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Need professional advice for your consent to let with HSBC Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to HSBC consent to lease

  • I own a three bedroom leasehold apartment with a HSBC mortgage and have a lodger sharing with me. I am about to relocate to Redbridge and will rent there. My lodger has asked to stay and has agreed to pay a higher rent. Am I obliged to get consent to let via HSBC?
  • I have recently let out my maisonette having been given Consent to Let with my MP. Six months have now elapsed and they have upped my mortgage rate as forewarned. I cannot port to a preferable product with them, as they will withdraw my consent to let. Were I to go with an alternative provider for instance HSBC, would I be required to take out a B2L mortgage or could I simply refinance and seek consent to let?
  • I am looking to apply to HSBC for consent to let on our existing residential property in Hillingdon. I am planning to draw down equity from my existing home ahead of this, and using that money to purchase a new residential property. I will stay in that house whilst renovating it for 6 months after which the intention is to sell it then move back to my current property. Is this something HSBC will consider consent to let for or does this fall outside the standard criteria?
  • My partner and I took a loan out on a 2 bed flat last November however I will be working outside of commuting distance of Islington for the foreseeable future but hope to find work closer in the long term. Given that I recently acquired the property I will lose money if I sell and do plan to return to Islington so would like to keep it. How difficult is it to get consent to let from HSBC and how do I go about it ?
  • Will HSBC want to know my reasons for applying for consent to let? Is it wise to disclose my potential move abroad?
  • We have a letter to HSBC requesting consent to let signed and ready, but I'm not sure what address I should mail this to. Can you please help me with the address?
  • I am looking to place our matrimonial home on rent due to job commitments and was curious if this is possible to get consent to let. It is on a fixed rate mortgage with HSBC until 2018 October
  • I have a mortgage with HSBC and am considering whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. What are my consent to let options currently?