Consent-to-let Help for M&S Bank

Questions and Answers: M&S Bank consent to let

• My better half and I plan to return to Tokyoin Month, perhaps for a little as 9 months but conceivably longer term. I'm in the process of writing to M&S Bank for consent to let out our home in M&S Bank. I have had a mortgage with M&S Bank for three years and I am up to date with payments. M&S Bank say, that even if they give permission, that this will be limited for one year. Do I then need to reapply?

• I'm just looking here for a a friend as he’s at work who has a mortgage with M&S Bank. He asked me to find out if there is a charge for granting consent to let? He has been offered a job 120 miles away and wishes to rent out his house in the interim.
• My partner and I are are looking to join the property ladder, currently renting. We would ideally like to purchase a one bedroom ground floor purpose built flat in Enfield. We want to move there, but will need to wait for a job - perhaps 2-3 years. Would we need to get a buy-to-let mortgage? Would it be possible to have a 1st time buyer mortgage with M&S Bank, even though we won't be moving in straight away? Or could we move there for a couple of months, then start renting it with consent to let from M&S Bank? I'm only willing to consider options that are completely legal, and have no intention of contravening the provisions of the mortgage with M&S Bank.
• As things stand we have a three year fixed rate home loan with M&S Bank that we're about a year into. Our circumstances have now altered and we would like to let out our property for a year and whilst we relocate to Sutton. What can we do to mitigate the possibility of M&S Bank refusing to grant consent to let.
• I am looking at moving overseas for work and would like consent to let from M&S Bank whilst I am away. Is the way forward to prepare a letter requesting consent to let and mail it to M&S Bank? Letting the property isn't to make money but to retain the property in case things don't work out
• We have a mortgage with M&S Bank at present and just wondering about the procedure for getting a 'consent to let'
• I am already leasing out my flat but may have been sussed out. I have 5 months left on my fixed rate. How easy is it to get consent to let from M&S Bank. Is it just a five minute phone call, pay the charge and it's done there and then?
• I recently bought a house with 10% deposit for personal uses. A homeloan was taken with M&S Bank. However my circumstances have now changed. I am being transferred overseas. Am I able to get consent to let from M&S Bank and put the house up to let?