Consent-to-let Help for Investec Bank plc

Investec consent to let: Q and A’s

• Finding myself between a rock and a hard place with a Consent to Let home loan. In response to requesting consent to let the bank has asked me to provide them with an executed tenancy agreement prior to issuing permission. If I get a signed tenancy agreement would I not be violating the lender’s terms and conditions?

• What is the procedures for obtaining consent to let from Investec? What documents do they require? is there a fee to pay? How long the consent is valid for? Do I need to renew it every year? What if I obtain a consent but decide not to let out the property?
• My fixed rate mortgage with Investec expires June 2017 and I wish to fix for a further 4 years with Investec, with any luck rates will still be low. In in next couple of years I may want to move for a couple of years to a different city. How difficult is it to get consent to let by Investec under this situation? I would be returning after two years to live in my property.
• I have a mortgage with Investec however my husband and I will be relocating to South Africa in September. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
• This is not a question specific to Investec but do lenders usually provide the information I need for my Buy to Let or Consent to Let self-assessment tax returns?
• I am considering letting out my property with consent to let from Investec, what fees can I expect to pay?
• I am considering relocating with work and would need to rent my property out. I have a mortgage with Investec. My property is worth approx £185k and owe £57k on it. How likely is it that Investec increase my interest rate?
• I am going away for work for up to a year... I was wondering if I was able to get from Investec consent to let the property out while I was away as I am reluctant to leave it unoccupied for that long