Need Help?

Need professional advice for your consent to let with JPMorgan Chase Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

JPMorgan Consent to Lease Example Support Desk Enquires

  • I have a residential loan with JPMorgan. I would like to buy a further property and my financial adviser advised me to apply for a consent to let. I had formerly led to believe they would only grant consent to let if I have the intention to reoccupy my current property. Is this right?
  • Me and my fiance may be presented with an opportunity to work in a different office in the UK for a couple of months and would like to know if we can lease out our existing property. It is a 2 year fixed rate and we are four months into the mortgage with JPMorgan. We have lived at the property for more than five years. Our LTV is 65%. What are the chances of obtaining consent to let from JPMorgan? What charges can we expect to pay etc
  • My property recently got consent to let on a non-commercial homeloan with JPMorgan with the intention of changing to a BTL rate when the fixed term ends within the four months, so I'm unclear if this adds to the complexity of the issue! Any information gladly appreciated.
  • I am looking for our family to move to give us all more space. We are planning to purchase another house next year. The house is worth £185k and we have about £85k left to pay on the JPMorgan mortgage. We would ideally like to keep this house if possible and lease it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we need to fully pay off our current mortgage first?
  • If we ask for a consent to let letter by JPMorgan will we be required to switch to buy to let mortgage? We are with JPMorgan and as houses are not currently selling but we have seen one we like we were leasing our home out in order to buy the new and dispose of this one if the value picks up.
  • I have split up with my wife and we have moved back in with our respective parents and intend to divorce. What do I have to do to get JPMorgan to give consent to let the property out to tenants?
  • My husband and I are about to switch lender to JPMorgan for a fixed rate but during this period will need to rent the apartment out for just under one year. Do JPMorgan consent to let on fixed rate mortgages and if so, what are the costs.
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way JPMorgan would allow it at the outset?