Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Kensington Mortgage consent to let

  • Jennifer (my wife) and I may need to let our Redbridge home for a while due to me taking a sabbatical. This will be for a limited period but possibly for as long as five years. Must I notify Kensington Mortgage or should I remain silent?

  • I have a normal mortgage over my residence in loc and intend to move to country for two years. During this time frame it makes financial sense to lease out my apartment. My bank will not provide me with consent to let. I wish to avoid taking out a buy to let mortgage as it’s only a short term option that I am going away for.

  • We have a standard variable rate mortgage with Kensington Mortgage. This has been in place for four years. We are deliberating letting out our property and renting in an area near our daughter’s school until a suitable home becomes available to buy. Do Kensington Mortgage ordinarily give consent to let and do they up the mortgage rate?
  • Is it possible to let out our house minus consent to let from our lender? I know that initially we signed a declaration stating it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use H2B if you owned other property at the time, but what about property thereafter? Can one purchase a further property, or inherit a property?
  • I previously took a mortgage with Kensington Mortgage, but I have to get consent to let for around 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to just chill out a little for a year (by living near her parents and having support) in a greener less intense suburb of Manchester.
  • I would like to know how to go about getting consent to let from Kensington Mortgage and what fees are involved. I've moved in with my partner and have a friend wanting to let out the property.
  • I would like to let out the attic in my apartment in Barnet. Do I need consent to let from my mortgage provider Kensington Mortgage?
  • My wife and I may have to lease our home temporarily due to a new job. This will be for a limited period but no more than threeyears. Should I tell Kensington Mortgage or am I best advised to keep quiet?