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Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Kensington Mortgage consent to lease

  • I have recently rented out my studio flat having obtained Consent to Let with my MP. 6 months have now elapsed and they have loaded my interest rate as forewarned. I am unwilling to switch to a preferable product with them, as they will withdraw my consent to let. Were I to go with an alternative provider such as Kensington Mortgage, would I need to apply for a B2L mortgage or could I just remortgage and secure consent to let?
  • I have just been presented with an excellent career opportunity for eight months in Denmark. I do have sufficient money to pay the monthly Kensington Mortgage mortgage however the buildings insurance requires continuous residency in order to be valid. Last December the roof was damaged but repaired. Should there be any problems in the winter months I would struggle to afford remedial works. How likely is it that I will get consent to let from Kensington Mortgage for a limited period?
  • I am a landlord having served eviction orders on a tenant who had not paid rent. The relevant proceedings have been served. The tenant's defense for refusal to pay is based on the claim that I do not have consent to let my one bed flat from my lender Kensington Mortgage
  • I took a mortgage out on a one bed flat last December however I will be working outside of commuting distance of Lambeth in the medium term but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do intend to return to Lambeth so would like to keep it. How likely are Kensington Mortgage to allow a consent to let and what are the financial implications ?
  • How easy is it to obtain a consent to let from Kensington Mortgage and what are the fees? If I want to let out my property for a couple of months how easy is it to fluctuate between a residential mortgage and consent to let?
  • I have a mortgage with Kensington Mortgage on a 2 year fixed term contract. I may have chance of a teaching job overseas in a years time. Am I eligible for consent to let from Kensington Mortgage if I took this opportunity abroad?
  • I am looking at some alternative lifestyle. I have a Kensington Mortgage mortgage, if I become a non-UK resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on the phone ?
  • Last month I completed my homeloan with Kensington Mortgage since when my boyfriend has proposed and we are deciding whether to live in his house or my property. Would I be issued consent to let if I decided to move into his property