Need Help?

Need professional advice for your consent to let with ITL Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to ITL Mortgages consent to let

  • In September 2013 I was issued consent to let from my current lender which is about to expire. Since I took this out to travel and start a family. I'm not earning enough just now to pay the mortgage by myself. I have been told I can't extend my consent to let and if I continue renting out I will be in contravention of the terms of my mortgage conditions. As a result of my low income I it is likely that I will be refused to transfer to a BTL product. One option I am considering remortgaging to ITL Mortgages. Are they likely to give consent to let from commencement of the mortgage?
  • My niece is going to work abroad for three years and wants to rent her flat out. She has a ITL Mortgages fixed rate mortgage on repayment and wants consent to let the property as well as transfer to interest only. What does she need to do?
  • I have a ITL Mortgages mortgage and have been renting my flat minus consent to let, making me in contravention of my mortgage Ts and C’s. They may have suspicions that I am not residing there. What are the legal ramifications of my failure to secure consent to let?
  • What is the procedures for obtaining consent to let from ITL Mortgages? What information do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide to sell the property rather than lease out the property?
  • My wife and I have a ITL Mortgages mortgage currently and may wish to let it out for a limited period of time with consent from ITL Mortgages for (eighteen months). How long do you have to wait until you apply for consent to let??
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger property. Will it be possible to get a consent to let on my new mortgage with ITL Mortgages to allow us to get a mortgage also with ITL Mortgages for a new home?
  • I am considering moving in with my boyfriend but do not want to to sell my flat. How do I go about getting consent to let from ITL Mortgages, and what are the chances that this will be issued?
  • We are interested in more information regarding consent to let from ITL Mortgages. Would a valid reason be parking problems and the property is too big for me to run at this moment in time?