Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kensington Mortgage consent to lease

  • I am about to join the property ladder looking to purchase a small house in Kensington Mortgage. I have a significant deposit with a mortgage from Kensington Mortgage. My predicament is that my partner has a apartment in Slough and I anticipate moving in next month, at which point I would have to let out my property. I have heard of consent to let but it does not sound like a positive outcome is assured. Can you offer any advice?

  • I want to explore if I can obtain consent to let on my current apartment. I have a mortgage with Kensington Mortgage but my situation has changed. I'm about to move in with my partner and daughter who have a house and is larger than my studio property. I don't think I can qualify for a buy to let mortgage as I don't have the funds for a deposit nor do I earn more than £25000 per annum.
  • I have just received a mortgage offer with Kensington Mortgage. With any luck I will get keys in the coming weeks, however it looks as though I may be moved abroad for work. Would it be possible for me to get consent to let from Kensington Mortgage shortly after drawing down on the mortgage. Do I have any other options?
  • I am a letting agent. Where a landlord opts to let out their property without consent to let from Kensington Mortgage - have I failed in my duty of care? My guess is that the landlord isn't committing a crime, however, they would be breaking their contract with the Kensington Mortgage, as Kensington Mortgage most probably require to be informed of any change in circumstances. If I turn a blind eye could I be storing up trouble?
  • I was just curious as to whether Kensington Mortgage would grant consent to let and what kind of fees, penalties and new rates etc
  • Just wondering if if consent to let would be forthcoming from Kensington Mortgage in order to move back to my mum and dad for 12 months and save the money on the lease extension for my property?
  • I am potentially moving in with my girlfriend but would rather not to sell my property. How do I go about getting consent to let from Kensington Mortgage, and how likely is it that this will be given?
  • We are considering a remortgage offer with Kensington Mortgage and it's a strong possibility that I will end up asking for consent to let at some point in the fixed period. Are there any charges I should consider?