Need Help?

Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Holmesdale Building Society consent to let

  • My lender has placed me in a catch 22 with a Consent to Let mortgage. In response to requesting consent to let my lender has requested that I produce an executed tenancy agreement before they will grant permission. Is is not the case that if I adhered to their request that I would be violating the lender’s terms and conditions?

  • We have a fixed rate mortgage with Holmesdale Building Society for two years and have been living in the house for nearly one year. Due to work I need to vacate so I would like to rent the place out. How can I get consent to let from Holmesdale Building Society?
  • It seems as though I will have the chance to go and work abroad in a couple of years. I am therefore thinking of scaling down to a newer flat in Greenwich which I could rent out more easily when the time comes. I would aim to keep half the equity in the new flat which would be my home for a while. My existing mortgage provider limits consent to let for 12 months. I suspect renting it out longer term and not informing them could result in a whole host of legal issues. B2L seems unnecessarily expensive given that I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from which lender? Would, for example, Holmesdale Building Society issue consent to let for more than a year?
  • I am hoping to release equity in my existing house to acquire another property which I propose to live in whilst I renovate it. My preference is to let out my current property with the Holmesdale Building Society loan. Is it likely that I would be granted consent to let? House is worth £350 k with a £150k mortgage in place.
  • My fiance and I are planning to ask Holmesdale Building Society for consent to let out our property in Harrow. We are moving overseas for three years and need to let it out. I omitted to look into this when we took the Holmesdale Building Society mortgage, and that was only because we never thought an opportunity like this would come up so was planning on occupying the property.
  • I have a mortgage with Holmesdale Building Society and am considering letting it for three months while on holiday. Will Holmesdale Building Society consent to this?
  • I recently bought a three bedroom ground floor purpose built maisonette in Ealing. I am a FTB. I am moving Paris next month, can I get consent to let from my lender Holmesdale Building Society or do I have to wait six months?
  • I was wondering if you could assist. I do not have consent to let from Holmesdale Building Society and was wondering if this option is available to me to move to as I have to move back home to take care of my mum