Consent-to-let Help for HSBC Bank plc

Questions and Answers: HSBC consent to let

• In what circumstances will consent to let for a property be granted from HSBC? For what period of time do you have to have had the mortgage before consent to let can be granted by HSBC? By way of background we are moving abroad for a year and a half with my wife’s work and will need to rent our property. I would be interested in obtaining consent to let initially to be able to renting the property out to offset the costs of the HSBC mortgage.
• A friend of mine has been renting her property from the same landlord for nearly 18 months. Over the course of the last six months my friend has received letters from HSBC (it is apparent from the envelope). Inititially she reposted them to her landlady's address. My suspicions were aroused as none of her landlady's mail was meant to be going there. So I went to my friends house and called HSBC on her behalf. The gentleman I spoke to at HSBC had a long list of queries, the landlady's name her current address, information relating to the tenant and then said they would investigate whether she could legallylet out the house or if it was an offence without consent to let. What does this mean for my friend?
• I have had a HSBC mortgage for less than a year but I discovered this week that I am about be made redundant. I would appreciate some how to go about applying for consent to let from HSBC
• In 2001 I was granted permission by the local authority and my mortgage provider HSBC to convert a small barn into a granny annex, conditional on it not being disposed of separately from the main house. My parents passed away some years ago and I would now like to let it out with consent to let from HSBC. Do you think this will be possible?
• I am trying to find out which mortgage providers are best for allowing consent-to-let without raising rates, and hopefully allowing in excess of two years where required. Is that something you can help with? We are particularly interested in HSBC
• What are the circumstances under which HSBC would turn down a consent to let application?
• There is a chance of me going to Hong Kong for twelve months with work. Planning on taking my partner with me and hoping to rent our UK home in the meantime on a short term basis to make matters more cost effective. I was just enquiring I have filled in my application form but I'm unsure where to send it
• I am looking to get consent to let with my HSBC residential mortgage. It is a 3 bedroom house. Do HSBC grant consent on this basis? Or would it be regarded as an HMO?