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Need professional advice for your consent to let with Lloyds TSB Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Lloyds TSB Scotland consent to lease

  • We have a Lloyds TSB Scotland mortgage and are never missed a loan payment, both employed etc. Can you tell me how much it will cost and if Lloyds TSB Scotland usually grant consent to let without changing to a commercial rate?

  • We acquired a house in 2013 for 185,000 with Lloyds TSB Scotland. My husband’s job requires him to relocate to Qatar and appreciate that I have to request consent to let from Lloyds TSB Scotland. Do you have any experience of consent to lease from Lloyds TSB Scotland?

  • I have rented out my one bedroom first floor purpose built maisonette in Hounslow for the previous 18 months, and I didn't realise that I required consent to let. I would like to do things properly. Would this be an issue?
  • We have a self certified mortgage with Lloyds TSB Scotland that we are having difficulty negotiating consent to let due to being in Hong Kong and leasing the apartment from 2010 without their approval which we did not know was required. We have a 38% LVR and have been making overpayments of £500pm for 5 years so we are not in arrears. We would happily move onto a BTL mortgage with them at a loaded rate yet that has not been offered to us.
  • My fiance and I were wondering if it's possible if you own one property with consent to let from Lloyds TSB Scotland, to buy a second with a residential mortgage to live in. Then once the consent expires on the first property, to switch to buy to let or sell it?
  • We are about to buy a place and plan to live in it once we have refurbished but we may need to let the property out but not clear on what the criteria is for consent to let from Lloyds TSB Scotland? We don't require a buy to let mortgage because we are not certain if we will need to let it out at all
  • Will Lloyds TSB Scotland choose to exercise a right to switch the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL range'? Is it possible to remortgage on a consent to let with Lloyds TSB Scotland?
  • I am interested in some guidance on how best to approach my mortgage provider Lloyds TSB Scotland regarding a 'Consent-to-Let' application. Is this something you can offer guidance on ?