Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Kent Reliance consent to let: Q and A’s

  • I have a one bedroom second floor purpose built maisonette but I am never there, exploring the possibility of renting it out. The mortgage is with Kent Reliance, would I have to move onto a new mortgage product or ought I try to get consent to let?
  • How likely are Kent Reliance in granting Consent To Let on a 2 bed flat? It is currently on the market and it has been for a couple of weeks. I need to sell but I'm mindful that given the lack of interest I will need to rent out the property in order to cover the monthly payments to Kent Reliance (I do not now live at the address). My preference is to come clean with Kent Reliance than keep them in the dark but I am concerned as to how helpful they will be.
  • I have a house in Hackney but I am moving with my girlfriend to a different location for work purposes and moreover close to her university. I would prefer to keep my property but it is unlikely that I can afford a BTL rate. It will only be short term -3 years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Kent Reliance. Do you think they will grant consent to let?
  • I am on a two year fixed rate mortgage with Kent Reliance which began in February. I will be moving out in March and have students ready to lease my property. I need to get a letter from Kent Reliance granting consent to let until my term is up to allow me time to move onto a BTL. What is the procedure for going about this?
  • What do the Kent Reliance Ts and Cs for consent to let look like?
  • We have a owner-occupier mortgage with Kent Reliance and are deliberating on obtaining consent to let so that we can apply for another mortgage on another property that I own on a buy to let basis. Before we apply it would be helpful to know the connotations of making the change and any facts that we need to consider.
  • Do you know if Kent Reliance would have an internal record as to whether consent to let was granted for a specific property?
  • Are you able to clarify what the process would be if we move to a new house and need to obtain consent to let for our existing mortgage with Kent Reliance