Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kent Reliance consent to lease

  • My lawyers have served eviction orders on a tenant who had not paid his rent in 3 months. The relevant proceedings have been issued. The tenant's defense for non payment is built on the assertion that I I failed to obtain consent to let my one bedroom apartment from my lender Kent Reliance
  • Following retirement last month I acquired a “retirement home” for my wife and myself to live in. Our intention is to let our current property to our nephew and I have consequently contacted Kent Reliance for consent to let. What are the chances of this being issued?
  • I have a flat in Hillingdon with a Kent Reliance mortgage but I no longer reside there. My sister moved in but is there rent free. At the moment I live in rented premises and am keen to purchase a house. I have found a great property at reasonable price. I have sufficient for a deposit to put down on the house I am interested in but would be hard pushed to pay enough off the old property to switch it to a buy to let loan simultaneously. Can I change the current Kent Reliance mortgage for my old property into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I want to buy?
  • My partner and I might have to let his apartment out. I realise that I must obtain consent to let from Kent Reliance. We plan on joining a landlord association if we go ahead and let the flat, but are there any thoughts on which is the best? We've seen the RLA and National Landlords Association.
  • What are the circumstances under which Kent Reliance will decline a request for consent to let?
  • I am after more information regarding consent to let mortgages, potentially transferring our existing mortgage with Kent Reliance over to a consent to let one.
  • Last month bought my flat and took out a mortgage with Kent Reliance but my boyfriend has asked me to move in with him. Would I be granted consent to let?
  • I was just enquiring how to get consent to let from Kent Reliance...do I call them or write a letter to them?