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Need professional advice for your consent to let with Lloyds TSB Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Lloyds TSB Scotland consent to let

  • I work for letting specialists in loc and have been ask but a prospective tenant of a property for a duplicate of the ‘consent to let’ from the owners lender Lloyds TSB Scotland. Is this a new type standard inquiry?

  • In a worst case scenario what action Lloyds TSB Scotland can take if I have Sublet my flat if consent to let is not first obtained?

  • Within the next few days I intend to apply to Lloyds TSB Scotland for consent to let out my home in Lloyds TSB Scotland. However the property has been on with agents for 4 weeks but there are no takers and paying a full mortgage, council tax and insurance on unoccupied house is hurting financially. What approach would Lloyds TSB Scotlandtake if I have the house on the market?

  • I have found myself in the accidental landlord situation and without consent to let from Lloyds TSB Scotland. I had to vacate my home for family reasons, so am now based in another part of the country. I originally attempted to sell the flat, but prices were depressed, resulting in negative equity. This was a couple of years ago in 2011, the value has gone up and has allowed me time to save. I am in now in a position where I could switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Lloyds TSB Scotland that I have been letting without consent to let? I am aware that I shouldn’t have done what I did, but circumstances left me with limited options. Can I change to a BTL without Lloyds TSB Scotland knowing what I’ve done?
  • I am looking to Lloyds TSB Scotland to issue me with consent to let out my flat in Croydon. I am moving to Norway for Eight months for work.
  • My OH and I are looking at new mortgages and also thinking of renting the property in the future - Is there a cost with Lloyds TSB Scotland to receive consent to let and what are the requirements?
  • I recently bought a house using a Lloyds TSB Scotland home loan. However I am presently living with mother and father. I don't want to move in until next summer due to some family reasons. In meantime can I let out the property with consent to let?
  • Is consent to let a cost efficient way of becoming a landlord? Isn't this a loophole for some people to exploit?