Need Help?

Need professional advice for your consent to let with HSBC Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to HSBC consent to let

  • I am a first time buyer interested in a terraced house in HSBC. I have a 50% deposit and expect a mortgage from HSBC. My concern is that my girlfriend inherited a apartment in Nuneaton and I can foresee myself moving in next month, when I would have to let out my house. I I know that consent to let is needed but it does not sound like there is any certainty. Can you offer any advice?

  • I previously got consent to let from HSBC two yrs ago but never used it and have since refinanced with a new lender. I recently sought for consent to let. I was informed that it would be forthcoming since their requirements were met. I have now got a communication informing me that I need to supply a letter from the DWP confirming that that are aware of my current situation before they can issue consent. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the insinuation that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £25 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to discontinue claiming
  • We are currently in Dubai and renting out our property in Tower Hamlets. This is not something we planned but an opportunity came up and we took it. The rental income is not enough to cover the mortgage so we send back money each month to make up the shortfall. Anyway this morning our lender got in touch informing me that because the property is being let out and has been for almost four years we will have to pay 1.5% interest in addition to our current mortgage rate. One option would be to sell up but this will be far from easy as I am on the other side of the world. Could we remortgage with HSBC and get consent to let?
  • We took a home loan out on a 2 bed flat in July however I will be working outside of commuting distance of Barnet for the foreseeable future but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do hope to return to Barnet so would like to keep it. How likely are HSBC to allow a consent to let and what are the financial implications ?
  • I have a letter to HSBC requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • I am looking at some alternative lifestyle. I have a HSBC mortgage, if I become a Australian resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on the phone ?
  • I have a mortgage with HSBC. I am considering moving out and leasing out my flat. Do I need a consent to let ?
  • My husband and I want to consider the option of leasing out my house with consent to let from HSBC whist away travelling for a couple of months