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Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Holmesdale Building Society consent to let: Q and A’s

  • I have a normal mortgage with Holmesdale Building Society and will be joining the Royal Fleet Auxiliary in September. This is a civilian manned fleet run by the MOD. I will be at sea four months on and three months in the UK. Whilst away I want to let out my house in Lambeth and live with my father when on shore. What's involved in getting consent to let? Can it be granted? and does it involve an increase in interest rates?
  • I have recently let out my ground floor flat having been granted Consent to Let with my bank. 6 months have now gone by and they have upped my repayment percentage as forewarned. I am unable to port to a more favourable product with them, as they will remove my consent to let. If I was to go with an alternative provider for instance Holmesdale Building Society, would I need to get a Buy To Let loan or could I just refinance and secure consent to let?
  • A friend of mine recently sought CTL from the Woolwich which they refused as the mortgage had not been in place for six months. I am about to seek consent to let from Holmesdale Building Society. Do they adopt the same rule?
  • I am planning to apply for consent to let from my existing mortgage lender Holmesdale Building Society. A friend of mine said that he was granted ‘consent to let’ confirmation from a different lender where conditions attached to the consent referred to an assured shorthold tenancy. Can you explain what this is?
  • My husband and I are planning to ask Holmesdale Building Society for consent to let out our home in Hackney. We are relocating overseas for 3 years and need to let it out. I omitted to check this out when we took the Holmesdale Building Society mortgage, and that was due to the fact that we never thought an opportunity like this would come up so was planning on occupying the house.
  • I am trying to find out Holmesdale Building Society fees for conversion to consent to let from a fixed rate residential mortgage?
  • I am looking to place my residential property on rent due to work commitments and was wondering if this is possible to negotiate consent to let. It is on a fixed rate mortgage with Holmesdale Building Society at the moment until 2018 November
  • I would like to buy a new house but can't afford to sell my existing flat with a Holmesdale Building Society mortgage. Do you know the criteria for Holmesdale Building Society to give consent to let? Is getting married and having kids a sufficient reason to make the request?