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Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Investec consent to let: Q and A’s

  • I have a residential mortgage over my residence in loc and am due to relocate to country for three years. During this period I want to lease out my flat. My lender refuses to issue a consent to let. I wish to avoid taking out a buy to let mortgage as it’s only for a limited time-frame that I am going away for.

  • Last month I was provided with a work opportunity abroad and wondering if it's worth leasing my house out. Will Investec allow me to switch mortgage or grant consent to let? If not I will have to consider if I should accept the job. I have no objection to paying more as I intend to return and move into my home after 1 to 3 years. My agenda here is not to profit. Just love my property and wish to return to it at some point in the future.
  • Me and my partner may be presented with an opportunity to work in a different office in the UK for a couple of months and would like to know if we can lease out our current flat. It is a 2 year fixed rate and we are four months into the mortgage with Investec. We have lived at the property for nearly 3.5 years. The LTV is 80%. What are the chances of obtaining consent to let from Investec? What charges can we expect to pay etc
  • My fiance and I might have to let out her apartment, and I have a query regarding obtaining authority to do so. I know I need to inform Investec and get a consent to let or change to a BTL mortgage. But the property is leasehold, so do we need consent to let from the residents association?
  • I have a mortgage with Investec on a 2 year fixed rate. I may have an opportunity for a teaching job overseas in twelve months time. Would I qualify for consent to let by Investec if I took this opportunity abroad?
  • Do you know if Investec would have an internal record as to whether consent to let was granted for a specific property?
  • I am a Investec borrower. I would like to apply for consent to let my property. I have been waiting for a response from Investec. Could you please check and help?
  • I'm considering a remortgage offer with Investec and it's likely I will require consent to let at some point in the fixed period. Are there any penalties I should consider?