Need Help?

Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Holmesdale Building Society consent to lease

  • I have my one bed flat in Greenwich on the market but despite a couple of viewings there is a lack of interest so far. As a backup option I am considering leasing out the property if it doesn't sell. I dont foresee a problem getting consent to let from the freeholder. My mortgage adviser says that in such circumstances I may have to switch to a B2L product yet I probably don't have enough equity needed. What's the worst that could happen if I if hypothetically I was to retain the current Holmesdale Building Society home loan and let the property out on the QT As long as the mortgage is being paid in full and on time, why would they care or check?
  • What are the chances of Holmesdale Building Society in granting Consent To Let on a garden flat? Agents have had it on the market for six weeks. I need to sell but I'm concerned that if there are no takers I will need to rent out the property in order to cover the mortgage to Holmesdale Building Society (I no longer live there). My preference is to be honest with Holmesdale Building Society than not tell them but I'm not sure how accomodating they will be.
  • Me and my brother are joint proprietors of a small apartment in Croydon with a Holmesdale Building Society mortgage. I want to leave and purchase a new property with my fiancee. How would I deal with leasing out my room? Would I require consent to let via Holmesdale Building Society. My brother will continue to reside in the property
  • I have a fixed mortgage with Holmesdale Building Society (with a little under eighteen months left) but due to redundancy want to move away from London (actually to a new job in France) and so wish to let the property out. We are keen to avoid the expense of an early redemption charge and understand that some lenders are content to provide this 'consent'...what is the approach taken by Holmesdale Building Society?
  • Is it possible to negotiate a consent to let from Holmesdale Building Society if I have an existing mortgage which has been in place for twelve years?
  • I would like some advice on how best to approach my mortgage company Holmesdale Building Society regarding a 'Consent-to-Let' application. Is this something you can assist me with ?
  • My wife and I may need to lease our home temporarily due to a new job. This will be for a limited period but perhaps for twoyears. Should I tell Holmesdale Building Society or am I best advised to keep quiet?
  • Can you tell me how much the fees are and if Holmesdale Building Society typically grant consent to let without changing to a commercial rate?