Need Help?

Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Intelligent Finance consent to lease

  • We've been renting my wife's old house out with "consent to let" from Intelligent Finance on a homeowner mortgage for the past two years. Intelligent Finance have just written withdrawing their consent to let if we do not transfer to one of their "buy to let" deals.

  • I purchased a house 3,two years ago in Newcastle when I worked locally. I got a promotion which requires working in London. I commute down on Sunday morning and live with a relative mid week. I am now thinking of relocating with the family to avoid the commute. I am looking into the option of renting out my existing home. My mortgage is with Intelligent Finance, would I have to move onto a new mortgage product or ought I try to get consent to let?
  • I am two years into a five year fixed rate mortgage and have accepted an overseas job so wish to rent out my property for a couple of years. My equity is in the region of fifty per cent. My query is if Intelligent Finance will charge me more interest for consent to let for the period of my letting?
  • It seems as though I will have the chance to go and work overseas in a couple of years. I am therefore thinking of downsizing to a newer property in Hounslow which I could rent out more easily as and when required. I would aim to keep 50% equity in the new apartment which would be my home for a while. My current mortgage provider will only provide consent to let for 12 months. I suspect renting it out longer term and not having consent could land me in a whole host of legal issues. Buy-to-let seems inappropriate when I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from whom? Do lenders such as Intelligent Finance provide consent to let for more than a year?
  • Intelligent Finance. Will they grant consent to let a house for a couple of years? I reoccupy as an occupier.
  • I am thinking about renting out my property obtaining consent to let from Intelligent Finance, what fees should I expect to pay?
  • Would a prior extension to a mortgage term with Intelligent Finance be held against us when we sought consent to let from Intelligent Finance.
  • I have purchased a apartment using a Intelligent Finance home loan. However I am currently living with parents. I don't want to move in until for eight months due to personal reasons. In interim can I rent out the property with consent to let?