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Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Investec consent to let

  • Do I need consent to let from Investec or can I let my new house without telling Investec and being forced to convert to a B2L mortgage?

  • If I were to rent out my ground floor flat with consent to let with Investec, what evidence would be required of the letting? If after twelve months I decided to let it on a series of holiday term rental, do I still need to supply evidence to Investec, or will they leave me alone as long as i keep up with the payments? E.G. if I sublet the room separately at a later stage, is there any reason for Investec to know and would they take issue?
  • My partner and I may have to lease his property out. I am aware that I require consent to let from Investec. We plan to join a landlord association if we go ahead and let the flat, but do you have any opinions on which are the best? We've come across the RLA and National Landlords Association.
  • I'm six months into a two year fixed mortgage with Investec. The LTV is only 50%. I've got what I think is a really good deal on a one bedroom apartment in Lewisham which I would not want to miss. It seems the only way I can get this other property is to release most of the remaining equity. I would let the existing property which would adequately cover the mortgage with Investec. Can I get a consent to let from Investec and ask for additional borrowing after it's rented?
  • Can I remortgage with Investec with consent to let if my fixed rate is about to expire. Circumstances would not have changed.
  • I took a mortgage with Investec but am told they have a stipulation that they refuse to give consent to let the property to a housing association. Is this correct and if so, is there a way to bypass this?
  • Do Investec respond negatively to requests for consent to let? I am just considering this in order to move house in the the near future
  • I am looking to get consent to let with my Investec residential mortgage. It is a 3 bedroom house. Will Investec grant consent on this basis? Or would it be regarded as an HMO?