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Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Intelligent Finance consent to let: Q and A’s

  • At present I have a residential mortgage with Intelligent Finance. My company has offered me a house as part of my job and would like to lease out my current property. My mortgage advisor has informed me it is a formality. Are you able to provide me with some information please?
  • Me and my wife purchased a house in 2006 on shared ownership basis, I own half through mortgage and rent the other half. Last year I bought a new house. I let out my first house and moved to my new property. I secured consent to let from my lender and I was under the assumption I had consent to let from the housing association. Yesterday I was contacted by the housing association saying they had nothing on record to say I had their consent to sublet. What are my options?
  • Am I required to inform Intelligent Finance of my plan to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you shed any light on this? I am taking separate advice on the insurance, legal and tax ramifications.
  • My fixed rate mortgage with Intelligent Finance ends 31st October. I am required to relocate to Newcastle for my company in next month. I wish to lease out the house in the short term. Can I get a consent to let the property?
  • Were we to ask for a consent to let letter by Intelligent Finance will we be forced to switch to buy to let mortgage? Our mortgage is with Intelligent Finance and as properties are not currently selling and we have seen one we like we were considering letting our home out in order to buy the new and dispose of this one if the local market picks up.
  • My daughter has a mortgage with Intelligent Finance and she wants to lease her apartment out as she moving in with her boyfriend.Will she be issued with consent to let? What is the procedure and fees involved?
  • Was wondering how to obtain a consent to let from Intelligent Finance who I have a mortgage with. There is a remaining balance of 57k. The value of flat is 245k. Its in my name but my wife and I would like to purchase a garden flat in Hackney we have seen together. How do we go about it?
  • I am currently refinancing and exploring the flexibility of certain lenders when it comes to consent to let. Intelligent Finance is one of the lenders I am considering. How accommodating are they are far as consent to let is concerned?