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Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Investec consent to lease

  • Is consent to lease required from Investec or can I lease out my new house without telling Investec and having to convert to a buy-to-let mortgage?

  • What information do Investec expect to to determine whether to grant consent to let. I have a 3 year fix with them. I have never defaulted in payments. I am looking at moving to Croydon due to the family getting bigger. My financial situation has not deteriorated and in fact my salary has gone up thirty per cent since I applied for the mortgage out.
  • My partner and I are FTBs, presently renting. We want to buy a garden flat in Brent. We want to move there, but will need to wait for a job - perhaps 2-3 years. Would we have to get a B2L mortgage? Could we have a residential mortgage with Investec, even though we won't be moving in straight away? Or could we live there for half a year, then start renting it with consent to let from Investec? I'm only evaluating scenarios that are completely legal, and have no intention of contravening the terms of the mortgage with Investec.
  • I have a mortgage with Investec however my husband and I will be moving to South Africa in December. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • I'd like to know if on the balance of probabilities Investec will grant consent to let out our flat in Hackney
  • My OH and I are planning to ask Investec for consent to let out our house in Southwark. We are moving overseas for 3 years and would like to to let it out. I didn't check this out when we got the Investec mortgage, and that was only because we never thought an opportunity like this would come up so was planning on occupying the property.
  • We want to move home and have identified a property we wish to purchase so are considering renting out with consent to let from Investec for our existing property to allow us to place an offer and not lose the potential new property.
  • Me and my husband may want to lease our home temporarily due to a new job. This will be for a limited period but no more than twoyears. Should I tell Investec or do I keep quiet?