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Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Kent Reliance consent to let

  • I'm currently choosing a mortgage as FTB and considering Kent Reliance with my broker. Let's say I choose a three year fixed rate I move in the property and after 2 years, an opportunity comes up which involves a relocation requiring moving abroad. If Kent Reliance grants me consent to let,would the interest rate load the interest rate?
  • I previously got consent to let from Kent Reliance two yrs ago but failed to need it and have since refinanced with another lender. I recently sought for consent to let. I was informed that it would be given since I met the criteria. Yet recently received a communication advising me that I must provide evidence from the DWP indicating that that are aware of my current situation before they can provide consent. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the inference that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £35 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to discontinue claiming
  • I have a mortgage with Kent Reliance on a property and I would like to find a tenant for it out and rent another house due to changes in personal circumstances - I want to move to a new area, and to live in a bigger property with my fiance. I sought consent to let and yesterday got reply with a refusal because they considered that I want to invest. I as at a loss as to what my options are. I find myself at risk since I am already committed to the new home and would have to pay both Kent Reliance and rent payments, which could put me at financial risk. The matter is urgent because a potential tenant at the ready
  • My gf and I might have to let out her flat, and I have a question regarding obtaining permission to do so. I know I need to notify Kent Reliance and get a consent to let or move to a buy to let product. But the property is leasehold, so do we have to get consent to let from the residents association?
  • I am looking to Kent Reliance to issue me with consent to let out my studio flat in Enfield. I am moving to care for my mother who has severe complex heart failure
  • Do you know if Kent Reliance would have archive records as to whether consent to let was granted for a specific property?
  • My wife and I want to let our house out and use the rental income to cover the rent on a house in Havering. What are the chances of being given consent to let by Kent Reliance without being forced onto a BTL product.
  • Can you tell me how much the fees are and if Kent Reliance typically grant consent to let without changing to a commercial rate?