • I need to decide what to do ie let or sell. The property has a mortgage against it with Manchester Building Society (with quite a bit of equity). I want to buy and live in a second house but keep my old house and rent it out. What is the best way to fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
  • My brother and I have had my home loan with Manchester Building Society for nine years with no arrear If I asked for consent to let would I get a positive reply?
  • Me and my partner are considering applying to Manchester Building Society to obtain consent to let our property, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any additional steps we will need to go through?
  • I would like some guidance on how best to approach my mortgage company Manchester Building Society regarding a 'Consent-to-Let' application. Is this something you can offer guidance on ?
  • Last month purchased a ground floor flat in Enfield. I am first time buyer. I am moving Glasgow next month, can I get consent to let from my lender Manchester Building Society or do I have to wait six months?