Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Kent Reliance consent to lease

  • Bottom line - if worst comes to the worst what action Kent Reliance can take if I have rented my property in the event that consent to let is not forthcoming?

  • How likely are Kent Reliance in issuing me with Consent To Let on a two bedroom first floor purpose built flat? Agents have had it on the market for three weeks. I am keen to sell but I'm worried that given the lack of interest I will have to get a tenant in to cover the monthly payments to Kent Reliance (I no longer reside there). I would prefer to come clean with Kent Reliance than not tell them but I am worried as to how understanding they will be.
  • Can you explain "consent to let" to me? I live in a 1 bed apartment and its in good condition. It is on the market and I am struggling to sell. This is because my neighbour is a drunk and assaulted me last year. I have had to put this on the disclosure sheet. Mortgage is with Kent Reliance on a fixed rate. Someone mentioned I should obtain consent to let from Kent Reliance and rent the flat to tenants.
  • Due to a change in family circumstances my wife and I are moving to my mum and dad’s house while they are away and letting our flat out. We are going to need for consent to let from Kent Reliance. Will this be granted? We will need to remortgage in the next year will we then transfer to a BTL mortgage. We will definitely return to our flat at within the next twelve months?
  • I would like to send the consent to let form by courier and need to know if Kent Reliance have a regular mailing address I can use as couriers usually don’t accept deliveries to PO Box numbers.
  • We would like to move home and have identified a property we wish to purchase so are considering leasing out with consent to let from Kent Reliance for our existing property to allow us to make an offer and not miss out on the potential new house.
  • Is it possible to negotiate a consent to let from Kent Reliance if I have a current mortgage which has been in place for seven years?
  • My partner and I have had my home loan with Kent Reliance since 2004 with no arrear If I asked for consent to let would it be granted?