Need Help?

Need professional advice for your consent to let with M&S Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to M&S Bank consent to lease

  • I accept that I have been most foolish in failing to inform M&S Bank that I’m leasing my three bedroom ground floor purpose built flat out. The latest tenants have left the place in a mess and I need to claim on malicious damage. I’m concerned that my insurer will contact M&S Bank, and secondly if they do inform them, what are they likely to do given the absence of consent to let?
  • I would like to let my maisonette out from mid June next year as I will be going for a few months. I have a domestic mortgage with M&S Bank. I will not be letting for more than 6 months. Most likely it will be five months. I have been told to seek consent from my freeholder first? Please can you advise what I should be doing in what order?
  • My gf and I might have to rent out her apartment, and I have a question concerning getting permission to do so. I know I need to notify M&S Bank and get a consent to let or change to a BTL mortgage. Given that the property is leasehold do we have to get consent to let from the management company?
  • I bought a ground floor flat in Hounslow in 2008 and remortgaged with M&S Bank on a rate which expires in the later this year. If I go overseas for work and want to rent out my property what would I need to do to get consent to let and what are the financial repercussions if any?
  • So this is the scenario: I am moving to become a non-UK resident. This might be for many years. That being said I will be on a four month test period .I'm wanting to know how to go about getting consent to let from M&S Bank and any costs to be incurred
  • What information should I include in a letter applying for consent to let my property in Islington? I would like to send a request to my lender M&S Bank.
  • How likely is it that I can keep my current domestic mortgage with M&S Bank if I start renting out? If the consent to let is issued will they tie me into an increased rate?
  • One year into a mortgage with M&S Bank due to work reasons need to move. Do you think I can get buy to let or consent to let.