Need Help?

Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Holmesdale Building Society consent to lease

  • I’d appreciate your advice if you have had experience seeking Consent to Leaseforfor less than a year from Holmesdale Building Society or if you have any tops as to how such consent is gained.

  • Me and my partner are looking to purchase a maisonette with ten per cent deposit with the intention of living there. However in the next two years the in-laws have plans to move to Spain for a year or two so we plan to move into the in-lawsBexley property to "housesit". If we were to proceed with a residential mortgage with Holmesdale Building Society would there be any difficulties with negotiating consent to let ?
  • I have a garden flat in Tower Hamlets which I inherited six years ago and which I have since remortgaged with Holmesdale Building Society on a fixed rate which ends next June. If I want to lease out the property whilst I go travelling what do I need to do and is there a time limit? Are there any other consequences when applying for consent to let?
  • My husband and I are soon to send the remaining information to our broker for them to proceed with our mortgage application to purchase our first property together. My husband bought an apartment in 2001 which he jointly owns with his brother. That flat has been tenanted in the absence of consent to let from Holmesdale Building Society. Fast forward to our application - our broker asked for info on the Holmesdale Building Society mortgage. If we come clean about the lack of consent to let from Holmesdale Building Society will it adversely impact the chances of getting a mortgage?
  • I'm having to move to Australia for eighteen months for my job but I don't want to switch my mortgage to BTL as the intention is to reoccupy it when I return. Do you know if Holmesdale Building Society charges extra on the interest? Is there any way around this?
  • How easy is it to obtain a consent to let from Holmesdale Building Society and what will it cost me? If I want to let out my property for two months how easy is it to fluctuate between a standard mortgage and consent to let?
  • I would like some guidance on how best to approach my mortgage company Holmesdale Building Society regarding a 'Consent-to-Let' application. Is this a task you can assist me with ?
  • I have a mortgage with Holmesdale Building Society taken five months back where I moved from another mortgage provider. Can I now rent my property with consent to let from Holmesdale Building Society as I am planning to buy another property.