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Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Holmesdale Building Society consent to let

  • Are any options available to me if my request for consent to lease is subsequently refused by Holmesdale Building Society?

  • I want to let my current house as I wish to purchase a larger house for the family. I have a fixed rate mortgage with Holmesdale Building Society. On the basis I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term is finished. Could I refinance after a couple of years with a different lender? What implications does that have apart from the higher rates - would I need a greater equity ratio in the property too ie lower loan to value?
  • My wife and I bought a house in 2006 on shared ownership basis, I own half via mortgage and rent the remaining percentage. Three years ago I purchased a new property. I rented out my first house and moved to my new home. I got consent to let from my lender and I was under the assumption I had consent to let from the housing association. Last week I was contacted by the housing association advising they had nothing on record indicating I had procured consent to sublet. What do I do now?
  • I was just looking for guidance on whether I will be allowed to convert a residential mortgage with Holmesdale Building Society to a consent to let. It will be less than 65% ltv and it would alter from capital and interest repayment to an interest only loan?
  • Afternoon? I am just wondering if Holmesdale Building Society offer consent to let as an option should I decided to lease out my property under a homeowner mortgage. Is there a specific rule for right to buy property and consent to let?
  • I am trying to find out if it is possible to get a consent to let mortgage with Holmesdale Building Society rather than a buy to let mortgage
  • I am looking at some alternative lifestyle. I have a Holmesdale Building Society mortgage, if I become a US resident but wish to rent my UK house, do I need to get consent to let from Holmesdale Building Society to do this ?
  • Will I need consent to let from Holmesdale Building Society if I am intending to reside in the flat myself for three months of the year? Also if I obtain consent to let for a period of time, say up to twelve months, what happens thereafter.