Need Help?

Need professional advice for your consent to let with HSBC Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: HSBC consent to let

  • Just wondered if HSBC invoke a right to change the rates on a homeowner mortgage that has just been approved for Consent to Let at any time, onto ‘rates akin to their BTL range'?

  • My friend has been renting her property off the same landlady for almost 18 months. For the past year my friend has been getting letters from HSBC (it is apparent from the envelope). For the first half a dozen she reposted them to her landlady's address. My suspicions were aroused as none of her landlord’s post was supposed to be going there. So I went to my friends house and called HSBC on her behalf. The gentleman I spoke to at HSBC had a long list of queries, the landlord’s details, information relating to the tenant and then said they were going to look into whether she could legallylet out the house or if it was an offence with no consent to let. What does this mean for my friend?
  • For two years now I have been with HSBC and have just re-fixed the mortgage rate. The LTV is in the region of 28%. Unfortunately we must move into my elderly mother-in-law's flat to care for her, it would make sense to rent our house out - do I require consent to let from HSBC and is it likely to be granted?
  • My husband and I are in a tricky mortgage situation in the last couple of month. We have to lease our apartment with consent to let and move to a new due to schooling. We are about to rent a property. We are finding it really difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • Are you able to give me some initial help re consent to let? We have a HSBC mortgage and are considering renting the place out for a couple of years, but cannot really afford to switch to a buy to let mortgage. Is consent to let a viable option rather than to switching to a buy to let rate?
  • I am thinking about renting out my property with consent to let from HSBC, what fees are likely to be incurred?
  • I am trying to find out if it is possible to get a consent to let mortgage with HSBC rather than a buy to let mortgage
  • I might be looking to let out my property and wondered what I would need to do to obtain consent to let from HSBC. There is a possibility that I might be moving abroad for nine months.