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Need professional advice for your consent to let with Keystone Property Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Keystone Property Finance consent to let

  • If I was to rent out my three bed flat with consent to let by Keystone Property Finance, what evidence would be required of the letting? If after 1 year I decided to let it on a number of holiday term rental, do I still need to provide evidence to Keystone Property Finance, or will they be happy provided they receive payment each month? For example if I let the rooms individually at a later stage, is there any reason for Keystone Property Finance to be informed and would they care?
  • We are first-time buyers, currently renting. We want to purchase a studio flat in Islington. We want to move there, but will need to wait for a job - perhaps 2-3 years. Would we have to get a buy-to-let mortgage? Would it be possible to take a residential mortgage with Keystone Property Finance, even though we won't be moving in straight away? Alternatively could we reside there for a short period of time , then start renting it with consent to let from Keystone Property Finance? I'm only evaluating options that are fully legitimate, and have no intention of contravening the provisions of the Keystone Property Finance mortgage.
  • I accept that I have been most foolish in not informing Keystone Property Finance that I’m leasing my maisonette out. The latest tenants have left the place in a mess and I need to claim on malicious damage. I’m nervous that my insurer will contact Keystone Property Finance, and secondly if they do inform them, what are they likely to do given the lack of consent to let?
  • We took a home loan out on a garden flat last October however I will be working outside of commuting distance of Haringey in the medium term but hope to find work closer in the long term. Given that I recently acquired the property I will lose money if I sell and do intend to return to Haringey so would like to keep it. How likely are Keystone Property Finance to allow a consent to let and what are the financial implications ?
  • We have a letter to Keystone Property Finance requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • I have a question I'd like to ask...if consent to let is given by Keystone Property Finance would it usually stipulate a time limit, such as one year?
  • Will Keystone Property Finance choose to exercise a right to convert the rates on a homeowner mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL range'? Is it possible to remortgage on a consent to let with Keystone Property Finance?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Keystone Property Finance. My property is worth approx £250k and owe £85k on it. How likely is it that Keystone Property Finance increase my mortgage rate?