Need Help?

Need professional advice for your consent to let with Kent Reliance ? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Kent Reliance consent to let

  • I need to move my son’s school by early-September and move to a different area. there is insufficient time to find a buyer for my house.The short term option is to lease my house out. Currently I have standard occupiers insurance. Am I obliged to take out a different insurance? Am I required to get consent to let from my mortgage lender Kent Reliance
  • In what circumstances will consent to let for a property be granted by Kent Reliance? How long do you have to have had the mortgage before consent to let can be granted by Kent Reliance? In order to give you some perspective I am a newly qualified accountant in an apartment bought five months ago. The ideal job opportunity requiring relocation to Bexley on a permanent basis has arisen. I am looking at getting a consent to let in the first instance with a view to put a tenant in it to offset the costs of the Kent Reliance mortgage.
  • I understand the GGT implications of switching a Kent Reliance mortgage to consent to let, but what about the ongoing rental earnings vs expenses? Say I changed my former owned ground floor flat into CTL and vacated and pay rent elsewhere. Is it legitimate to expense the rent I am paying from the rental income?
  • I’ve a fixed mortgage with Kent Reliance (with just over two years left) but due to redundancy want to move away from NW London (actually to a new job in Poland) and so want to rent the property out. We are keen to avoid the expense of an early redemption penalty and understand that some lenders are content to issue this 'consent'...what is the policy taken by Kent Reliance?
  • Will Kent Reliance want to know why I am applying for consent to let? Is it wise to disclose my potential move overseas?
  • Prospective tenants are about to move into my property and I have mortgage offer from Kent Reliance on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • What is the process for getting a consent to let by Kent Reliance? Are there certain policies for example you have to have owned the property for over 6 or 12 months before its given?
  • I have a residential mortgage with Kent Reliance. I purchased the property in September two years ago. Is it possible to get consent to let.