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Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Investec consent to lease

  • What is the process for obtaining consent to let from Investec? What documents do they require? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to let out the property?
  • Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It has been on with agents for two months and I am struggling to sell. This is because my neighbour is noisey. I have had to put it on the disclosure form. Mortgage is with Investec on a standard variable rate. It has been suggested to me that I should seek consent to let by Investec and lease the property to tenants.
  • My mortgage is with Investec and wonder if I am required to notify them if we no longer reside in the property. I believe that they could up the interest rate if we move and let it out but it's not very clear what the change would be. Should I decide to lease my house out and apply for consent to let how would the payments go up?
  • Given we are relocating and failing to find a buyer for our flat, we are mulling over letting it out. Is it necessary to disclose this to Investec? If we do, I think they will want to change our mortgage to buy to let and load the fees etc which we can't afford. I thought if you continued making my monthly payments it shouldn't be a problem, but am now nervous about insurance connotations if I have let my property out on the sly. Any advice?
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with Investec and are considering renting the property out for two years, but cannot really afford to convert to a buy to let rate. The estate agent mentioned something about a content to let
  • How do I go about getting a consent to let by Investec? Are there specific requirements like you have to have owned the property for over 9 or 12 months before its given?
  • I am looking at some alternative lifestyle. I have a Investec mortgage, if I become a Australian resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on via email ?
  • In the event that I was successful in obtaining consent to let from Investec, can I sell during the consent period? Is it possible that I would incur any penalties?