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Need professional advice for your consent to let with HSBC Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

HSBC Consent to Lease Example Support Desk Enquires

  • My fixed rate mortgage is coming up for refinancing with HSBC. The house has been tenanted for a few years and I now realise that I should come clean toHSBC. My understanding is that I must apply for consent to let, but bearing in mind that the property has already been let out could they deny - determine that I go onto a BTL product and even apply a penalty? There is excellent equity - 30% LTV and have never missed any payments.

  • Exciting times as my wife and I are moving to Australiain Month, initially for a little as 9 months but conceivably longer term. We have just applied to HSBC for consent to let out my home in HSBC. The mortgage has been in place with HSBC for Six years and no payments have ever been missed. HSBC advise, that even if they grant consent to let, that this will be limited for 12 months. And then what?

  • I am purchasing a maisonette in Tower Hamlets. I am only looking to reside there for a year, and then move into a bigger home. Rather than sell the first flat my preference would be to rent it out so that it becomes an investment. Do you know if HSBC would grant consent to let after half a year?
  • My fiancee and I are are looking to join the property ladder, presently renting. We would ideally like to purchase a garden flat in Havering. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we need to seek a B2L mortgage? Could we take a 1st time buyer mortgage with HSBC, because we intend to move there soon? Alternatively could we reside there for a few of months, then start renting it with consent to let from HSBC? I'm only evaluating scenarios that are completely legitimate, and have no intention of contravening the terms of the HSBC mortgage.
  • How easy is it to obtain a consent to let from HSBC and what will it cost me? If I want to let out my property for two months how simple is it to chop and change between a standard mortgage and consent to let?
  • How much of my loan allowance will be made available to draw down on if I switch my mortgage to a consent to let with HSBC?
  • Do HSBC respond negatively to requests for consent to let? I am just considering this as an option if I move house in the coming months
  • Six weeks ago I purchased my property and took out a mortgage with HSBC but my boyfriend has asked me to move in with him. Would I be allowed consent to let?