Need Help?

Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Investec consent to lease

  • What is the most extreme action Investec can take if I have let out my house in the absence of consent to let?

  • I am about to join the property ladder interested in a small house in Investec. I have a good size deposit with a mortgage from Investec. My predicament is that my partner inherited a apartment in London and I can foresee myself moving in next month, at which point I would want to let out my property. I understand that consent to let is required but it does not sound like a guaranteed option. Can you offer any advice?

  • A year ago my lender (not Investec) provided me with consent to let. This was subject to a provision that every 6 months they would levy a charge of half a percent of the outstanding mortgage amount. Having the first few payments they have omitted to make the charge in recent months. This may well be a simple error but I am nervous that it would also mean I no longer have Consent to Let.
  • I remortgaged with Investec recently, borrowing extra with the intention of doing a loft conversion. That plan has proved not to be possible and I now intend to purchase a further property for residential purposes and lease the existing property out with consent to let. Is that likely to result in me stitching myself up?
  • My husband and I are looking at new mortgages and also thinking of renting the property in the future - Is there a charge with Investec to receive consent to let and what are the criteria?
  • If I am tied into a fixed rate with Investec but am considering letting out my property, is there a charge for consent to let from Investec and does the interest rate alter?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a six month thing before consent to let - does this apply to all lenders. Is there any way Investec would allow it from the start?
  • I have only recently completed my homeloan with Investec since when my boyfriend has proposed and we are deliberating whether to reside in his house or mine. Would I be issued consent to let if I were to move in with him