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Need professional advice for your consent to let with Kent Reliance ? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Kent Reliance consent to lease

  • I am about to write to my lender Kent Reliance explaining the following reasoning for my request for consent to let ; "I am having difficulties with the mortgage and want to move back with my parents but can't sell. I am worried by failing to make payments and have considered handing back the keys. If you granted consent to let that may solve things." Is this likely to convince them to grant me consent to let?
  • I am looking to emigrate to Moscow . Rather than finding a buyer, I would like to rent my existing property out, just in case things turn out badly and I decide to return in a couple of years. I have a current mortgage is with Kent Reliance. Would I be able to refinance with another mortgage lender on a much lower interest rate then apply for Consent to Let after the refinancing is in place?
  • My OH and I have a flat in Lambeth which we purchased as a new-build approximately seven years ago. As we've now got a young son we require more space. We've identified a property in Hackney that we're going to buy and want to keep the flat as an investment to rent out. The mortgage is with Kent Reliance and we've found a tenant who will pay rent which more than covers the monthly mortgage payment. Our query is, can we keep the repayment mortgage with Kent Reliance so we effectively paying off our mortgage on the property or do we have to transfer to a buy-to-let product?
  • I am expecting to apply for consent to let from my existing mortgage provider Kent Reliance. A colleague of mine said that he was given ‘consent to let’ confirmation from a different lender where it stipulated that the tenancy granted must be in the form of an assured shorthold tenancy. Can you explain what this is?
  • Will Kent Reliance want to know why I am applying for consent to let? Should I disclose my possible move abroad?
  • If I were to apply for consent to let from Kent Reliance what is the time scale Kent Reliance would take to make a decision?
  • Are you aware if there is normally a maximum loan to value amount before Kent Reliance will grant consent to let?
  • I want to get consent to let from Kent Reliance for a couple of years until I hope to switch to a B2L. Is this achievable