Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Kent Reliance consent to let

  • Within the next few days I intend to contact Kent Reliance to obtain consent to let out my home in Kent Reliance. However the property has been on with agents for seven weeks but there are no takers and paying a full mortgage, council tax and insurance on an empty house is draining me financially. What approach would Kent Reliancetake if I market the property?

  • What are the chances of Kent Reliance in granting Consent To Let on a garden flat? Agents have had it on the market for three months. I need to sell but I'm worried that if there is no interest I will have to get a tenant in to cover the mortgage to Kent Reliance (I no longer live there). I would prefer to be open with Kent Reliance than do it on the sly but I'm not sure how accomodating they will be.
  • I am on a three year fixed rate mortgage with Kent Reliance which began in February. I will be moving out in March and have people ready to rent my flat. I need to get a letter from Kent Reliance granting consent to let until my term is up to allow me to start a new mortgage. What is the process for going about this?
  • We are in need of a bigger house so our kids don't have to bunk together. We are thinking about buying another house in the near future. The house is worth £185k and we have about £70k left to pay on the Kent Reliance mortgage. We would ideally like to keep this house as an investment property and let it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we first need to discharge our existing mortgage?
  • I wish to know all the definitive criteria and requirements in place to switch my Kent Reliance mortgage to a consent to let?
  • If I am tied into a fixed rate with Kent Reliance but am deliberating on letting out my property, is there a cost for consent to let from Kent Reliance and does the interest rate increase?
  • I wish to let out the attic in my apartment in Ealing. Do I need consent to let from my lender Kent Reliance?
  • I have fixed rate mortgage with Kent Reliance. I am going have to let out my property due to necessity. If I apply for consent to let, will I have to pay a lot more interest?