Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Kent Reliance consent to lease

  • Having endured living in a rough area for 3 years now, we are now looking to move. As selling the property will involve early repayment charges to Kent Reliance of £2500, we thought that it would be sensible to let it out. So, we need to obtain a consent to lease from Kent Reliance only for less than a year. What can I do to get consent?

  • I have a Kent Reliance home loan and am keen to procure consent to let as I would like to move to another apartment that I own. It would appear that you can help. Is there a charge for this service?
  • My brother plans to rent out his flat out on the QT without consent to let from his mortgage lender Kent Reliance. He has been on an interest only loan since 2009. Currently owes £99k, having bought the flat for about £125k. In the absence of obtaining consent to let by Kent Reliance, exactly what sanctions does he risk?
  • I wish to move house and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer without being part of a chain and then lease my property out once I move. Is it likely that Kent Reliance grant consent to let for six months if they know I am looking to buy a further property or only if I am relocating short term for career reasons?
  • Please can you tell me the circumstances under which Kent Reliance would refuse a consent to let application?
  • I have a homeowner mortgage with Kent Reliance which is only 7 weeks in but I have been moved abroad with work. Is it possible to get consent to let from Kent Reliance for a mortgage that has only just commenced and I have just bought the property?
  • My wife and I may want to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell Kent Reliance or do I keep schtum?
  • Do you know if there is normally a required LTV before Kent Reliance will give consent to let?