Consent-to-let Help for HSBC Bank plc

Questions and Answers: HSBC consent to let

• Is it permissible to let out our property in the absence of consent to let from our lender? I appreciate that at the time we signed a declaration saying it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use help to buy if you owned other property at the time, but what about property after the event? Can you acquire a further property, or inherit a property?
• I have been stupid in not informing HSBC that I’m letting my property out. Ideally I would like to do the right thing with as little adverse implication as possible. If HSBC says yes, is there any way of them finding out that I’ve already been renting it without consent?
• I appreciate the GGT consequences of switching a HSBC mortgage to consent to let, but what about the ongoing rental income vs outgoings? Say I changed my former owned one bedroom apartment into CTL and moved out and pay rent elsewhere. Is it legitimate to expense the rent I am paying from the rental revenue?
• My wife have a fixed rate mortgage with HSBC for 2 years and have been living in the house for nearly one year. Due to work I need to move so I would like to lease the place out. How can I get consent to let from HSBC?
• I would like to rent out my home for three years at most. I would like to know if I could have a consent to let by my current mortgage lender HSBC?
• Is there a fixed or maximum term how long I could rent my property out to a family member with consent to let from HSBC. I no longer want to live in the area and want to buy a new home?
• I was just wondering how to obtain consent to let from HSBC...do I call them or apply formally in writing to them?
• Not sure if you can help What do we need to do to obtain consent to let from HSBC? And how much equity is needed?