Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kensington Mortgage consent to lease

  • What options are open to me if my request for consent to lease is rejected by Kensington Mortgage?

  • I have a shared ownership property in Sutton and will be looking to buy out the rest of the property. However, within the next six months I may be working overseas for a short period of time so would like to know what approach Kensington Mortgage take to consent to let as I am considering a remortgage with them. I am by no means sure that a mortgage can be obtained on my property but in the meantime can you provide further information on their consent to let policy?
  • We are currently one year into a year fixed rate mortgage with Kensington Mortgage. Ideally we would like to purchase a bigger 2nd property in the next few months however would prefer to retain the first home and I was wondering what reason we could put down on the consent to let form to obtain consent to from Kensington Mortgage
  • My girlfriend and I (co-owners) are considering remortgaging with Kensington Mortgage. I was doing some research concerning consent to let from Kensington Mortgage to understand the rules around potentially leasing our existing property out (probably in a in a couple of years time) if we moved away. The flat in question was a first-time purchase for us about two years ago. Currently we are living there.
  • We have already been told to write a letter to Kensington Mortgage to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • We need to lease out my flat to be closer to my son’s uni and take care of my mother. What do I need for the application of consent to let from Kensington Mortgage?
  • Please could you clarify what the procedure would be if we move to a new house and need to apply for consent to let for our existing mortgage with Kensington Mortgage
  • Will Kensington Mortgage give consent to let my flat? I have an existing residential mortgage, never had arrears and have been with Kensington Mortgage for about two years now. What charges am I likely to face