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Need professional advice for your consent to let with M&S Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to M&S Bank consent to lease

  • A friend of mine has rented her house off the same landlord for almost two years. Over the course of the last twelve months my friend has received letters from M&S Bank (it is apparent from the envelope). Inititially she forwarded them to the landlady's address. I was a bit suspicious as none of the landlady's mail was meant to be going there. So I went to my friends house and called M&S Bank on her behalf. The lady I called at M&S Bank asked all sorts of questions, the landlady's details, information on the tenant and then said they were going to investigate whether she had the correct mortgage and if she didn't it was an offence with no consent to let. What does this mean for my friend?
  • Our present property in Waltham Forest has approximately £95K equity with a home loan with M&S Bank. It's a nice family house in a popular area and I think it would rent easily. We are possibly moving for my husband's work and were considering keeping this house on as an investment property - would we need to change the mortgage to a B2L product or can we get consent to let by M&S Bank?
  • My wife are locked into a fixed rate mortgage with M&S Bank for 2 years and have been living in the flat for nearly eighteen months. Due relationship issues I need to leave so I would like to lease the place out. How can I get consent to let from M&S Bank?
  • My fiance phoned M&S Bank on last week concerning consent to let. We are awaiting a call back. We have placed an offer in on a garden flat that has been provisionally accepted so we need to know how likely it is that we will obtain consent to let from M&S Bank?
  • My fiance and I are planning to ask M&S Bank for consent to let out our property in Lambeth. We are moving overseas for three years and would like to to let it out. I omitted to check this out when we got the M&S Bank mortgage, and that was purely because we never foresaw an opportunity would arise such as this so was planning on occupying the property.
  • My mortgage is presently with M&S Bank and am debating whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. What are my consent to let options currently?
  • Do M&S Bank grant consent to let? I am just considering this in order to move house in the the near future
  • Me and my husband may need to lease our home temporarily due to a new job. This will be for a limited period but no more than twoyears. Should I tell M&S Bank or am I best advised to keep quiet?