Consent-to-let Help for Investec Bank

Sample questions relating to Investec consent to let

• We may be presented with an opportunity to work in a different office in the UK for a few months and would like to know if we can let our current property. It is a two year fixed rate and we are six months into the mortgage with Investec. We have lived at the property for over five years. Our LTV is 65%. Are we likely to get consent to let from Investec? What can we expect in fees etc
• My house had been tenanted for three years from 2010-2013 while living Amsterdam. I have a letter dated June 2010 from the mortgage company granting consent to let. In the letter it explicitly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was sent. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not be sufficient for the new lender Investec for the property I intend to buy.Your view would be appreciated
• I previously took a mortgage with Investec and the loan to value is presently 60% with the Investec current book value and would like to purchase a further property but would like to keep my existing property at the current market value. I have had CTL from NRAM on a previous property so know a bit about them and I also have buy to let with Accord on another property. Does the expected rental income on a consent to let with Investec need to be over and above the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 18 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
• My wife have an offer accepted to buy a house, we have a deposit of between 20-25% for a domestic mortgage with Investec. The small problem is we are due to leave the country in two months for work. We are going through our mortgage broker. She says if you tell this to Investec in advance you will need to get a buy to let. Do go ahead with residential mortgage with Investec, in a couple of months ask them if I can have consent to let? Otherwise, do we try and speak to Investec now and disclose there is a chance we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they agree before hand that it wouldn't be an issue
• I was just curious as to whether Investec would issue me with consent to let and what kind of fees, penalties and rate increase etc
• I’ve already been told to write a letter to Investec to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
• I have a standard mortgage with Investec - 55% equity or thereabouts. I am considering relocating due to a promotion and enquiring whether consent to let would be given so I could rent out the property?
• Am I required to get consent to let if I let to a family member (in my case my mother now lives there and contributes towards the Investec mortgage)?