Need Help?

Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Intelligent Finance consent to let: Q and A’s

  • In what situations will consent to let for a property be issued via Intelligent Finance? For what period of time do you have to have had owned the property before consent to let can be obtained from Intelligent Finance? In order to give you some history I am a newly qualified accountant in an apartment purchased five months ago. The ideal job opportunity requiring relocation to Croydon on a permanent basis has arisen. I am interested in getting a consent to let initially to be able to put a tenant in it to offset the costs of the Intelligent Finance mortgage.
  • I have been granted consent to let from Intelligent Finance for a while now and they now want to speak with me and I suspect their agenda will be to get rid of me. Do you have any ideas on what I can do next?
  • My flat valued at £100k. Outstanding home loan of £32k with seven years to run. Obtain consent to let from Intelligent Finance for current flat and make use of income to pay off the last few years of the loan. Take out 75 per cent Intelligent Finance loan on further premises that becomes my main residence? Is this possible?
  • I'm looking to remortgage my two bedroom second floor purpose built flat, currently tenanted with consent to let from Intelligent Finance, onto a BTL rate as we are unlikely to be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really familiar with what my options are. Can you recommend a good broker service specialising in BTL?
  • Were we to ask for a consent to let letter by Intelligent Finance will we be forced to switch to buy to let mortgage? Our mortgage is with Intelligent Finance and as houses are not selling at the mo but we have seen one we like we were considering letting our home out in order to buy the new and sell this one if the value improves.
  • My OH is considering purchasing a new property in Greenwich and is on to a good deal as it needs some work done. We want to rent our current property for two years and then return. Will I be granted a consent to let by Intelligent Finance?
  • Me and my sister and I would like to obtain consent to let on a house where we have a mortgage with Intelligent Finance. If granted, how long would consent be given for? In asking for consent to let from Intelligent Finance are we running the risk of them forcing us to change deal to B2L
  • Please can you provide me with details of how to proceed with gaining consent to let from Intelligent Finance and what, if any, cost I face.