Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kensington Mortgage consent to lease

  • I'm just looking here for a my nephew as he’s at work who has a mortgage with Kensington Mortgage. He wanted to find out if there is a charge for granting consent to let? He has been in his property for two years but has been offered a job abroad away for a two year contract and is considering leasing the home out while he is away.
  • I have a Kensington Mortgage mortgage with my twin and want to move out and get a new mortgage with my partner. How do I go about taking in a lodger? Would I need consent to let from Kensington Mortgage? My twin will remain in the property
  • How long do I need to have a further advance from Kensington Mortgage before one is eligible for consent to let. Can I call you to explore my options please?
  • My partner and I own a flat in MIddlesbrough and will be moving to Cornwall at the end of February. I have a letting agency and tenant ready. I was proposing to keep quiet as I'm concerned Kensington Mortgage will say I have to change my mortgage rate over to a buy to let and am unable to afford that. I would like to obtain a consent to let via Kensington Mortgage but am afraid if I show my hand it would result in a whole host of issues
  • Can you explain the process for obtaining consent to let by Kensington Mortgage? Are there certain requirements for instance you have to live in the property for over 6 or 12 months before its issued?
  • I am trying to find out if Kensington Mortgage will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
  • I have a normal mortgage with Kensington Mortgage which is only 7 weeks long but I have been relocated with work. Is it possible to get consent to let from Kensington Mortgage for a mortgage that has only just commenced and I have just bought the property?
  • We have a granny flat attached to our property. Do we need consent to let this from Kensington Mortgage? If so, what is the process if I would like to transfer my mortgage to consent to let?