Consent-to-let Help for Kensington Mortgage

Kensington Mortgage Consent to Lease Example Support Desk Enquires

• Kensington Mortgage have just granted me consent to let. After some effort, Kensington Mortgage have issued me with ‘consent to let’ confirmation . Mention is made of an assured shorthold tenancy. Can you explain what this is?

• The plan is to move in with my partner and I have let my property out to 2 tenants on a one year tenancy. I am now applying for consent to let from Kensington Mortgage but what if they refuse. I can’t rescind on my contract in terms of backing out of renting the students as they have all signed up. On the flip-side Kensington Mortgage could take me to court for breach of contract i.e. renting it out without consent to let.
• My mortgage is with Kensington Mortgage and wonder if I am duty bound to notify them if we no longer reside in my house. I believe that they may load the interest rate if we move and let it out but it's far from apparent what the increase would be. If I decide to rent my property out and seek consent to let in what way would the payments increase?
• About 6 months ago I moved out my property in a hurry and let out the property. I am aware I should have negotiated a consent to let from Kensington Mortgage but was not sure what the future would hold and it escaped my mind to get consent. I find myself in a situation where I want to sell that property and switch the Kensington Mortgage loan to a new flat. I can't see a path to do this without leaving myself at the mercy of Kensington Mortgage for failing to obtain consent to let. When porting, at the time of repaying the mortgage, you must declare your intention to "park the rate" and go through fresh set of affordability checks. While I have no difficulties with affordability, the credit check will indicate I no longer living at the address.
• If I am tied into a fixed rate with Kensington Mortgage but am deliberating on letting out my property, is there a fee for consent to let from Kensington Mortgage and does the interest rate change?
• My wife and I want to move home and have identified a property we wish to purchase so are considering letting out with consent to let from Kensington Mortgage for our current property to allow us to place an offer and not lose the potential new house.
• I have a mortgage with Kensington Mortgage but am wanting to let my house out and move in with my girlfriend and baby what would I have to do to obtain consent to let?
• I have spoken to someone at Kensington Mortgage about switching our current mortgage to consent to let (the existing fixed rate ends in spring next year). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to Kensington Mortgage? Where do I need to post it to?